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Best Life Insurance Companies in Reading

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American Insuring Group logo
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License Verified:

License: 59536

Pennsylvania Insurance Department

American Insuring Group

37 West Lancaster Avenue, Shillington, PA 19607
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  • Life Insurance
  • Health Insurance

Business Description

American Insuring Group is an independent insurance agency based in Shillington. It offers insurance services to families and businesses in Reading. The agency identifies each client's individual situation and gives them options based on their budget and needs. It provides whole life insurance, term life insurance, and universal life insurance products. Its other insurance products include car, health, and business insurance. American Insuring Group has been operating for more than 30 years and represents over 25 different insurance carriers.

License Verified:

License: 59536

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (26)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Berks County Insurance logo
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License Verified:

License: 59515

Pennsylvania Insurance Department

Berks County Insurance

4950 Hafer Road, Reading, PA 19606
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  • Life Insurance

Business Description

Berks County Insurance has been in the industry of providing life insurance products to clients in Reading and nearby areas since 1984. The independent insurance agency offers policies such as term, whole, and universal life. The company also covers commercial, auto, and home insurance needs. Berks County Insurance also handles boxing and mixed martial arts insurance nationwide. This includes coverage for all participants of the policyholder, necessary medical treatment due to injuries, and accidental death and dismemberment.

License Verified:

License: 59515

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Berkshire Insurance Services, L.L.C. logo
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Berkshire Insurance Services, L.L.C.

P.O. Box 300, Douglassville, PA 19518
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  • Life Insurance

Business Description

Berkshire Insurance Services, L.L.C., offers life insurance solutions to individuals and businesses in the Reading area. The professionals at the company assist clients in planning and purchasing their insurance plans and educating them on the complex field during the process. They offer various life insurance policies, including term, whole, and group life. Berkshire Insurance Services is also a member of the Strategic Independent Agents Alliance. Additionally, it represents multiple insurance carriers, including MetLife, Encompass, Progressive, and Prudential.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Blue Marsh Insurance logo
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License Verified:

License: 530757

Pennsylvania Insurance Department

Blue Marsh Insurance

430 Park Road, Fleetwood, PA 19522
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  • Life Insurance
  • Health Insurance

Business Description

Blue Marsh Insurance is an insurance company with locations in Fleetwood and Honey Brook. Offering insurance products for individuals and businesses, the agency serves clients throughout Reading and the surrounding areas. It offers life insurance plans such as term insurance and permanent life insurance. This independent insurance agency enables access to multiple life insurance carriers, providing clients with a wide selection of policies. Founded by Tom Davenport, Blue Marsh Insurance also serves clients across New Jersey, Maryland, Virginia, South Carolina, and Delaware.

License Verified:

License: 530757

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (54)
Facebook
4.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Contemporary Insurance, Inc logo
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License Verified:

License: 64020

Pennsylvania Insurance Department

Contemporary Insurance, Inc

1829 New Holland Road, Reading, PA 19607
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  • Life Insurance
  • Health Insurance

Business Description

Contemporary Insurance, Inc., is an independent agency that has been helping businesses and individuals in the metro area of Reading since 2000. The company offers life insurance policies, such as term, whole, and universal life insurance. It also provides in personal insurance solutions that include health, auto, home, and renters' insurance. The owner and principal agent, Darlene Imbesi, has been in the industry for more than 35 years. In addition, Contemporary Insurance provides business insurance coverage and risk management solutions.

License Verified:

License: 64020

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Crosskeys Insurance logo
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License Verified:

License: 54662

Pennsylvania Insurance Department

Crosskeys Insurance

5035 Pottsville Pike, Reading, PA 19605
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  • Life Insurance

Business Description

Crosskeys Insurance is an insurance agency that has been serving individuals and businesses in Reading and the surrounding areas for over 20 years. Its life insurance policies carry term, whole life, and universal life insurance. In addition, the agency covers personal insurance for home, auto, and child life. Its business insurance program includes coverage for cyber liability, surety bonds, and environmental risks. As an independent agency, Crosskey Insurance partners with multiple insurance carriers to customize policies according to need.

License Verified:

License: 54662

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (84)
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David Koeffler Agency logo
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License Verified:

License: 292866

Pennsylvania Insurance Department

David Koeffler Agency

2711 North 5th Street Highway, Reading, PA 19605
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  • Life Insurance

Business Description

David Koeffler Agency is a locally owned insurance firm serving customers in Reading and the surrounding areas. It provides counsel to individuals and families seeking life insurance plans and helps them choose between term and permanent life insurance policies. More than that, its team of agents also handles insurance coverages for businesses, farms, automobiles, and homeowners. David Koeffler Agency strives to give personalized insurance advice and find products that fit each client's needs.

