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2024

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Best Bankruptcy Attorneys in Chattanooga, TN

Our Recommended Top 7

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Chattanooga Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66Reviewed

42Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

393 Broad Street Northwest, Cleveland, TN 37311

Expertise.com Rating

Review Sources

Facebook
4.0 (1)
FindLaw
5.0 (1)

Why choose this provider?

Richard Banks & Associates, P.C. is a bankruptcy law firm that serves the Chattanooga area. Richard L. Banks, the attorney at the company, guides clients in understanding several bankruptcy options including chapter 7, chapter 13, and chapter 11 bankruptcy. He is a board-certified bankruptcy specialist. Banks accepts same-day appointments. He can assist clients in stopping foreclosure an hour before a property is sold. Richard Banks & Associates, P.C. has been helping clients file for bankruptcy and overcome debt since 1974.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Richard Banks - PrincipalActive50 yrs

4416 Brainerd Road, Chattanooga, TN 37411

Expertise.com Rating

Review Sources

Google
4.3 (50)
Avvo
5.0 (2)

Why choose this provider?

Kenneth Rannick is a bankruptcy attorney in Chattanooga. Rannick provides guidance in chapter 7 and chapter 13 bankruptcy. The lawyer assists small corporations, partnerships, and households in filing for chapter 7 bankruptcy. He creates repayment plans for clients filing for chapter 13 bankruptcy with an aim to help them regain control over their financial situation. Rannick has been Board Certified in Consumer Bankruptcy Law by the American Board of Certification since 1994. He has filed over 14,000 bankruptcies since 1988.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Kenneth Rannick - PrincipalActive41 yrs

433 Cherokee Boulevard, Chattanooga, TN 37405

Expertise.com Rating

Review Sources

Google
5.0 (42)

Why choose this provider?

Davis, Kessler & Davis - Chattanooga is a law firm dealing with bankruptcy and other legal issues. The legal practice's bankruptcy attorneys help individuals who face financial setbacks due to a job loss or medical emergency. They assist with filing for chapter 7 bankruptcy — which could eliminate most of the debt — and chapter 13 bankruptcy, which reorganizes debt. They also help people experiencing harassment from creditors. Founding attorney Floyd Don Davis has 41 years of legal experience and is committed to defending clients against insurance companies.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Floyd Davis - FounderActive58 yrs

100 West Martin Luther King Boulevard, Chattanooga, TN 37402

Expertise.com Rating

Review Sources

Avvo
5.0 (15)

Why choose this provider?

Farinash & Stofan is a Chattanooga-based company that provides legal counsel. Included in its practice areas is bankruptcy. Its team of bankruptcy attorneys assists individual debtors and businesses with chapter 7, chapter 11, and chapter 13 bankruptcy. The legal office helps businesses repay creditors and continue operations through chapter 11 bankruptcy. Jerrold D. Farinash, one of the firm's attorneys, has over 30 years of experience in bankruptcy. He administers hundreds of bankruptcy cases yearly as a chapter 7 panel trustee.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Amanda Stofan - PartnerActive19 yrs

201 Frazier Avenue, Chattanooga, TN 37405

Expertise.com Rating

Review Sources

Avvo
5.0 (30)
Google
4.2 (5)
Facebook
5.0 (2)

Why choose this provider?

Chattanooga Legal Group, P.C. is a firm that seeks to help clients overcome financial challenges stemming from bankruptcy. The firm's bankruptcy lawyers are focused on guiding clients through filing procedures to ensure legal protections for individuals and businesses. Chattanooga Legal Group's services are geared towards chapter 13 and chapter 7 bankruptcies, including the corresponding options for payment relief. Headed by Layne Gillespie, Chattanooga Legal Group also offers services focused on debt settlement and mediation.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Layne Gillespie - PrincipalActive18 yrs
Layne Gillespie - PrincipalActive18 yrs

305 Point North Place, Dalton, GA 30720

Expertise.com Rating

Review Sources

Google
5.0 (30)
Avvo
4.5 (16)

Why choose this provider?

The Law Office of Jeffrey B. Kelly is focused on providing bankruptcy assistance to residents around Chattanooga that are struggling with their finances. The bankruptcy law firm seeks to ensure legal protections for clients facing debt-related issues such as vehicle repossession, home foreclosure, and wage garnishment. Since 2006, the law office has filed more than 7,000 bankruptcy cases and handled debt burdens associated with chapters 7 and 13 of the U.S. Bankruptcy Code. Kelly has been practicing consumer bankruptcy law since 1998.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Jessica Glover - AssociateActive9 yrs
Jessica Glover - AssociateActive9 yrs

701 Market Street, Chattanooga, TN 37402

Expertise.com Rating

Review Sources

Google
4.7 (136)
Facebook
5.0 (10)
Avvo
5.0 (3)

Why choose this provider?

