Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Vancouver

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Vancouver Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

106Reviewed

69Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5508 Northeast Fourth Plain Boulevard, Vancouver, WA 98661
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

AllRisk Auto Insurance is an independent car insurance agency based in Vancouver. The company writes auto insurance policies for clients seeking to protect themselves and their vehicles from driving risks as well as accidents. It also offers insurance bundles for multiple vehicles as well as SR-22 coverage for high-risk drivers. AllRisk Auto Insurance has also integrated most of its customer service offerings online such as quote requests, claims, and other documents.

License Verified:

License: 780780

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (109)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
222 Northeast Park Plaza Drive Suite 101, Vancouver, WA 98684
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Pickett Insurance Agency is an independent company operating in Vancouver. It has been providing a wide range of personal auto insurance coverage options since 1949. It partners with reliable insurance carriers to shop for the insurance policy with the best value depending on clients' needs. Its team of local agents is committed to serving as consultants to help clients decide the most ideal insurance coverage for them. Insurance plans are also available for churches, ministries, and schools.

License Verified:

License: 71041

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3503 East 4th Plain Boulevard, Vancouver, WA 98661
  • Bundling Option

Why choose this provider?

Finders Insurance offers a wide variety of comprehensive insurance solutions for the personal and commercial vehicle coverage needs of clients in five locations within the state. In addition to serving clients in the region, the agency also caters to Oregon and Idaho. With nearly four decades of experience in the insurance agency, the team of local agents helps clients weigh their options with the type of insurance policy that they need and the coverages that are included in it.

License Verified:

License: 903585

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)
Facebook
5.0 / 5 (26)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3321 Northeast Auto Mall Drive, Vancouver, WA 98662
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Dick Hannah Insurance Agency delivers auto insurance options for clients in Vancouver and the rest of the state. Insurance coverages for motorcycles, RVs, and boats are also available. The agency has been in the insurance industry for 70 years and is composed of agents that employ a customer-oriented approach. Because of this work philosophy, existing clients have praised Dick Hannah Insurance Agency's ability to make the insurance process light and fun.

License Verified:

License: 822420

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11116 Northeast Halsey Street, Portland, OR 97220
  • Multiple Carriers

Why choose this provider?

Lisa Parks is a State Farm insurance agent servicing the Vancouver community for more than 25 years. Parks has built a knowledgeable and caring team after spending 15 years in claims, learning and development, and market insights. State Farm offers a wide range of car insurance coverages for teen drivers, rental cars, and sports cars. The coverage options can include collision and comprehensive insurance coverages. Lisa Parks also offers banking and investment services for clients.

License Verified:

License: WAOIC: 153291

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11112 Northeast 51st Circle, Vancouver, WA 98682
  • Multiple Carriers

Why choose this provider?

Davidson & Associates Insurance is a locally operated and independently owned agency in Vancouver that offers a wide range of personal, business, life, and specialty insurance products. It represents top insurance companies and gives personalized insurance coverage options to clients who want to protect their homes, cars, and other assets. This agency offers different types of car insurance with coverage that generally includes comprehensive coverage, collision coverage, and liability insurance. Davidson & Associates also helps clients customize a classic car insurance policy.

License Verified:

License: 1003698

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (309)
Facebook
4.9 / 5 (46)
Yelp
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8513 Northeast Hazel Dell Avenue, Vancouver, WA 98665
  • Bundling Option

Why choose this provider?

Applied Team Insurance is a team of agents located in Vancouver. They assist clients in a wide range of areas, including car insurance. They craft insurance policies that may include coverage for damage resulting from collisions, floods, fire, theft, and vandalism. Furthermore, they provide protection plans for owners of classic cars and elderly drivers. They can also create policies that include both auto and home insurance. Norm Simpson, the company's co-owner, carries more than 30 years of industry experience.

License Verified:

License: 267544

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (9)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12503 Southeast Mill Plain Boulevard, Vancouver, WA 98684
  • Multiple Carriers
  • Boats

Why choose this provider?

Evergreen Insurance is a Vancouver-based business that provides protection plans for individuals and businesses. Included in its product line is auto insurance. Its team offers various coverage options for car owners, and these include guaranteed auto protection which compensates for the difference between the vehicle's value and the owed amount in the event of a total loss. The company represents various insurance providers such as Hagerty, Kemper, Nationwide, and Travelers. Evergreen Insurance is also licensed in Arizona and Oregon.

License Verified:

License: 171255

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (69)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1615 Northeast Broadway, Portland, OR 97232
  • Multiple Carriers

Why choose this provider?

Timmco Insurance helps Vancouver clients in finding the right insurance policy for their investments. One of the insurance products the agency offers is auto insurance. As an independent insurance agency, Timmco has a team of agents who has access to various insurance companies. This allows them to provide a wide range of options to their clients that consist of the best insurance policies that suit their requirements. Timmco has two offices and serves the whole Portland area.

