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Best Homeowners Insurance Agencies in Alexandria

2024

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Providers

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Website
4810 Beauregard Street, Alexandria, VA 22312
  • Renter's Insurance
  • Personal Property Insurance
  • Flood

Why choose this provider?

RL Insurance Agency is an independent homeowners' insurance agency serving clients living in Alexandria and the surrounding areas. Its team of insurance specialists checks the coverages and prices of the home insurance policies directly from the agency's list of insurance carriers. They help provide homeowners' insurance as well as renters insurance to home or apartment owners and renters. RL Insurance Agency also offers auto insurance, boat and marine insurance, and motorcycle insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1521 King Street, Alexandria, VA 22314
  • Renter's Insurance
  • Personal Property Insurance
  • Flood

Why choose this provider?

Brandt, Ramsey & Associates Insurance is an independent insurance agency with more than two decades of experience serving clients located in and around Alexandria. It provides homeowners insurance, including condominium owners, vacant dwelling, and renters coverage. Brandt, Ramsey & Associates Insurance represents many insurance carriers as an independent insurance agency, allowing them to offer multiple policies for a property owner to choose from. Auto, flood, life, long-term care, and disability insurance policies are also available. Brandt, Ramsey & Associates Insurance offers assistance and claims around the clock for customers' convenience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11350 Random Hills Road, Fairfax, VA 22030
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Why choose this provider?

C Insurance is a wholesale brokerage located near Alexandria that has more than 20 years of experience tailoring homeowners insurance policies for its clients and operating in all 50 states. The brokerage is open 24/7, can help clients get coverage from one or more of the country's largest insurers, such as Progressive, and discuss additional coverage, such as life insurance. Much of the company's services can be completed by phone.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
211 North Union Street, Alexandria, VA 22314
  • Flood
  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Why choose this provider?

Rock Spring Insurance is an insurance agency that serves Alexandria and Springfield. It partners with leading insurance carriers and offers a range of products, including homeowners' insurance. This agency has a team of local experts who can help homeowners find the right home insurance company or craft a policy tailored to their specific needs. The company's homeowners' insurance can cover losses or damages due to events such as hail, fire, smoke, theft, and vandalism. Rock Spring Insurance also handles claims assistance and annual renewal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
5054 Lee Highway, Arlington, VA 22207
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Kenya Knight is a State Farm Insurance Agent with more than 13 years of experience helping her clients get coverage for their homes should the worst happen, such as a fire or flood. Operating from two locations in the Alexandria metro area, Ms. Knight and her team can tailor State Farm's home insurance products and discuss additional coverage that the client may not have considered, such as increased coverage for valuable personal items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (69)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
228 South Washington Street, Alexandria, VA 22314
  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Condos

Why choose this provider?

Clarke & Sampson Insurance is an independent agency that serves clients in Alexandria. Since 1964, the firm has been providing homeowners' insurance plans and assisting clients with related coverage for floods, equipment breakdowns, and earthquakes. It also offers other insurance solutions, like renters', auto, and watercraft insurance. In addition, it has specialty insurance policies for breweries and restaurants. One of the firm's account executives, Dan Yokoyama, is a US Army veteran who has the Real Estate – Certified Insurance Professional and Associates in Commercial Underwriting designations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (14)
Facebook
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
50 South Pickett Street, Alexandria, VA 22304
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Fire
  • Condos

Why choose this provider?

Kinneman Insurance is a local homeowners' insurance agency that serves families and residents in Alexandria and the surrounding areas. Its insurance specialists can provide one-on-one assistance to the city's homeowners who are looking to purchase the appropriate insurance policy for their properties. They offer various home insurance products including homeowners' insurance, condo insurance, mobile home insurance, and renters' insurance. The team also provides quotes for flood insurance, landlord insurance, and property insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
115 North Fairfax Street, Alexandria, VA 22314
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

Located in Virginia, Holden & Company Insurance is an insurance agency established in 1917. It provides insurance products and solutions to residents of Alexandria looking to secure their homes. It caters to all types of residential properties, from regular houses to high-valued properties and coastal homes. It offers homeowners' insurance coverage inclusive of umbrella liability insurance, scheduled property coverage, classic automobiles and watercraft coverage, and federal flood insurance. Insurance services for homeowners' policies involve guaranteed replacement costs, deductibles, cash-out settlements, outstanding claims services, and home inspection reports.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1301 K Street Northwest, Washington, DC 20005
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Clements Worldwide is an insurance company with over 70 years of experience providing home insurance to property owners in Alexandria and surrounding areas. It offers home insurance plans that protect a homeowner's personal belongings and dwelling in case a disaster should occur. For apartment renters, the company has insurance to cover the loss of personal property, liability, and medical payments in case of an accident. Clements Worldwide also has auto, health, life, disability, and travel insurance policies available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1727 King Street, Alexandria, VA 22314
  • Multiple Policy Types

Why choose this provider?

