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Best Credit Repair Companies in Kent

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Credit CEO logo

Credit CEO

701 5th Avenue, Seattle, WA 98104
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  • Credit Dispute

Credit CEO is a credit repair and consulting company serving clients across the Kent metro. Its services include helping clients dispute credit information, credit analysis, and credit restoration. The company also helps with credit education. Credit CEO has been featured on Fox News, and its lead Credit Repair Expert, Jesse Rodriguez, has more than 10 years of experience in financial management. He is the author of The Credit Blueprint: 5 Key Steps To Perfect Credit.

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LifeLine Solutions logo

LifeLine Solutions

5620 112th Street East, Puyallup, WA 98373
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  • Debt Consolidation

LifeLine Solutions is a credit repair company dedicated to saving clients in Kent from potential financial problems. Its NW director, Troy Martin, experienced first-hand the impact of debt when he and his family suffered during the 2008 recession. Martin and his team of consultants are trained to help individuals dealing with different financial hardships. Their services include credit analysis, which helps them understand the solutions needed to improve one's credit report. They also offer budget creation and a cash calendar to help clients control their finances.

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LSI Credit Solutions logo

LSI Credit Solutions

733 7th Avenue, Kirkland, WA 98033
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  • Credit Dispute
  • Credit Monitoring

LSI Credit Solutions is a credit restoration company that has been helping clients in Kent and the surrounding areas to improve financial profiles since 2006. It assists with investigating discrepancies in audit reports, negotiating with creditors, and maintaining a higher credit score. In addition, the company has a settlement team that negotiates and settles any verified collection. A client of LSI Credit Solutions used the company's credit improvement services to procure two new vehicles and refinance her house.

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Mastermind Financial Services logo

Mastermind Financial Services

1400 112th Avenue Southeast, Bellevue, WA 98004
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  • Debt Consolidation

Mastermind Financial Services offers its credit restoration services to Kent residents. The company's goal is to assist clients with credit restoration and credit rebuilding. It specializes in removing, correcting, and updating inaccurate, misleading, and unverifiable information on credit reports to eliminate factors contributing to bad scores. This includes late payments, collection accounts, bankruptcies, charge-offs, tax liens, judgments, and repossessions. Additionally, foreclosures, wrong personal information, inquiries, and identity theft accounts are also looked into.

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PNW Credit Repair 800 logo

PNW Credit Repair 800

3918 Northwest Phinney Bay Drive, Bremerton, WA 98312
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  • Credit Audit

PNW Credit Repair 800 is a credit repair firm that has helped thousands of people in the last six years. It is the only military-trusted credit repair company in the state. The firm has a rapid credit restoration program online for customers. This helps clients achieve improved ratings, which opens them for loans with better interest rates. PNW Credit Repair 800 also assists clients who have been denied by other companies.

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The Credit Guru logo

The Credit Guru

23632 Highway 99, Edmonds, WA 98026
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  • Credit Monitoring
  • Credit Dispute

The Credit Guru provides credit repair services for residents of Kent and other surrounding metros. Its credit repair services are grouped into the regular service package and the premium service. Jon Rosenthal, the company owner, initially worked for a tax attorney that assigned him to debt collection and credit repair research. This made him knowledgeable in FCRA and FDCPA. He established The Credit Guru 28 years ago when the lawyer that he worked for retired.

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Veteran Credit Repair logo

Veteran Credit Repair

1001 4th Avenue, Seattle, WA 98154
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  • Credit Audit

Veteran Credit Repair is a locally-owned and locally-operated credit restoration business that serves clients in Kent and the surrounding areas. The company assists individuals and families in overcoming financial obstacles by repairing their bad credit standing. Its credit advisors assess clients' credit histories and create a personalized action plan based on their financial situation. The team also utilizes a software where customers can trace the progress of their case. The firm has been helping people restore their credit score for over a decade.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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