License Verified:

License: 89195

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (13)
Facebook
4.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1827 Northeast 44th Avenue, Portland, OR 97213
  • Boats
  • Motorcyle & ATV

Why choose this provider?

HQ La Insurance Agency is an independent insurance agency servicing the Vancouver community. It provides a wide range of personal car insurance coverage options including collision and comprehensive, liability, medical payments, personal injury protection, and uninsured or underinsured motorist. Special coverages can also be included in policies, such as roadside assistance and towing. These coverage options protect the car, its driver, the passengers, and other people who may be involved in an accident. Services are available in English, Chinese, and Vietnamese.

License Verified:

License: 269769

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
2105 Northeast Cesar E Chavez Boulevard, Portland, OR 97212
  • Boats

Why choose this provider?

Amber Scism is a local insurance partner of State Farm that serves clients in Portland and the nearby Vancouver metro. She and her team deliver emphatic services and write auto insurance policies that provide coverage for collisions and various uncontrolled damages. She is a military spouse and familiar with the risks clients may face regardless of their occupation. She is licensed to practice as an insurance agent in both Oregon and Washington.

License Verified:

License: 1010899

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
916 Main Street, Vancouver, WA 98660
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Biggs Insurance Services is an independent insurance agency based in Vancouver that has been addressing the insurance needs of individuals and businesses since 1935. Its team of more than 50 industry professionals has the experience to design car insurance plans that will cover vehicle owners in the event of an automotive accident. They are able to connect clients to multiple carriers to find suitable coverages, from liability and comprehensive to personal injury protection. They also insure boats, motorcycles, and RVs.

License Verified:

License: 61908

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.2 / 5 (20)
Facebook
5.0 / 5 (19)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7813 Northeast 13th Avenue, Vancouver, WA 98665
  • Bundling Option

Why choose this provider?

Altech Insurance Agency is a family-owned and operated agency that has been providing risk management solutions through personal and commercial insurance plans in Vancouver, Southwest Washington, and Northwest Oregon for 15 years. Founder Neil Worland had 10 years of experience as an agent before starting his own independent insurance company. He offers flexible car insurance plans under the agency's personal lines category. Plans are also available for boats and motorcycles. Altech Insurance also offers home, life, and business insurance solutions.

License Verified:

License: 154381

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (34)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11818 Southeast Mill Plain Boulevard, Vancouver, WA 98684
  • Bundling Option

Why choose this provider?

McClure Insurance Agency is a Vancouver-based independent company. Founded in 1999, it works with multiple carriers such as Safeco, Travelers, Nationwide, and Metlife. The company examines both cars and drivers to assess their risk and value for coverage, including costs for repairs and for replacement. Its staff provides consultations for all liabilities, property damage, and emergency claims for accidents and collisions. McClure also works with Hagerty to insure classic cars with roadside assistance. This includes towing, tire changes, and lockouts.

License Verified:

License: 206278

Washington State Office Of The Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much car insurance must a motorist in Vancouver have?

    A car owner in Vancouver must have automobile insurance for liabilities resulting from road accidents and collisions. The required sums are $25,000 for the bodily death or injury of a person, $10,000 for the destruction of property, and $50,000 total per accident. Operating a vehicle without insurance will result in a fine at best and a license suspension at worst should a crash happen.

  • Is a motorist in Vancouver required to show proof of car insurance?

    Yes, a motorist in Vancouver is required to show proof of car insurance. This is in the form of an auto insurance ID card that is obtained from the insurer. It contains information such as the effective date and expiration of the policy, the policy number, a description of the covered vehicle's make and model, and the name of the insurance company.

  • Besides basic car insurance coverage in Vancouver, what additional policies are available to buy?

    Besides basic car insurance coverage in Vancouver, a motorist may buy additional comprehensive and collision coverage. These plans protect the insured party in case there are disasters like storms and earthquakes or acts of criminals like theft. These contracts also defend against the harm done to one's own car after a crash, not just to the injured party.

  • On average, what is the cost of car insurance in Vancouver?

    On average, car insurance in Vancouver costs $1,420 per year, which is above the mean rate across the state, which is $1,368 per annum. This is still below the annual average sum of $1,548. The cheapest insurer is USAA which charges $928 on average per year but only covers military members. Next is PEMCO where the mean is $939.

  • How does youth influence car insurance premiums in Vancouver?

    Youth in Vancouver has the effect of making car insurance premiums more expensive. A teenager would have to pay $6,314 on average to get insured, while an adult aged 40 only has to pay $1,314. This is so because insurers are wary of adolescents' heightened tendency to be involved in car accidents and crashes.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.