Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Hoover

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hoover Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

56

Reviewed

36

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2225 Cahaba Valley Drive, Birmingham, AL 35242
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Legacy Insurance is an independent insurance agency in Birmingham that provides insurance products and solutions to the residents of the Hoover metro. It offers a wide array of personal and business insurance products including its auto insurance policies for personal and commercial vehicles. The policies provide the minimum coverage required in the state which protects from injury liabilities and property damages in the event of a traffic accident or a collision. It is the goal of the agency to educate consumers throughout Alabama.

License Verified:

License: 3000389602

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 Academy Drive, Bessemer, AL 35022
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

For the past 10 years, Corkren Insurance has been meeting the car insurance needs of its clients in Hoover. Its team of independent agents represents over 100 different insurance carriers to find the best coverage and rates for every client's unique needs. They discuss and select options with clients to customize policies for property, liability, and medical coverages. The company also has online payment and claims information available through its secure website.

License Verified:

License: 414250

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (198)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3700 Lorna Road, Birmingham, AL 35216
  • Bundling Option

Why choose this provider?

Maxam Insurance Group is a company of insurance agents and brokers operating in the Hoover metro and nearby communities. The company provides various personal and business lines including its comprehensive auto insurance policies. The policies help clients get their needed protection from traffic accidents, property damages, and liabilities. Maxam Insurance Group is focused on delivering personalized and cost-effective insurance plans and has customer service staff that can assist Spanish-speaking clients.

License Verified:

License: 728139

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 West College Street, Columbiana, AL 35051
  • Multiple Carriers
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Rinehart Insurance Agency is a multi-line insurance brokerage company that serves Hoover and the surrounding communities. The firm protects individuals, families, and commercial operators against potential losses and risks that may involve their vehicles with an auto insurance policy. Its independent insurance agents shop for a variety of coverage options like property, liability, and medical coverage among multiple providers. They also help customers compare offerings and choose the right policy. The company aims to create long-lasting relationships with its clients.

License Verified:

License: 716789

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (113)
Facebook
5.0 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5950 Chalkville Mountain Road, Birmingham, AL 35235
  • Bundling Option

Why choose this provider?

Casey Mann is a State Farm Insurance agent who serves clients in Hoover, Birmingham, and the nearby areas. He offers a wide array of insurance and risk management products, such as automobile insurance, homeowners insurance, life insurance, as well as health insurance coverage. Casey Mann has a professional network of reputable and reliable insurance carriers and brands, which allows him to offer personalized insurance coverage that matches the needs and requirements of every client.

License Verified:

License: 277212

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2171 Rocky Ridge Road, Hoover, AL 35216
  • Motorcyle & ATV

Why choose this provider?

Alabama Insurance Agency offers car insurance products to clients based in Hoover. The agency has access to many insurers, enabling clients to choose the best option among different policies. It also offers home, life, and commercial insurance plans. Alabama Insurance Agency is committed to building lifelong relationships with its customers. Additionally, its founder, John Koch, prioritizes giving clients the right coverage according to their needs. The agency also participates in local events and charities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
105 Park Road, Pleasant Grove, AL 35127
  • Boats

Why choose this provider?

Serving the residents of Hoover and the surrounding areas, Maurice Oliver is an insurance agent from State Farm that offers clients auto insurance services. An agent since 2000, he has been assisting customers that need protection for different types of vehicles, including rental and sports cars. He also provides collision and comprehensive coverages and rideshare insurance. In addition to cars, Maurice can also deal with home and health insurance policies.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3505 Bent River Road, Birmingham, AL 35216
  • Multiple Carriers

Why choose this provider?

Insurance Seekers is a family-owned independent agency that works with a network of policy carriers in order to meet the car insurance needs of clients in Hoover and the rest of the region. The agency is a member of the Alabama Independent Insurance Agents, Inc., (AIIA) and the Professional Insurance Agents (PIA). Giving back to the community is also a priority for the agency. This reflects in its association with several charities such as Habitat for Humanity.

License Verified:

License: 3000233898

Alabama Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What consequences can a motorist face for operating a vehicle without car insurance in Hoover?

    In Hoover, individuals driving without car insurance for the first time may be subject to penalties, including a fine of up to $500, potential vehicle registration forfeiture, or a possible jail term of up to three months. Subsequent offenses carry higher penalties, with fines escalating to $1,000 and $3,000. Additionally, consequences may involve vehicle registration suspension for up to four months, driver's license suspension lasting up to six months, and a potential jail sentence of up to six months.

  • What are the minimum requirements for liability insurance on a registered vehicle in Hoover?

    The mandated minimum liability insurance requirements for a Hoover-registered vehicle include coverage of $25,000 for individual injury or fatality, $50,000 for injury or fatality in a single incident, and $25,000 for destruction of third-party properties, like another vehicle or fencing. These are expressed as 25/50/25 coverage limits.

  • Does a higher education qualify Hoover residents for a lower auto insurance premium?

    Yes. Drivers in Hoover holding a higher education qualifies them for reduced auto insurance premiums. This is particularly beneficial for the city, given that 36% of its residents have achieved a bachelor's degree, and an additional 16% have completed at least one year of college education.

  • Is it advisable for Hoover drivers who presently insure their vehicles as commercial vehicles to insure them for personal use?

    Yes. Hoover motorists who currently have their automobiles insured as business vehicles can switch to private use insurance because business vehicle insurance tends to be more expensive than personal vehicle insurance. This move can also improve premium payments by 10% or even more. Hoover residents benefit from this because 80% of other motorists drive alone to work every day.

  • How much do Hoover drivers between the ages of 16 and 25 pay for car insurance on average?

    For drivers in Hoover between the ages of 16 and 25, the average annual cost of auto insurance is $2,614; this is more than double the state average for Alabama. This higher insurance cost can be attributed to the fact that younger drivers tend to exhibit riskier driving behavior, resulting in a higher frequency of accidents.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.