Best Renter's Insurance Companies in Tacoma

FAQs

• What coverage does your Tacoma renter's insurance policy's personal liability section include?

  If you are held legally liable for someone else's injuries or property damage, your renter's insurance policy in Tacoma's personal liability coverage might assist in covering their medical expenses or property repairs. In the event that you are sued for something that happened in the rental property, it can also assist with paying your legal costs. Liability coverage for renter's insurance usually has a $100,000 cap on claims or lawsuits.

• Does Tacoma renter's insurance cover a broken television?

  Yes. Your Tacoma renter's insurance policy will cover your television if it was smashed as an act of vandalism, damaged in a fire, or stolen. However, your broken TV isn't covered if the damage was caused by abuse or normal wear and tear. Contact your insurer since some renter's insurance plans include limitations or restrictions on electronics coverage.

• Is the cost of getting rid of insect infestations covered by Tacoma renter's insurance?

  No. Pest infestation removal is usually not covered by Tacoma renter's insurance. Renters should report any infestation to their landlords and work out a solution, as most infestations are the result of tenant neglect. Tenants may have to pay for their own repairs to address the issue. If the majority of the rental apartments on the property are infected, the landlord might pay for the services of an exterminator.

• Is it necessary to list your landlord as an interested party on your renter's insurance plan in Tacoma?

  Before you can move in, your landlord might require you to add their name as an interested party on your Tacoma renter's insurance plan, but you don't have to include them if they don't request to be included. You may be required under your rental agreement to maintain your landlord included for the term of your policy.

• In Tacoma, is it necessary to cancel both your bundled renter's and auto insurance policy?

  Not often. You will most likely still have two policy types—one for vehicles and one for renters—even if you bundle your policies in Tacoma. In most cases, you may terminate one policy without dropping the other, but if you don't have another qualified insurance policy, you won't get the multi-coverage discount.