Bridge First Insurance is an insurance firm serving families and individuals in Alexandria. Its principal, Jack Cordes, aims to help clients maximize insurance policies to meet their long-term and short-term goals. Cordes and his team coordinate with reputable insurance carriers such as Safeco Insurance, Bristol West Insurance Group, and Progressive. They shop for standard homeowners' insurance plans and coverage for other types of properties such as manufactured homes, motor homes/RVs, and condominiums.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (144)
Yelp
4.5 / 5 (29)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
111 Oronoco Street 2nd Floor, Alexandria, VA 22314
  • Multiple Policy Types

Why choose this provider?

O'Brien Insurance Agency is an independent insurance company located in Alexandria. It assists clients in a wide range of areas including homeowners' insurance. Its team of agents provides a replacement cost analysis in order to determine the expenses for a home rebuild in case a disaster happens. They create home insurance policies that include coverage for personal belongings such as clothing and appliances, and guests' medical expenses in case they are injured in the client's property. The professionals also help policyholders with insurance claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (38)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
512 East Randolph Road, Silver Spring, MD 20904
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Harders Financial Group Inc. is a family-owned company that represents a select group of insurance carriers, enabling its brokers to find a choice of products for their clients and tailor them to their needs. This includes products by major insurers, such as Progressive and Erie. The brokers' additional services include explaining policies to clients so they know what their premiums are paying for and discussing additional coverage, such as increased liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (50)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10732 Baltimore Avenue, Beltsville, MD 20705
  • Condos

Why choose this provider?

Day, Deadrick, & Marshall Insurance is a full-service agency that has fulfilled the insurance needs of homeowners and businesses in and around Alexandria since 1909. It offers a variety of home insurance policies from leading carriers, such as Nationwide, Progressive, and Liberty Mutual that best suits the coverage homeowners and apartment renters want. It has commercial insurance programs to provide coverage for large or small churches, restaurants, garages, and offices. Day, Deadrick, & Marshall Insurance also offers group health plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does a homeowners' insurance policy in Alexandria cover earthquake damage?

    No. In Alexandria, standard homeowners' and renters' insurance policies do not cover earthquake damage. To obtain coverage, you must purchase earthquake insurance separately and apply it to your homeowners' insurance policy. Additionally, even if an earthquake was the cause of these disasters, earthquake insurance typically excludes losses or damages from tidal waves and floods.

  • Do you need to purchase your earthquake insurance from the agency where you bought your homeowners' insurance policy in Alexandria?

    No. It is not necessary to purchase earthquake insurance from the agency where you bought your homeowners' insurance policy. You can purchase this coverage from an independent organization like the California Earthquake Authority or from a specialized earthquake insurance provider. You can also buy earthquake insurance as a separate policy or an endorsement to your existing homeowners' insurance policy in Alexandria.

  • Aside from earthquake coverage, what other endorsements can you include in your Alexandria homeowners' insurance policy?

    You have the option to customize your homeowners' insurance policy in Alexandria by adding endorsements based on your specific situation. These endorsements can include water backup, service lines, identity theft, replacement costs, and scheduled personal property coverage. Each addition can provide different amounts of coverage based on their specific usage and purposes.

  • In a homeowners' insurance policy in Alexandria, what types of coverage are designed to protect your appliances?

    The equipment breakdown coverage is designed to cover your appliances if they break down due to mechanical, electrical, or other system problems. A standard equipment breakdown endorsement offers coverage for up to $50,000 per incident. Most importantly, you must first add this coverage to your policy as an endorsement because it is not automatically included in most Alexandria homeowners' insurance policies.

  • What instances call for an Alexandria property owner to add flood insurance to their existing homeowners' insurance policy?

    A homeowners' insurance policy in Alexandria does not cover flood damage. Thus, local property owners can decide not to include this coverage in their plans. However, there are some situations where they have to purchase flood insurance, such as if they reside in a high-risk flood zone. They should also get flood insurance if their mortgage lender requires them to do so, whether they live in a high-risk area or not.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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