License Verified:

License: 292866

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FA Insurance logo
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License Verified:

License: 304319

Pennsylvania Insurance Department

FA Insurance

30 East Lancaster Avenue, Shillington, PA 19607
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  • Life Insurance

Business Description

Headquartered in Shillington, FA Insurance is a family-owned and family-operated business that also provides insurance services to individuals, families, and businesses in the Reading area and the surrounding communities. It is an independent firm that carries term and permanent life insurance plans. Additionally, it provides business insurance packages that cover workers' compensation, general liabilities, and commercial automobiles. It was founded in 1959 as a one-man operation and has since grown into its modern office with 3000 square feet of floor area.

License Verified:

License: 304319

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Frank Singleton logo
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License Verified:

License: 944165

Pennsylvania Insurance Department

Frank Singleton

1601 Lancaster Avenue, Reading, PA 19607
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  • Life Insurance
  • Health Insurance

Business Description

Frank Singleton started his own insurance agency under State Farm in 2020. He serves clients around the Reading metro and its neighboring areas. Frank offers life insurance plans with coverage options for whole, universal, and term life. He also helps clients procure health policies including individual medical and supplemental health plans. Other products include business insurance and policies for properties, homes, automobiles, and pets. Annuities and banking services are also available. Frank also conducts client consultation through online video conferencing.

License Verified:

License: 944165

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Harding-Yost Insurance logo
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License Verified:

License: 814247

Pennsylvania Insurance Department

Harding-Yost Insurance

142 Walnut Street, Denver, PA 17517
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  • Life Insurance
  • Health Insurance

Business Description

Harding-Yost Insurance is an independent agency serving clients in Reading and its surrounding areas. It provides personal insurance options such as life, disability, health, and home insurance. It also works on auto and recreational vehicle insurances. The agency also handles business insurance matters such as commercial insurance and employee benefits. Its team assists clients in customizing plans appropriate for their needs and situation until the claims filing process. Over its 35 years of operation, Harding-Yost Insurance has expanded into a full-service agency.

License Verified:

License: 814247

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (10)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ira G. Mohler & Son Inc logo
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License Verified:

License: 357279

Pennsylvania Insurance Department

Ira G. Mohler & Son Inc

20 West Lancaster Avenue, Shillington, PA 19607
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  • Life Insurance

Business Description

Ira G. Mohler & Son Inc, a multi-line independent insurance agency, was established in 1936 and has since catered to the needs of clients in Reading and other neighboring communities. It provides whole, term, disability, and long term care life insurance products that match the needs and goals of its clients. In addition, it also offers automobile, motorcycle, and boat insurance coverage as well as homeowners' and renters' insurance policies. The company also handles workers' compensation and commercial auto insurance.

License Verified:

License: 357279

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Murray logo
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License Verified:

License: 59468

Pennsylvania Insurance Department

Murray

39 North Duke Street, Lancaster, PA 17602
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  • Life Insurance
  • Health Insurance

Business Description

Murray is an insurance broker that has been serving individuals and businesses in Reading and its surrounding areas since 1930. It offers customized insurance options that cover life & health, homeowners, long-term care, pet, umbrella liability, and flood. Its team of professionals advises and educates customers to continue their protection in the face of changes. Through its partnership with AssuredPartners, the company has national resources available but still operates locally. In addition, it also provides core solutions for risk management, third-party administration, and financial services.

License Verified:

License: 59468

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Philip Baker Insurance Services, Inc. logo
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License Verified:

License: 63196

Pennsylvania Insurance Department

Philip Baker Insurance Services, Inc.

3130a Pricetown Road, Fleetwood, PA 19522
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  • Life Insurance

Business Description

Philip Baker Insurance Services, Inc., is a family-operated independent insurance agency that has been in the business since 2002. It caters to clients in Reading and the surrounding communities. The business offers term, whole, and universal life insurance policies, which can cover education, living, and mortgage expenses. Moreover, it provides business, car, farm, equine, and home insurance products. Before being an insurance agent, owner Phil Baker owned a farm market and a flower business for 19 years.