Based in Chattanooga, Wagner & Wagner Attorneys at Law offers services to ensure debt relief following the declaration of bankruptcy. The firm's bankruptcy attorneys help petitioners start anew in their finances after experiencing setbacks like divorce, injury, and job loss. Wagner & Wagner seeks to help clients that are facing potential bankruptcy impacts, including mortgage foreclosures, wage garnishments, loan terminations, and creditor harassment. The firm has been providing legal counsel since 1945 and also practices in areas such as personal injury, workers' compensation, and probate.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Richard Wagner - PartnerActive46 yrs

Compare our Top Bankruptcy Attorneys

NameExpertise RatingAddressPromotionsLearn more
Richard Banks & Associates, P.C.
393 Broad Street Northwest, Cleveland, TN 37311
Kenneth Rannick
4416 Brainerd Road, Chattanooga, TN 37411
Davis, Kessler & Davis - Chattanooga
433 Cherokee Boulevard, Chattanooga, TN 37405
Farinash & Stofan
100 West Martin Luther King Boulevard, Chattanooga, TN 37402
Chattanooga Legal Group, P.C.
201 Frazier Avenue, Chattanooga, TN 37405
Law Office of Jeffrey B. Kelly
305 Point North Place, Dalton, GA 30720
Wagner & Wagner Attorneys at Law
701 Market Street, Chattanooga, TN 37402

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

FAQs

  • Where do I file for bankruptcy in Chattanooga, Tennessee?

    You can file for bankruptcy through the Bankruptcy Court of the Eastern District of Tennessee. You can go to their office at United States Bankruptcy Court, Historic U.S. Courthouse, 31 East 11th Street, Chattanooga, TN 37402-2722 on Monday through Friday, 8:00 a.m. to 4:30 p.m. Additionally, you can call them at (423) 752-5163.

  • Where can I get bankruptcy forms in Chattanooga, Tennessee?

    You can access bankruptcy forms in Chattanooga through the Bankruptcy Court of the Eastern District of Tennessee's website, www.tneb.uscourts.gov/forms.

  • How often can you file for Chapter 7 bankruptcy in Chattanooga?

    In Chattanooga, you can file for Chapter 7 bankruptcy after eight years from your previous Chapter 7 discharge. This waiting period is utilized to avoid individuals from taking advantage of the bankruptcy system. Your previous bankruptcy filings may also affect the time limits. In some cases, the waiting period can be waived when you have an unexpected medical issue or financial emergency. Additionally, the court may remove the waiting period if you showed good faith in making payments in your previous bankruptcy filing.

  • How much is the filing fee for Chapter 7 bankruptcy in Chattanooga?

    In Chattanooga, the court filing fee for Chapter 7 bankruptcy is $338. If you cannot pay the fee at once, you can apply to pay the filing fee in four installments. Paying in installments can be your option if you are dealing with wage garnishment, foreclosure, and other debt collection matters as filing for bankruptcy can stop the collection activity.

  • How can you convert Chapter 13 to Chapter 7 bankruptcy in Chattanooga?

    You can convert Chapter 13 to Chapter 7 bankruptcy in Chattanooga by filing a notice of conversion with the court and paying a conversion fee of $25. You also have to pass the means test to qualify for Chapter 7 bankruptcy in Tennessee. In some cases, you can be compelled to switch to a Chapter 7 liquidation if you have difficulty making payments on your previous Chapter 13 bankruptcy plan.

  • How much home equity can you have and still file Chapter 7 bankruptcy in Chattanooga?

    In Tennessee, you can protect up to $5,000 in home equity if you file for Chapter 7 bankruptcy as an individual and up to $7,500 if you file for bankruptcy as a couple. A single adult over 62 years old can be exempt up to $12,500. Couples who are both 62 years of age or older can exempt $25,000 in home equity in Chattanooga. If only one partner is over 62 years old, the couple can exempt up to $20,000.

  • How does Chapter 13 bankruptcy work in Chattanooga?

    Chapter 13 bankruptcy is commonly regarded as a debt repayment plan as it enables debtors to repay creditors over a three-to-five-year timeline. In Chapter 13 bankruptcy in Chattanooga, the debtor should make a monthly payment to a bankruptcy trustee based on the monthly take-home pay minus the living expenses. Secured debts should be paid in full and the remaining funds will be split to pay for unsecured debts. At the end of the case, most unsecured debts are often discharged.

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