Best Mortgage Refinance Companies in Fort Smith

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Bank of England Mortgage Fort Smith logo
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License: 1553256

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Bank of England Mortgage Fort Smith

3400 S 70th, Suite D, Fort Smith, AR 72903
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  • Reverse Mortgages

Business Description

Bank of England Mortgage serves the refinancing needs of residential property owners in Fort Smith. Its refinancing options include FHA Streamline, conventional, USDA, VA, and construction loans. The company has been in business for over 100 years. It leverages its national mortgage banking capabilities to finance a wide array of loan products while delivering down-home service by being available day or night to address client questions and concerns. Bank of England Mortgage also offers loans for homebuyers, such as Jumbo and bank statement loans.

License Verified:

License: 1553256

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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NWA Lending logo
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License: 995763

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NWA Lending

2829 E Hyland Park Road, Fayetteville, AR 72701
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  • New Construction

Business Description

For over 20 years, NWA Lending has been helping Fort Smith residents with their home loan purchase needs. It provides refinancing solutions for borrowers seeking to lower their monthly payments or shorten their mortgage terms. Its loan officers assist clients in obtaining cash from their home's equity to finance improvement projects or pay off debts. They cater to first-time homebuyers and self-employed people with low credit scores. The company, owned by a local Arkansas bank, partners with multiple lenders to offer different loan options.

License Verified:

License: 995763

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Open Mortgage - Sherrell Mortgage Team logo
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License: 1941803

Nationwide Multistate Licensing System and Registry

Open Mortgage - Sherrell Mortgage Team

4285 N Shiloh Dr, Fort Smith, AR 72703
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  • New Construction
  • Reverse Mortgages

Business Description

Open Mortgage-Sherrell Mortgage Team has been catering to locals in Fort Smith since 2003. It has various financial services, from home purchasing and refinancing of outstanding loans to reversal loans. Clients who have owned properties and are considering refinancing may choose from conventional loans, cash-out refinancing, FHA, rehab, and VA loan options. Its loan officers have more than 15 years of experience and are also able to offer their services in Spanish. The company is licensed in 48 states.

License Verified:

License: 1941803

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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