Expertise.com

2024

Last updated:

Best Life Insurance Companies in Fayetteville

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fayetteville Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3680Reviewed

2212Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3790 Bellafont Boulevard, Fayetteville, AR 72703
  • Life Insurance

Why choose this provider?

Davis & Garratt Insurance Group is a life insurance company that serves clients from Fayetteville and nearby areas. The agency provides whole, universal, and term life insurance to ensure security for the clients' family and loved ones. Aside from life insurance, the firm also offers policies for vehicles, homes, employees, farms, and businesses. The company is led by Drew Bradley, an insurance professional who has been in the industry for 20 years. He founded Davis & Garratt Insurance Group in 2007.

License Verified:

License: 100103700

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (106)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1722 North Gregg Avenue, Fayetteville, AR 72703
  • Life Insurance

Why choose this provider?

Paul E. Dunn Insurance Agency is an independent firm that has been offering life insurance solutions to individuals and businesses in Fayetteville and surrounding communities for more than 19 years. The agency’s financial services department provides coverage options that meet the needs of its clients and employers. From there, the agency can write a tailored package. Its life insurance policies include universal, term, whole, and simplified issue whole package. In addition, Paul E. Dunn Insurance Agency offers auto, business, home, and pet insurance.

License Verified:

License: 100113271

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (11)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
935 North College Avenue, Fayetteville, AR 72701
  • Life Insurance
  • Health Insurance

Why choose this provider?

Phillip Pool runs his own agency through State Farm, serving individuals, families, and businesses in Fayetteville. He and his team offer different types of life insurance policies, including term, whole, and universal. In addition, they provide auto, commercial, health, home, and property insurance plans. Annuity and banking products, such as CDs and savings accounts are also available. Phillip's office has representatives who can speak English, Laotian, and Spanish, allowing it to cater to a broad range of clients.

License Verified:

License: 14296523

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (106)
Facebook
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2928 North McKee Circle, Fayetteville, AR 72703
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Owned by Seth Livingston and Paul Livingston, The Agency Insurance and Financial Northwest Arkansas is an independent insurance firm serving individuals and businesses in the Fayetteville metro area. It helps its clients protect their families financially in the event of death by providing term, whole, and final expense life insurance policies. It also offers auto, homeowners', Medicare, and health insurance. The professionals at this agency work with a wide range of insurance companies to obtain a policy that fits customers' specific situations.

License Verified:

License: 10734082

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3075 North Market Avenue, Fayetteville, AR 72703
  • Life Insurance

Why choose this provider?

Adams Insurance & Financial provides insurance solutions to individuals, families, and businesses in Fayetteville and nearby areas. It works with a broad network of life insurance carriers to find the most suitable policies and coverages for each client. Its agents procure personalized plans and provide advice on life insurance policies, coverages, premiums, and requirements. Other personal insurance lines include auto, home, and renters' insurance. Its owner, Aaron Adams, has 21 years of experience reviewing policies and assisting clients in obtaining the most comprehensive policies.

License Verified:

License: 2042146

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2211 Main Drive, Fayetteville, AR 72704
  • Life Insurance
  • Health Insurance

Why choose this provider?

Matt Hartness is a multiple-line general agent with American National. He caters to clients in Fayetteville and the surrounding areas. He offers various types of life insurance, including guaranteed universal, indexed, term, universal, and whole. In addition, he provides commercial auto, classic car, farm and ranch, health, and recreational insurance products. Matt has received several American National awards and honors, including the MLGA of the Year, President's Club, and Summit Club.

License Verified:

License: 9254127

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1280 East Stearns Street, Fayetteville, AR 72703
  • Life Insurance
  • Health Insurance

Why choose this provider?

Sims & Renner Insurance is a privately owned life insurance company that serves clients from Fayetteville and nearby areas. The agency offers a variety of life insurance options, including whole life, term life, and universal. Insurance packages for health, homes, cars, and businesses are also available. The firm's team of insurance professionals has a combined experience of around 400 years. Greg Sims, the president of Sims & Renner Insurance, believes in creating long-lasting relationships with clients and treating them like family.

License Verified:

License: 100115752

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (40)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
909 East Rolling Hills Drive, Fayetteville, AR 72703
  • Life Insurance
  • Health Insurance

Why choose this provider?

Krisell & Jennings Agency is an independent insurance firm serving clients in Fayetteville and the neighboring areas. It offers a range of insurance products, including life plans, health coverages, and policies for homes and automobiles. The agency also provides insurance plans for businesses. Founders Brent Jennings and Jayson Krisell previously worked for AAA Insurance. Before this, Brent started in the industry with Farm Bureau, while Jayson served as a senior account representative for nearly a decade.

