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Best Local Car Insurance Agencies in Montgomery

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Allstate logo
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Allstate

1785 Taliaferro Trail # 6, Montgomery, AL 36117
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  • Multiple Carriers

Business Description

Allstate Insurance Company is an independent agency that serves clients in the Montgomery metro and nearby cities. The firm specializes in personal and business lines, including auto insurance. This kind of insurance provides options for protecting against collisions, liabilities, physical damages, and medical payments. It also offers special programs for teenage drivers and vehicles used for ridesharing activities. The company is focused on customer service and has agents and staff that cater to Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Culpepper Insurance Agency Inc logo
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License Verified:

License: 217789

Alabama Department Of Insurance

Culpepper Insurance Agency Inc

5510 Veterans Parkway, Montgomery, AL 31904
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  • Bundling Option

Business Description

Based in Columbus, Culpepper Insurance Agency Inc provides insurance products and services to clients in Montogomery and nearby communities. It offers comprehensive car insurance policies with coverage options for collision and non-collision accidents, liability to others, medical payments, personal injury protection, and uninsured and underinsured motorists. Additional coverages for rental reimbursement, towing, and roadside assistance are also available. Additionally, the firm's team of insurance agents specializes in full-service insurance solutions inclusive of claims assistance, policy modifications, and ID card requests.

License Verified:

License: 217789

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kilgro & Associates Insurance Agency logo
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License Verified:

License: 184102

Alabama Department Of Insurance

Kilgro & Associates Insurance Agency

441 North Eastern Boulevard, Montgomery, AL 36117
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  • Multiple Carriers

Business Description

Kilgro & Associates Insurance Agency provides its car insurance services to clients in Montgomery and the nearby areas. Working with various insurance carriers, its mission is to help clients in achieving their dreams by providing them with insurance plans to protect them against financial losses that are associated with events such as accidents and theft. The company also believes in giving back to the community. As agents of change, they join the community causes to help homeless and hungry people.

License Verified:

License: 184102

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (15)
Google
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mims Insurance Agency Inc. logo
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License Verified:

License: 443987

Alabama Department Of Insurance

Mims Insurance Agency Inc.

1256 Perry Hill Road, Montgomery, AL 36109
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  • Bundling Option

Business Description

Mims Insurance Agency Inc. offers assistance to car and motorcycle owners with its auto insurance services. The agency represents multiple insurance carriers to find the best policies for clients. It offers coverage for boats, cars, motorcycles, and recreational vehicles such as ATVs and motorhomes. Clients can avail of coverages including replacements, personal effects, and emergency expenses. Mims Insurance Agency has been serving the residents of Montgomery and the rest of Alabama for over 39 years.

License Verified:

License: 443987

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (164)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Premiere Agency Network logo
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Premiere Agency Network

1712 Taliaferro Trail, Montgomery, AL 36117
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Business Description

Premiere Agency Network is an independent and full-service insurance and risk management firm that serves residential and commercial clients in Montgomery and the surrounding areas. It offers a detailed selection of insurance products and services, such as personal and commercial auto insurance, motorcycle insurance, boat and watercraft coverage, as well as specialty insurance for vehicles such as ATVs and snowmobiles. The company is affiliated with reputable and reliable insurance companies such as AIG, Allianz, CNA Surety, Liberty Mutual, and Safeco Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ragan Insurance Agency Inc. - Columbus logo
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License Verified:

License: 241838

Alabama Department Of Insurance

Ragan Insurance Agency Inc. - Columbus

4511 Armour Road, Montgomery, AL 31904
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  • Multiple Carriers

Business Description

Ragan Insurance Agency, Inc. consists of a team of independent insurance agents providing car insurance services to clients in Montgomery and the nearby areas in Georgia. They help and assist their clients in finding the right insurance carrier that can provide the coverages that are suited to their preferences. As an independent agency, it takes current coverages and customizes them with insurance carriers. Standard policies include collision and comprehensive coverages, as well as property damage and bodily injury liability.

License Verified:

License: 241838

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Randy Jones & Associates - Montgomery, AL logo
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License Verified:

License: 613691

Alabama Department Of Insurance

Randy Jones & Associates - Montgomery, AL

2800 Zelda Road, Montgomery, AL 36106
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  • Bundling Option

Business Description

Randy Jones & Associates - Montgomery, AL provides commercial and personal insurance solutions within the area. Founded in 1978, this independent insurance agency carries auto, boat, farm, and recreational vehicle insurance plans. Its insurance professionals inform car owners of their coverage options, including collision, medical payments, liability, and rental reimbursements. Auto insurance policyholders also receive financial compensation for losses due to uninsured motorists. Randy Jones & Associates is committed to providing complete customer care. It maintains 14 office locations.

License Verified:

License: 613691

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (8)
Facebook
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Robinson Bryant Agency logo
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License Verified:

License: 214576

Alabama Department Of Insurance

Robinson Bryant Agency

2931 Zelda Road, Montgomery, AL 36106
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  • Multiple Carriers

Business Description

Robinson Bryant Insurance Agency is a full-service insurance specialist that has been serving Montgomery and the surrounding communities for nearly two decades. Established in 2003, the company secures the interests and vehicles of individuals, families, and business owners against financial woes through an auto insurance policy. Its independent insurance agents compare the coverage options of several insurance providers and choose the right policy akin to their clients' needs. Some of the basic coverages they provide include property, liability, and medical coverage.

License Verified:

License: 214576

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (121)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Southern American Insurance logo
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License Verified:

License: 243286

Alabama Department of Insurance

Southern American Insurance

220 West 6th Street, Prattville, AL 36067
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  • Life Insurance

Business Description

Southern American Insurance offers auto insurance policies to residents of Lancaster and the surrounding areas. Some of its products include ATV, boat, motorcycle, and personal auto policies. It also offers life, home, and final expense insurance. Senior citizens who want to get Medicare solutions can also consult with the company. Southern American Insurance has been around since 1998. Its staff has over 65 years of combined experience in the industry. Guides regarding different insurance policies are also available on the website for browsing.

License Verified:

License: 243286

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (1)
The Owen Insurance Agency of Montgomery, Inc. logo
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License Verified:

License: 78999

Alabama Department of Insurance

The Owen Insurance Agency of Montgomery, Inc.

8210 Old Federal Road, Montgomery, AL 36117
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  • Individual Plans
  • Life Insurance

Business Description

The Owen Insurance Agency of Montgomery, Inc., offers car insurance coverages. Its plans cover collision, comprehensive needs, liability, additional expenses, and road trouble assistance. The company also provides home, life, and business insurance policies. In addition, commercial clients can connect with its team to get coverage for general liability, property insurance, and workers' compensation. The Owen Insurance Agency of Montgomery has a staff with more than 60 years of combined experience in the industry.

License Verified:

License: 78999

Alabama Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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