Expertise.com

2024

Last updated:

Best Mortgage Brokers in Clarksville

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Clarksville Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

35Reviewed

23Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
919 McClardy Road, Clarksville, TN 37042
  • Refinance

Why choose this provider?

Based in Clarksville, Bri Vandlen NMLS# 1635061, is a loan officer who assists clients with their mortgage needs. She offers her guidance to clients applying for loans, whether they want to build, buy, or refinance their homes. Some of the programs she offers are 203K loans, USDA loans, FHA loans, and jumbo loans. Coming from a military family, Bri specializes in VA loans that help American veterans. A client said that even though her husband is deployed, Bri has made the loan experience pleasant for both of them.

License Verified:

License: 1635061

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1816 Madison Street, Clarksville, TN 37043
  • Refinance

Why choose this provider?

Located in Clarksville, Dan Gallo is a mortgage loan officer from U.S. Bank. Dan helps each client find the right kind of mortgage wherever they may be in the home buying process. He educates each client on the different loans available to help them make a well-informed decision on which terms will work for them. He provides services for clients looking for fixed-rate mortgages, adjustable-rate mortgages, FHA mortgages, VA mortgages, and Jumbo mortgages. Dan also offers refinancing services.

License Verified:

License: 501989

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Website
6489 North Quail Hollow Road, Clarksville, TN 38120
  • Refinance

Why choose this provider?

Founded in 2001, Wendy Thompson Lending Team is a mortgage brokerage firm that assists clients looking to buy and refinance homes in and around Clarksville. It offers different types of loan programs, such as FHA and conventional loans. The firm also specializes in VA loans that serve most members of the U.S. military in active duty. Wendy Thompson Lending Team employs a home search tool that allows clients to access the full MLS listing data across the country and inform them of new listings in preferred locations.

License Verified:

License: 892951

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2509 Wilma Rudolph Boulevard, Clarksville, TN 37040
  • Refinance

Why choose this provider?

1st United Mortgage is a mortgage company that serves military families and veterans in Clarksville and the surrounding areas. The firm specializes in VA loan programs. Moreover, it provides FHA loans, which can be used for home improvements and repairs. 1st United Mortgage is comprised of loan specialists who have undergone training on VA eligibility requirements. Libby Higgins, the director of operations, is a wife of a military service member. She offers 10 years of experience in the mortgage industry.

License Verified:

License: 1323496

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (49)
Google
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
107 Center Pointe Drive, Clarksville, TN 37040
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Veterans United Home Loans is a company located in Clarksville and is offering mortgage loan support for people looking for one. Most of the company's services revolve around VA Loan, a mortgage option for veterans, service members, and select military spouses. Veterans can opt for the different kinds of VA loans suited to their needs, like VA IRRRL, VA purchase loan, VA cash-out refinance, and VA energy efficient mortgage. Veterans United Home Loans also offers insurance coverage.

License Verified:

License: 1907

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (814)
Yelp
4.5 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 Center Pointe Drive, Clarksville, TN 37040
  • Refinance

Why choose this provider?

Castle Rock Mortgage LLC is a company serving homeowners in Clarksville and the surrounding areas. It is a six-person team headed by the company's president, James Ferguson. The company offers varied loan options that include conforming, Fannie Mae agency, VA, conventional, and jumbo loans. Adjustable-rate, FHA, fixed-rate, and home-path mortgages are also available. Castle Rock Mortgage LLC also offers reverse mortgages, homebuyer education, rural development financing, and VA purchase and refinancing. The company's website also has a refinance advisor service.

License Verified:

License: 2470

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (239)
Facebook
4.0 / 5 (107)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
329 Warfield Boulevard, Clarksville, TN 37043
  • New Construction
  • Refinance

Why choose this provider?

Legacy Mortgage Services, Inc., is a Clarksville-based mortgage firm serving the local community for the past 19 years. Its team of loan originators offers several home loan options to meet the borrower's needs, including conventional mortgages and government-backed loans like FHA, VA, USDA, and THDA. Furthermore, Legacy Mortgage Services also helps clients refinance through VA Streamline. The loan center on the company's website provides access to loan options, online payments, and mortgage calculators.

License Verified:

License: 1613

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.