License Verified:

License: 3000139435

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (51)
Facebook
4.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
809 West Emma Avenue, Springdale, AR 72764
  • Life Insurance
  • Health Insurance

Why choose this provider?

Variety Insurance is a Springdale-based full-service company that delivers insurance solutions to business owners, families, and individuals in the Fayetteville metro. It is an independent agency that assists clients in purchasing life insurance plans that can cover their funeral expenses, income loss, and outstanding debts. Additionally, Variety Insurance provides other personal and business plans, including health, home, auto, workers' compensation, and commercial insurance. Owners Alma Garcia and Vicky Lorenzana founded the company in 2013. They are members of the Springdale Chamber of Commerce.

License Verified:

License: 100108280

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (31)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3887 North Crossover Road, Fayetteville, AR 72703
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bittle Armstrong Insurance is a full-service independent insurance agency serving families and businesses in Fayetteville and the surrounding areas. With more than 60 partner carriers, it delivers a large assortment of potential life insurance options. This type of insurance offers peace of mind and family protection. The firm's agents also offer health coverage, including dental and vision needs, disability, cancer, and Medicare. In addition, Bittle Armstrong Insurance provides insurance options for commercial clients needing coverage for general liability and cyber-specific risks.

License Verified:

License: 7474121

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
60 East Township Street, Fayetteville, AR 72703
  • Life Insurance

Why choose this provider?

Parrish-Kelley Hometown Insurance is an insurance agency that caters to clients in Fayetteville and the surrounding areas. As an independent agency, it works with various insurance carriers, like American Modern, Cigna, The Hartford, and UnitedHealthcare. Its product line includes traditional whole, universal, and variable universal life insurance policies. Moreover, it offers burial, final expenses, and term life insurance products. Marcia Parrish, co-owner, holds a degree in business. She worked in the human resources field before becoming an insurance agent in 2009.

License Verified:

License: 3000080538

Arkansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
179 North Church Avenue, Fayetteville, AR 72701
  • Life Insurance
  • Health Insurance

Why choose this provider?

Corporate Benefit Planners, PLC is a life insurance agency in Fayetteville that has been providing insurance products to individuals and employers for over a decade. For individuals, it offers health insurance, dental insurance, cancer plans, critical illness insurance, and overseas travel medical plan. While employers can take advantage of group medical insurance, vision insurance, short-term and long-term disability insurance, and accident plans for their employees. Corporate Benefit Planners is affiliated with American Heritage Life, Sunlife Financial, and United Healthcare.

License Verified:

License: 100112961

Arkansas Insurance Department

FAQs

  • How can one determine if the insurance company in Fayetteville is licensed?

    People can check with the Arkansas Insurance Department to see if a Fayetteville insurance company is licensed to do business in the state. The agency checks insurance companies, goes after insurance fraud, and makes sure that state insurance laws and rules are followed. Its license division makes sure that all of the rules are followed when it comes to license renewals and continuing education requirements for insurance companies.

  • Who can be named a beneficiary in a life insurance policy in Fayetteville?

    A policyholder's life insurance beneficiaries in Fayetteville may include their spouse, family members, close friends, financial relationships, a trust, or their estate. There are no hard and fast rules about who a person can name as their beneficiary, though there may be restrictions for married people living in certain areas.

  • Do minors in Fayetteville who are designated beneficiaries on life insurance policies receive the proceeds?

    When a policyholder dies, the funds are usually transferred to a legal guardian for any minor beneficiaries. To gain more control over the situation, it is best to name a trust as the beneficiary. This arrangement ensures that the benefits are paid directly into the trust, which can be beneficial if the funds will be used for the minor's care.

  • What is the grace period for paying life insurance in Fayetteville?

    The policyholder is given a grace period of 30 days to pay for their Fayetteville life insurance policies. The insurance company is not allowed to cancel the policy or refuse coverage during this time period. It acts as a safeguard to prevent an immediate lapse in coverage due to minor payment delays, giving policyholders a reasonable window to meet their payment obligations without having their policy canceled.

  • How long can a beneficiary of a Fayetteville life insurance policy make a claim?

    In Fayetteville, there is no set deadline for claiming a life insurance payout. As long as the policy is in force or the premiums were paid at the time of the covered person's death, the insurance company cannot deny the claim and must pay the recipient the money. However, filing the claim as soon as possible can expedite the payout process.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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