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Best Mortgage Refinance Companies in Brownsville

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2023
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1st Alliance Mortgage logo
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License Verified:

License: 1417828

Nationwide Multistate Licensing System and Registry

1st Alliance Mortgage

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6710 West Expressway 83, Ste. 83, Harlingen, TX 78552
  • Reverse Mortgages

Business Description

1st Alliance Mortgage has been serving clients in Brownsville and the surrounding areas since 2001. Its team caters to customers who want to purchase their first home or refinance their loans. Its loan programs include FHA, VA, and conventional loans. Its professionals have the necessary knowledge to help borrowers select the right loan and handle the transaction in a professional manner. The company helps people understand their mortgage options so that they can close successfully.

License Verified:

License: 1417828

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (60)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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American Mortgage Loans logo
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License Verified:

License: 2050536

Nationwide Multistate Licensing System and Registry

American Mortgage Loans

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258 S Sam Houston Blvd, San Benito, TX 78586
  • Multi-Family Loans

Business Description

American Mortgage Loans provides solutions for individuals and families who plan to purchase or refinance their existing mortgages in Brownsville and nearby locations. The company comprises loan consultants who guide clients through the steps necessary to complete underwriting. They help refinance mortgages by modifying the loan's terms, like lowering interest rates or extending terms. In addition, they offer various loan programs, including fixed-rate, adjustable rate, FHA, and VA loans. American Mortgage Loans collaborates with a variety of lenders.

License Verified:

License: 2050536

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TRB Mortgage logo
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License Verified:

License: 568172

Nationwide Multistate Licensing System and Registry

TRB Mortgage

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2019 S. 77 Sunshine Strip, Harlingen, TX 78550

Business Description

TRB Mortgage is a local brokerage with multiple offices serving Brownsville and the surrounding areas. It helps borrowers refinance their mortgages at a lower rate or obtain a cash-out to renovate their properties. Its refinance plans are available for different loan types, including jumbo, FHA, VA, and rural development options. It also has loans for clients purchasing or building a residential property. TRB Mortgage's team of loan officers delivers different services backed by the Texas Regional Bank.

License Verified:

License: 568172

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vetted Notes, LLC logo
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License Verified:

License: 2009486

Nationwide Multistate Licensing System and Registry

Vetted Notes, LLC

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1210 E Tyler Ave, Harlingen, TX 78550
  • New Construction
  • Reverse Mortgages

Business Description

Vetted Notes, LLC, aids locals in Brownsville who need help with completing the procedure for home refinancing. Its staff provides clients with information on loan programs that they may choose from based on their financial needs. Vetted Notes was founded in 2019 and also provides VA and USDA loans. Additionally, the business serves as a one-stop shop for entrepreneurs who are working on their corporate compliance laundry list. The company is part of the Association of Independent Mortgage Experts.

License Verified:

License: 2009486

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.