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Best Homeowners Insurance Agencies in Kent

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Agency 1 Insurance logo
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Agency 1 Insurance

10120 Southeast 260th Street, Kent, WA 98030
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  • Multiple Policy Types

Business Description

Agency 1 Insurance is an independent multi-line agency in Kent that offers homeowners policies. Its offered plans cover common hazards such as theft and fires, damages to the home and its additional structures such as garages or sheds, losses from theft, select personal valuables, liabilities, and additional expenses in the event of property loss. Agency 1 Insurance also counsels clients on factors that determine their policy, including its scope or limitations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Deborah Ismail - State Farm Insurance Agent logo
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Deborah Ismail - State Farm Insurance Agent

12940 Southeast Kent-Kangley Road, Kent, WA 98030
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  • Multiple Policy Types

Business Description

Deborah Ismail is a State Farm insurance agent providing insurance services and products in Kent since 1994. Deborah opened her own insurance office in 2007 and is a member of the Chamber of Commerce. The agency's team protects investments and assets by providing financial security when property damages occur. Personal properties are also covered under home insurance even if policyholders are away. Other property insurance offered are renters and personal articles. Deborah is also a volunteer in United Way.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Doug Jones - State Farm Insurance Agent logo
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Doug Jones - State Farm Insurance Agent

124 4th Avenue South, Kent, WA 98032
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  • Multiple Policy Types

Business Description

Doug Jones - State Farm Insurance Agent is an agency located in Kent. Doug Jones has been serving the insurance needs of families and small businesses since 1992. He provides a homeowners' insurance plan that covers various types of threats including abrupt plumbing system damages, fire, theft, and natural disasters. The plan also financially protects the client's belongings such as collectibles, musical and sports equipment, and lawn decorations. Jones also offers health, life, business, auto, and pet insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (22)
Facebook
4.8 / 5 (10)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Duane Weber Insurance logo
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Duane Weber Insurance

1202 Main Street, Sumner, WA 98390
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  • Multiple Policy Types

Business Description

Duane Weber Insurance is an independent agency that's provided individualized coverage for the residents of Kent for more than 30 years. Its licensed professionals offer comprehensive homeowners insurance for primary and secondary residences, condos, mobile homes, rental properties, and farms and ranches. They evaluate specific needs and research multiple carriers to deliver the policy options that provide the appropriate coverage. Duane Weber Insurance also offers auto and life insurance in addition to a wide range of commercial products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (16)
Facebook
4.5 / 5 (8)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Great Northwest Insurance Brokers logo
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Great Northwest Insurance Brokers

22506 Marine View Drive South, Des Moines, WA 98198
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Great Northwest Insurance Brokers is an independent agency offering personalized insurance options for residents near Kent. Its licensed professionals evaluate individual circumstances and shop numerous carriers to deliver the most comprehensive homeowners insurance at competitive rates. They cover primary and secondary residences, condos, and farms as well as renters. Great Northwest Insurance Brokers also offers auto and life coverage in addition to a full range of business related policies, including general liability and commercial umbrella.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heritage Insurance logo
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Heritage Insurance

24401 104th Avenue Southeast, Kent, WA 98030
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  • Multiple Policy Types

Business Description

Heritage Insurance is an independent agency offering Kent residents personalized insurance options. The company's licensed agents represent multiple carriers to deliver the most effective coverage for its clients' dwellings, secondary structures, pets, and personal possessions. They also help ensure proper liability protection is in place in the event that a guest is injured while on the premises or a pet causes damage. Heritage Insurance also offers supplemental flood and earthquake policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (222)
Facebook
4.5 / 5 (16)
Yelp
1.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phil Boldman - State Farm Insurance Agent logo
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Phil Boldman - State Farm Insurance Agent

16238 SE 272nd St, Kent, WA 98042-8213
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  • Multiple Policy Types

Business Description

Phil Boldman is a State Farm agent who's served the best interests of his clients in Kent for more than 30 years. Mr. Boldman's agency determines the appropriate homeowners insurance coverage by evaluating the age, condition, and size of the dwelling, secondary structures, pets, and personal possessions. State Farm's standard policies cover damage from such events as fire, hail, and plumbing line backups as well as theft or vandalism. The company also offers supplemental plans for more extensive coverage options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.1 / 5 (9)
Yelp
4.5 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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