Best Bankruptcy Attorneys in Tuscaloosa

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Last updated: October 1, 2022

Cockrell, Cockrell, Townsend & Ritchey, LLP

1409 University Boulevard, Tuscaloosa, AL 35401

Chapter 7 Bankruptcy
Chapter 13 Bankruptcy

Cockrell, Cockrell, Townsend & Ritchey, LLP handles bankruptcy cases in Tuscaloosa. As the firm's bankruptcy attorneys, Ginger Cockrell and Caroline Ritchey help clients dealing with financial hardship by assessing their financial status and recommending the best type of bankruptcy. Chapter 7 involves discharging unsecured debts and liquidating some assets to pay off creditors, while Chapter 13 helps debtors pay off their debts over a three-to-five-year period. Chapter 11 is advised for those who want to continue their business despite financial hardship.

Eric Wilson Law, LLC

1902 8th Street, Tuscaloosa, AL 35401

Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Credit Card Debt
Debt Settlement
Student Loan Debt
IRS Tax Debt

Eric Wilson Law, LLC, is a law company that provides bankruptcy lawyer services in Tuscaloosa and the surrounding areas. Wilson offers consultation and representation to individuals who are seeking to resolved financial issues by filing a chapter 7 or a chapter 13 bankruptcy petition. He also resolves matters that involve creditor harassment and foreclosures. Additionally, Eric Wilson Law, LLC, also deals with student loans and tax debt cases. He also counsels clients after completing the bankruptcy process.

Marshall A. Entelisano, P.C.

701 22nd Avenue, Tuscaloosa, AL 35401

Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Debt Settlement

Marshall A. Entelisano, P.C., is a bankruptcy law firm that serves the Tuscaloosa metro area. Since 1998, Entelisano has been helping people navigate chapter 7 or 13 of the bankruptcy law. Under chapter 13, he assists clients in the process of debt consolidation, debt reorganization, and debt repayment plan. Entelisano also seeks to resolve cases that involve creditor harassment and foreclosures. He is passionate about helping people eliminate their debts and experience financial relief.

Melinda Murphy Dionne

2606 8th Street, Tuscaloosa, AL 35401

Chapter 7 Bankruptcy
Chapter 13 Bankruptcy

Melinda Murphy Dionne is a bankruptcy attorney serving Tuscaloosa and the surrounding communities. Dionne has been practicing bankruptcy law for 29 years. She helps people with overwhelming debts achieve debt relief and create better financial futures. She has represented debtors in chapters 7, 11, and 13 bankruptcy cases. The professional from this business can help clients with debt consolidation, management and negotiation programs, and credit counseling. Melinda Murphy Dionne personally handles all cases.

Reynolds, Reynolds & Little, LLC

2115 11th Street, Tuscaloosa, AL 35401

Debt Settlement

Reynolds, Renolds, & Little, LLC offers legal advice and support in Tuscaloosa and neighboring areas. The bankruptcy lawyers of the firm can represent both creditors and debtors in bankruptcy proceedings. The firm is also equipped to handle debt workouts, foreclosures, and payment restructuring outside of court. Lenders and creditors can also reach out to the firm to find assistance in collection actions. Reynolds, Reynolds & Little, LLC also manages real estate cases, banking law matters, and commercial transactions.

Rosen Harwood

2200 Jack Warner Parkway, Tuscaloosa, AL 35401

Debt Settlement

Rosen Harwood is a full-service law firm that offers legal assistance to municipalities, businesses, individuals, and other public entities throughout Tuscaloosa and nearby areas. The bankruptcy attorneys from this business offer representation in chapters 7, 9, 11, and 13 bankruptcy cases. Its professionals are also active in debtor-creditor litigation, foreclosure defense, loan workouts, consumer and commercial collections, and impounds. Shareholder and bankruptcy attorney Lori Creel Baird is a member of the Alabama State Bar and Mississippi State Bar.

Sirote & Permutt, PC

2311 Highland Avenue, Birmingham, AL 35205

Debt Settlement

Sirote & Permutt, PC, has a bankruptcy and creditors' rights practice group serving the Tuscaloosa area. Their team of bankruptcy lawyers represents banks, creditors' committees, financial institutions, secured and unsecured creditors, and trustees in chapter 11 bankruptcies, out-of-court loan workouts, and receiverships. They also handle bankruptcy preferences, fraudulent conveyances, post-petition financing, and treatment of executory contracts and leases. The firm also deals with other practice areas including alternative dispute resolution, banking and finance, government contracts, and real estate.

Tanner & Guin

2711 University Boulevard, Tuscaloosa, AL 35401

Debt Settlement

Tanner & Guin is a law firm established in 1984 that serves small- to medium-sized business owners in Tuscaloosa. The firm provides a variety of business and commercial legal services including corporate and municipal bankruptcy. Its team of bankruptcy lawyers provides legal representation to financial institutions when it comes to creditors and debtors' rights, chapter 11 bankruptcy, pre-bankruptcy planning, and bankruptcy examiners and trustees. They also handle distressed investments, business workouts and restructuring, and financial workouts.

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Frequently Asked Questions

Q: Can anyone file bankruptcy?

A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

Q: How bad is it to file bankruptcy twice?

A: Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?

A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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