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Best Bankruptcy Attorneys in Plano

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Toronjo & Prosser Law logo
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Toronjo & Prosser Law

8150 North Central Expressway, Dallas, TX 75206
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Creditor Representation
  • Chapter 11 Bankruptcy

Business Description

Toronjo & Prosser Law is a small firm in Plano that focuses on giving personal attention to each client. Its bankruptcy lawyers provide legal assistance to families, individuals, and small business owners, helping them explore more options. The attorneys have extensive experience handling bankruptcy cases. They have also assisted many clients in navigating Chapter 7, Chapter 11, and Chapter 13 bankruptcy proceedings. Partners Mark S. Toronjo and Derek K. Prosser are both well-versed in debt negotiation, civil litigation, and business formation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (134)
Avvo
5.0 / 5 (95)
Facebook
5.0 / 5 (12)

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Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Angela R. Owens Attorney logo
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Angela R. Owens Attorney

2000 N Central Expressway Suite 208, Plano, TX 75074
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Angela R. Owens is a bankruptcy attorney in Plano, Texas, who primarily handles clients declaring Chapter 7 or Chapter 13 bankruptcy actions under the U.S. Bankruptcy Code. The practice has more than a decade of experience dealing with bankruptcy issues among consumer clients and small businesses. Ms. Owens is a member of the Commercial and Consumer Law Section with the State Bar of Texas and the National Association of Consumer Advocates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Avvo
4.8 / 5 (17)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Barron & Barron, LLP logo
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Barron & Barron, LLP

660 N Central Expy Ste 101 P, Plano, TX 75074
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Business Description

Barron & Barron LLP in Plano, Texas, leverages its 30+ years of legal experience to help bankruptcy petitioners throughout the Greater Plano metro area. Its bankruptcy attorneys focus solely on Chapter 7, Chapter 11, and Chapter 13 bankruptcy petitions for relief under the U.S. Bankruptcy Code. This family-owned firm is staffed only by attorneys that have Texas Board of Legal Specialization certification in consumer bankruptcy. Free consultations are available for prospective clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Collins & Arnove logo
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Collins & Arnove

555 Republic Dr P, Plano, TX 75074
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Collins & Arnove in Plano, Texas, has helped thousands of Texans file for bankruptcy and debt relief under the U.S. Bankruptcy Code, resulting in the discharge of millions of dollars in debt. This well-seasoned firm offers representation for Chapter 7 and Chapter 13 petitioners. Its team has more than 35 years of combined experience with struggling debtors. The firm offers free consultations to discuss each client's needs and desired outcomes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (162)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Engel Law Group, P.S. logo
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Engel Law Group, P.S.

17101 Preston Rd Ste 110, Dallas, TX 75248
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  • Chapter 7 Bankruptcy
  • Credit Card Debt
  • Debt Settlement
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Business Description

Engel Law Group PS in Dallas, Texas, offers aggressive and knowledgeable bankruptcy representation to clients in the Greater Plano metro area. The firm focuses on assisting petitioners in Chapter 7 liquidations and discharges and Chapter 13 debt reorganization actions. It assists clients dealing with creditor harassment and seeks to help its clients make their payments affordable or eliminate debt so that they get a fresh financial start. The practice offers free consultations upon request.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (34)
Avvo
4.5 / 5 (15)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
LoBue Law, PLLC logo
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LoBue Law, PLLC

101 East Park Boulevard, Plano, TX 75074
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

LoBue Law, PLLC is a bankruptcy law firm serving Plano and the surrounding areas in Collin County. Catering to individuals and businesses, the law firm offers quality legal services in matters concerning bankruptcy. The firm's founder and principal attorney, Vincent LoBlue, has over 25 years of law practice. A member of the National Association of Consumer Bankruptcy Attorneys (NACBA), LoBlue is dedicated to providing results-oriented solutions that are tailored to fit his client's unique needs and circumstances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Avvo
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Ritter Spencer PLLC logo
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Ritter Spencer PLLC

15455 Dallas Parkway, Addison, TX 75001
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  • Chapter 13 Bankruptcy

Business Description

Ritter Spencer PLLC works mainly with business clients in the Addison and Plano areas in meeting their legal needs. The law firm's bankruptcy lawyers help clients in getting a fresh start after encountering financial difficulties. Once they file for bankruptcy, an automatic stay on collection and recovery efforts is enforced. Ritter Spencer PLLC facilitates the filing of chapter 11 bankruptcy to give its clients the flexibility they need to pay their debts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.5 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Seltzer Chadwick Soefje & Ladik, PLLC logo
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Seltzer Chadwick Soefje & Ladik, PLLC

5 Cowboys Way, Frisco, TX 75034
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  • Debt Settlement

Business Description

Seltzer Chadwick Soefje & Ladik, PLLC is home to bankruptcy lawyers offering legal representation in Plano. The firm is capable of legally counseling both creditors and debtors during bankruptcy proceedings. When a client experiencing insolvency seeks assistance to find debt relief or reorganize their assets, they can expect to be guided throughout the whole process involved in bankruptcy. Seltzer Chadwick Soefje & Ladik, PLLC can also represent clients in cases involving sports law, data protection, and professional liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Uloth, P.C. logo
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Uloth, P.C.

5080 Spectrum Drive, Addison, TX 75001
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  • Debt Settlement

Business Description

Uloth, P.C. is a business litigation and bankruptcy law firm that serves individuals and businesses in the Dallas area, including Plano and Addison. It provides legal advice in matters involving business transactions and other specialized areas of law. The firm's business bankruptcy services are focused on restructuring, asset protection, and creditor's rights. They represent clients in cases involving fraudulent conveyance litigation, rejection of contracts, and recovery of assets. Uloth, P.C. also represents creditors in debt collection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
––
Vecchio|Bloomenstiel, PLLC logo
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Vecchio|Bloomenstiel, PLLC

101 E. Park Blvd., Suite 450, Plano, TX 75074
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Student Loan Debt
  • IRS Tax Debt

Business Description

A Chapter 7 bankruptcy discharges and Chapter 13 rehabilitation bankruptcies law firm, Vecchio|Bloomenstiel PLLC with its team of bankruptcy lawyers in Plano, Texas is dedicated to helping protect the assets of individuals and families seeking relief from debt under the U.S. Bankruptcy Code. It works closely with its clients to help them understand their legal options when filing bankruptcy, including protection afforded for the client's home, vehicle, and assets such as retirement accounts. It handles both Chapter 7 bankruptcy discharges and Chapter 13 rehabilitation bankruptcies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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