Best Mortgage Refinance Companies in Edinburg

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Corina Backer logo
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License: 912541

Nationwide Multistate Licensing System and Registry

Corina Backer

7017 North 10th Street Suite O2, McAllen, TX 78504
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  • New Construction

Business Description

Corina Backer is a home loan professional who caters to borrowers in Edinburg. She operates under Finance Home America, serving clients ready to refinance their mortgages to reduce their payments and consolidate their debts by offering various loan programs. These programs include VA, FHA, USDA, jumbo, and conventional loans. Backer guides them through the process and recommends options that help them achieve their financial goals. She also offers loan options to people renovating or buying a new home.

License Verified:

License: 912541

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Joe Cuellar logo
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License: 208587

Nationwide Multistate Licensing System and Registry

Joe Cuellar

5412 N. 10th, Mcallen, TX 78504
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  • New Construction

Business Description

Joe Cuellar is a Castle & Cooke Mortgage specialist who serves homebuyers and investors in and around Edinburg. He helps families and individuals acquire their dream residential spaces through his real estate services. He assists borrowers in finding loan programs tailored to their budget and specific homeownership needs. The professional also offers refinancing solutions to enable clients to lower their interest rates and monthly payments. Cuellar has been in the industry for more than three decades.

License Verified:

License: 208587

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Structure Finance logo
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License Verified:

License: 1744156

Nationwide Multistate Licensing System and Registry

Structure Finance

3313 N. McColl Road, McAllen, TX 78501
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  • New Construction

Business Description

Structure Finance is a direct mortgage broker offering comprehensive solutions to the refinancing goals of Edinburg residents. The company facilitates refinancing strategies to help mortgage borrowers save money by obtaining a lower rate and reducing monthly payments. Using software tools and industry knowledge, its loan officers analyze clients' needs and unique scenarios, provide recommendations, and guide them through each step of processing loans. Paul Morales, one of these professionals, has been a mortgage banker for over 13 years.

License Verified:

License: 1744156

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (85)
Facebook
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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