License Verified:

License: 63196

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Rothenberger Insurance Services, LLC logo
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License Verified:

License: 618735

Pennsylvania Insurance Department

Rothenberger Insurance Services, LLC

436 Penn Avenue, West Reading, PA 19611
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  • Life Insurance
  • Health Insurance

Business Description

Rothenberger Insurance Services, LLC, is an insurance agency that has catered to families and businesses in Reading and the surrounding communities for 14 years. The independent firm carries life insurance plans, as well as valuable items, homeowners’, classic car, personal liability, and umbrella liability insurance. It also provides commercial insurance packages like auto and truck fleet and general liability insurance. Agency owner Ron Rothenberger founded Rothenberger Insurance Services, LLC, in 2007.

License Verified:

License: 618735

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Schaeffer Insurance Inc. logo
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License Verified:

License: 58096

Pennsylvania Insurance Department

Schaeffer Insurance Inc.

3501 Kutztown Road, Reading, PA 19605
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  • Life Insurance

Business Description

Schaeffer Insurance Inc. is an independent insurance company that operates in Reading. The locally owned and locally operated business has been providing different kinds of life insurance plans since its inception in 1985. Having over 50 years of combined experience in the insurance industry, its agents work with multiple carriers that can deliver individual life and final expense insurance, as well as fixed annuities. Owner and local insurance agent Duane Schaeffer has been insuring individuals, families, and businesses since 1976.

License Verified:

License: 58096

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (33)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sigel Insurance Group logo
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License Verified:

License: 286892

Pennsylvania Insurance Department

Sigel Insurance Group

709 Main Street, Schwenksville, PA 19473
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  • Life Insurance

Business Description

Established in 1930, Sigel Insurance Group is an independent insurance agency serving clients in Reading. The agency works with a number of insurance carriers, such as Chubb, Condon Skelly, and Allied Insurance. It offers an array of insurance options, including individual and life insurance, disability insurance, and key person insurance. Other personal and business insurance coverages are also available. It is a member of the Insurance Agents & Brokers association. Its president, Eric C. Sigel, has more than 42 years of experience in the industry.

License Verified:

License: 286892

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Snyder Insurance logo
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License Verified:

License: 284925

Pennsylvania Insurance Department

Snyder Insurance

1020 James Drive, Leesport, PA 19533
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  • Life Insurance

Business Description

Snyder Insurance is an independent company serving personal and commercial clients in Reading and the surrounding areas. It has been in business since 1935, and it strives to provide its clients with customized plans that address their needs. Its range of product offerings includes life, auto, home, and business insurance. The company also carries coverage for homes, motorcycles, and boats. Commercial clients can also acquire general liability and workers' compensation packages from the company.

License Verified:

License: 284925

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (24)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Ryon Agency logo
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License Verified:

License: 346140

Pennsylvania Insurance Department

The Ryon Agency

200 Norwegian Street, Pottsville, PA 17901
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  • Individual Plans
  • Life Insurance

Business Description

The Ryon Agency is an independent insurance agency that serves individuals, families, and businesses in Reading. It offers term life and whole life insurance options that cover funeral expenses, estate tax obligations, and education costs for beneficiaries. In collaboration with several insurance carriers, including Allied Insurance and Allstate, Richard B. Ryon Insurance also offers home, car, business, and health insurance. The agency has been providing insurance coverage to families and businesses for 65 years. Its staff has over 20 years of experience in the industry.

License Verified:

License: 346140

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vision Insurance logo
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License Verified:

License: 518187

Pennsylvania Insurance Department

Vision Insurance

200 Spring Ridge Drive, Wyomissing, PA 19610
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  • Life Insurance
  • Individual Plans

Business Description

Vision Insurance is a full-service company that serves individuals and businesses in the Reading metro. It is a life insurance provider that offers term, permanent, and universal coverages. The company also helps its clients acquire final expense, fixed annuities, individual disability, and mortgage protection insurance. Moreover, Vision Insurance is an independent agency that has been in the business since 1979. President Jay R. Lemelin carries more than 41 years of experience in the insurance industry.

License Verified:

License: 518187

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (27)
Facebook
4.1 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Weigner Insurance & Financial Services, Inc. logo
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License Verified:

License: 665943

Pennsylvania Insurance Department

Weigner Insurance & Financial Services, Inc.

1241 North Charlotte Street, Pottstown, PA 19464
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  • Life Insurance

Business Description

Weigner Insurance & Financial Services, Inc., offers life insurance in Reading and the surrounding communities. The locally owned and locally operated agency is licensed to write insurance in five states, including Pennsylvania, Maryland, and Virginia. It is comprised of two insurance specialists, Carina Hatfield and Patricia May, who are dedicated to helping clients through all their insurance needs. They assist customers in identifying the type of life insurance that would suit their specific circumstances and ensure that existing policies are updated throughout any life changes.

License Verified:

License: 665943

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (7)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Read all FAQs