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Best Homeowners Insurance Agencies in District of Columbia

2024

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Website
Alexandria

Why choose this provider?

Ahart Frinzi & Smith Insurance has been providing the best services since the 1950s. It helps clients in the District of Columbia apply for homeowners' insurance policies to protect their residential properties, personal belongings, and loved ones. These homeowners' insurance policies cover clients� potential loss if their homes incur damage from earthquakes, floods, theft, and violent acts. It also carries other insurance products such as commercial business, auto, life, and health policies. The company is a Trusted Choice Agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
Woodbridge

Why choose this provider?

Oberryman Insurance Agency has been the top provider serving communities throughout the District of Columbia since 2000. The independent company offers clients with a wide selection of personal and commercial insurance products, from all-risk homeowners' insurance policies covering the entirety of the dwelling to commercial property insurance covering damage caused by events like theft and vandalism. Its agents provide comparisons of the best available policies from various carriers to help them make informed decisions regarding their insurance needs and preferences. Founder Orlando Berryman holds a bachelor's degree in Business Administration.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (77)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Arlington

Why choose this provider?

Cascade Insurance Group is the best independent insurance agency that caters to residents and businesses throughout the District of Columbia. Its insurance agents use over 30 years of industry experience to connect clients with insurance products, such as homeowners' and automobile insurance, best suited to their coverage needs and financial goals. They shop from carriers like Erie Insurance and Travelers Insurance to provide clients with policy options. Principal agent David Dodero holds a bachelor's degree in Accounting and is a Life Underwriter Training Council Fellow.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (33)
Google
4.5 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Sykesville

Why choose this provider?

Elaine Gossage is a State Farm insurance agent providing individuals and businesses throughout the District of Columbia with the best personal and commercial insurance products. These products include homeowners', personal and commercial automobile, and life insurance. Elaine and her staff help clients customize their insurance policies according to their coverage goals, providing them with options like added flood insurance with homeowners' policies. State Farm awarded Elaine with the Chairman's Circle award. She supports various charitable endeavors, including the Make-A-Wish Foundation and the Special Olympics.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (23)
Facebook
4.4 / 5 (7)
Yelp
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fairfax

Why choose this provider?

Preferred Insurance is the best independent agency serving residential and commercial clientele in the District of Columbia. It offers a varied selection of insurance products, from all-risk and named-perils policies for homeowners' insurance to group health and dental coverage plans. Its agents work closely with clients during the insurance shopping process, understanding their coverage goals offering them policies from various carriers best suited to their specifications. Company president Pat Sullivan holds the Associate in Insurance Supervisory Management designation from the Independent Insurance Agents of Virginia.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (26)
Google
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Ellicott City

Why choose this provider?

Nik Creighton is a premier State Farm insurance agent providing residents and businesses in the District of Columbia with the best selection of personal and commercial insurance products. He and his staff help clients acquire coverage plans tailored to their goals. Homeowners' insurance covers properties from damage caused by vandalism, fire, and flood. Individual and supplemental health insurance plans with extensive coverage are also available. The agents also offer financial services such as banking and annuities. Nik is fluent in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (26)
Google
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fairfax

Why choose this provider?

Puffenbarger Insurance & Financial Services Inc. is a family-operated businesses serving residential and commercial clientele throughout the District of Columbia. Its agents help clients shop for and get the best kinds of insurance, such as homeowners', agribusiness, and commercial liability insurance. They analyze clients' coverage goals before comparing and advising them on available insurance options from different carriers. Director of marketing and public relations Jennifer Puffenbarger holds the Certified Insurance Counselor designation from The National Alliance. She has been with the agency since 2000.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (102)
Facebook
4.8 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Woodbridge

Why choose this provider?

Asma Atique is the best State Farm agent who serves communities throughout the District of Columbia. She and her staff help clients find the policies appropriate for their needs, including homeowners' insurance with a personal article policy for collectible items. They also offer life and health insurance for individuals and businesses, as well as banking services. Asma is fluent in various languages, including Arabic, Indian, and Urdu. She has been working for State Farm since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
North Bethesda

Why choose this provider?

Foresight Insurance has been providing communities in the District of Columbia with the best personal and commercial protection plans. One of these is homeowners' insurance, which covers the policyholders' property and its contents from events like fire and theft. The company's products for commercial clients include coverage for loss of income during business interruptions. Its agents also offer assistance throughout the claims process. Owner Michael Cruz has been working in the industry for over a decade, previously representing carriers like Liberty Mutual.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)
Facebook
4.9 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Baltimore

Why choose this provider?

John Stein is a State Farm insurance agent serving clientele in the District of Columbia. He and his staff help clients acquire the best personal and commercial insurance products suited for their coverage preferences, such as homeowners' insurance with a personal articles policy covering valuable items like art and jewelry. They also offer financial services such as banking and investment assistance. Stein has been working as a State Farm insurance agent since 2005. He supports local charitable organizations such as Happy Helpers for the Homeless.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (109)
Facebook
4.1 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Annapolis

Why choose this provider?

Old Bay Insurance Agency is the best independent agency that provides communities throughout the District of Columbia with a selection of top personal and commercial insurance products. These products range from homeowners' insurance customized with swimming pool and trampoline liability coverage to insurance policies tailored for different kinds of businesses, like restaurants and auto dealers. Owner Neal Tatterson has been working in the insurance industry since 1994, working at a national life insurance company before opening his agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Baltimore

Why choose this provider?

Ryan Nash is the best second-generation State Farm insurance agent providing communities throughout the District of Columbia with personal and commercial insurance products. These products include homeowners', commercial and personal automobile, and business insurance. Ryan and his team use over 85 years of industry experience when designing custom insurance policies with the client's preferred level of coverage, such as homeowner's insurance with added flood coverage and personal article policies. Banking services are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (63)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Alexandria

Why choose this provider?

Danaher Skewes & Associates provides the best insurance products in the District of Columbia. Its homeowners' insurance policy covers valuable possessions, personal injury, excess liability, collector cars, medical expenses, and property damage to protect clients' finances. Its agents also handle insurance products for renters, condominiums, mobile homes, off-road vehicles, and watercraft. They also assist clients applying for wedding insurance services. The locally owned independent insurance agency has been serving the community since 1963.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Catonsville

Why choose this provider?

HBW Insurance Group Inc. is the best independent agency providing individuals and businesses in the District of Columbia. Its selection of insurance products includes homeowners', automobile, and commercial general liability insurance. The agency also helps clients replace or improve their existing insurance. Its agents work to understand clients' coverage goals and financial means to provide them with a set of custom policy choices best suited to their specifications. They shop from carriers such as The Hartford, Liberty Mutual Insurance, and National General Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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