Expertise.com

Best Renter's Insurance Companies in Seattle

2024

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Website
9627 Aurora Avenue North, Seattle, WA 98103
  • Multiple Policy Types

Why choose this provider?

Sound Insurance helps the residents of Seattle protect their homes and properties. The company's insurance products include dwelling fire, auto, homeowners, and renters' insurance. Its insurance professionals help renters obtain financial protection for liability and personal property damage, whether due to vandalism, theft, or fire. They also provide coverage for small structural alterations that a tenant makes. Sound Insurance has been offering insurance solutions for more than 50 years. It also carries bonds, SR-22, and umbrella insurance.

License Verified:

License: 100940

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (41)
Yelp
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5431b California Avenue Southwest, Seattle, WA 98136
  • Multiple Policy Types

Why choose this provider?

Northwest Insurance Group is a locally operated, independent insurance agency in Seattle. Its community-oriented insurance professionals provide renters' insurance policies, which include personal items and liabilities for property damage. The agents also offer personal and business insurance products, such as scheduled personal property, identity theft, personal package policy, and commercial property insurance. Its specialty programs, on the other hand, cover artisan contractors and consultants. Lastly, the agency is a part of The Advantage Group, which is a property insurance partnership.

License Verified:

License: 700361

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (76)
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
431 15th Avenue East, Seattle, WA 98112
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Spangler Insurance, located in Seattle, serves the insurance needs of the clients in the metro area. It offers personal and commercial lines of insurance, including renters' insurance plans. Its renters' insurance policy protects personal belongings against theft and damage, subject to the limits and deductibles selected by the clients. Even if the policyholders are not at home, the coverage is still in effect. In addition, clients can bundle their automobile and umbrella insurance policies with their renters' insurance coverage.

License Verified:

License: 165764

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (21)
Yelp
5.0 / 5 (19)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3922 California Avenue Southwest, Seattle, WA 98116
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Harbor Insurance Services cates to the insurance options of individuals, residents, and businesses in Seattle and communities all over Washington and Oregon. It is an independent agency that shops around for plans to offer clients. It carries renters’ insurance that provides replacement cost, liability protection, medical coverage, legal defense, and additional living expense. Julie and Tim Reagan started the agency more than 35 years ago in Admiral. They later moved the office to Burien, then to West Seattle in 2013.

License Verified:

License: 32798

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1904 3rd Ave. Suite 714, Seattle, WA 98101
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Miller Hansen & Torphy, Inc., provides personal and commercial insurance solutions for customers in and around Seattle. It has been advising individuals and businesses since 1923, maintaining the same values through several mergers, acquisitions, and name changes. Its products include renters' insurance plans, which cover tenants' personal belongings in case of loss or damage. The company's other offerings are policies for homes, cars, and commercial purposes. It strives to give back to the community by supporting organizations such as the Muscular Dystrophy Foundation.

License Verified:

License: 27378

Washington State office of the Insurance Commissioner

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3424 West McGraw Street, Seattle, WA 98199
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Founded in 1954, Magnolia Insurance Agency Inc. is an independent agency that caters to clients in Seattle and the surrounding areas. It offers both personal and commercial insurance products which may be personalized by clients. Its products include renters', homeowners', life, business, commercial property, and classic car insurance. The agency's renters' insurance will protect the client, their family, and even personal property from injuries and damages. Medical payments coverage is also available if visitors are injured on the client's property.

License Verified:

License: 44585

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1300 Dexter Avenue N., Seattle, WA 98109

Why choose this provider?

Pemco Insurance is a mutually owned organization that has been serving Seattle and the surrounding areas for more than 70 years. It focuses on helping individuals, families, and business owners prepare for the future through insurance policies. It offers coverage options for a variety of needs, including home, auto, condo, pet, umbrella, and renters' insurance. Its renters' insurance policy includes protection from theft and fire damage and liability coverage. The company also provides claims and accident assistance.

License Verified:

License: 32297

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.5 / 5 (1957)
Yelp
2.0 / 5 (172)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3301 Burke Avenue North, Seattle, WA 98103
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Outlook Insurance Group is a Seattle-based independent insurance agency offering renters' insurance options. These options include full coverage on personal properties, protection for family members and possessions, legal defense from personal or property damage claims, and medical coverage for injured visitors on the property. The company's team of agents works with a wide variety of insurance companies, including Liberty Mutual and Foremost, to source insurance products that their clients need.

License Verified:

License: 821422

Washington State office of the Insurance Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is the building where a tenant lives covered by renter's insurance in Seattle?

    No. If you live in Seattle, the building itself is not covered by renter's insurance. Instead, it protects your personal items, such as clothing, furniture, and gadgets, in the event that they are damaged or destroyed. For example, if your TV was damaged in a fire, your policy may cover it. Meanwhile, your landlord's property insurance covers the actual building.

  • Can credit history influence the rate of your renters insurance in Seattle?

    Yes, your credit score can affect the cost of your renter's insurance in Seattle. The verdict that prohibited insurers from using credit scores to decide premiums was overturned in 2022, which means companies can use credit scores to establish rates again. If you have a low credit score, you will pay more for your insurance coverage.

  • Are college students eligible to obtain renter's insurance in Seattle?

    Yes, college students in Seattle can purchase renter's insurance whether they live in a dorm or in a building off campus. It is recommended that you purchase one because it can secure personal items in the event that something unfortunate occurs, such as your computer being destroyed or stolen. It's also a good idea to get one if your parents' home insurance doesn't cover your belongings while you're away at college.

  • Can landlords require tenants to buy renter's insurance in Seattle?

    According to Washington State law, landlords in Seattle are not mandated to require renter's insurance from their tenants. This is not to say that they are not permitted to do so. They can ask tenants to obtain one as part of the lease agreement. Also, it must be thoroughly discussed to avoid problems.

  • Does renter's insurance in Seattle cover pets?

    Pets are covered under renter's insurance in Seattle. It specifically covers damages caused by pets, such as property damage and bodily injuries, as long as they fall within the scope of your policy. Dog bites may have limitations, so speak with your insurance provider about your coverage.

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