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Best Financial Advisors in Bethlehem

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SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

Bethlehem, PA
  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Business Description

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
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4.0 / 5 (4)

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4.0
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Price: Free consultation

Affiliated Financial Planners LLC logo
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Affiliated Financial Planners LLC

2340 Pa 309, Orefield, PA 18069
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  • Investment Management
  • Financial Planning

Business Description

Affiliated Financial Planners LLC aids Bethlehem residents in creating their legacy and preparing for retirement and their children's education. Through regular monitoring of the client's financial plan and investment portfolio, it strives to keep them in line with their values and goals. Managing partner Eric Dorman is a CFP and Certified Kingdom Advisor. His father's unexpected passing prompted him to pursue a career in financial planning. As part of his consultations, Dorman encourages individuals to find a balance between life and work.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
3.8 / 5 (6)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Agili logo
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Agili

74 West Broad Street Suite 320, Bethlehem, PA 18018
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  • Certified Financial Planner (CFP)

Business Description

Serving the community of Bethlehem, Agili is a team of professionals specializing in financial planning and investment management. They are knowledgeable in many areas of financial planning, including cash flow analysis, education planning and funding, intergenerational wealth transfer, retirement planning, and social security and Medicare optimization. The firm also assists with investment research, capital preservation, and asset allocation. The company's president and founder, Michael Joyce, has over 35 years of experience in the financial services industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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BLB & B Advisors, LLC logo
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BLB & B Advisors, LLC

103 Montgomery Avenue, Montgomeryville, PA 18936
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  • Retirement Planning
  • Financial Planning

Business Description

BLB & B Advisors, LLC is an independent financial advisory firm that has been serving Bethlehem and surrounding communities since 1964. It offers a wide range of retirement plan services for entrepreneurs and business owners, including cash balance plan design, profit-sharing plan formula development, and employee communications & investment education. The plan maintenance process includes IRS discrimination testing, periodic participant statements, and government testing. One of the firm's financial advisors, John R. Armstrong, III, focuses on the fixed-income needs and risk tolerance of clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Capital Planning Wealth Management logo
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Capital Planning Wealth Management

4505 Saucon Creek Road, Suite 100, Center Valley, PA 18034
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  • Certified Financial Planner (CFP)

Business Description

Capital Planning Wealth Management is a firm serving the Bethlehem metro. It caters to individuals and families who need wealth management solutions. The company deals with estate, tax, college, and long-term care planning. It also offers investment and insurance management services and distribution strategies. In addition, it serves couples seeking divorce planning solutions. Capital Planning Wealth Management is a member of the FINRA. Co-founder David Bahnick is a CLU and a ChFC who has been in the industry for three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Cornerstone logo
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Cornerstone

74 West Broad Street, Suite 340, Bethlehem, PA 18018
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  • Estate Planning

Business Description

Cornerstone is an independent investment consultancy firm in Bethlehem. It offers retirement and investment planning, planned gifts, and executive benefits to institutions. For affluent families, the firm has financial and estate planning, family office support, and asset management services. It also provides insurance portfolio management, through its membership with M Financial Group, for both organizational and individual investors. Cornerstone oversees more than $6.1 billion worth of assets and was ranked by Barron's as one of the top 50 institutional consulting teams for 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Cornerstone Advisors logo
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Cornerstone Advisors

1802 Hamilton Street, Allentown, PA 18104
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  • Certified Financial Planner (CFP)

Business Description

Cornerstone Advisors helps clients in Bethlehem achieve their business goals through wealth planning, human capital development, and business acceleration solutions. It helps business owners explore financial and wealth management strategies to minimize transfer taxes. It also offers proprietary solutions to help clients make informed decisions for their company's future. The late Jack Yaissle, the founder of Cornerstone Advisors, was actively involved in several charitable organizations for underprivileged children. The company has helped many high-net-worth and privately held businesses since 1983.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (182)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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JFS Wealth Advisors logo
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JFS Wealth Advisors

790 Penllyn Blue Bell Pike, Suite 304, Blue Bell, PA 19422
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  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

Business Description

JFS Wealth Advisors serves the residents of Bethlehem. For over 30 years, the firm has been providing wealth management services to businesses and individuals who have achieved a level of prosperity. Its financial advisors offer financial planning and consulting, investment vetting and management, and tax planning and consulting. The firm further supports businesses by designing employee retirement plans. Managing partner Louis V. Colella is a Certified Public Accountant/Personal Financial Specialist, Certified Financial Planner, and Certified Exit Planning Advisor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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KMJ Financial Group LLC logo
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KMJ Financial Group LLC

881 3rd Street Suite B-4, Whitehall, PA 18052
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  • Business Formation

Business Description

The KMJ Financial Group, LLC is a wealth management firm that handles clients around Bethlehem. Its advisors provide information on the concepts of financial management and give easy access to market performance data. Their goal is to help clients establish a customized plan at the center of their financial vision for estate conversion, investment management, or retirement strategies. In addition to being a Certified Financial Planner, co-founder Jacob Ruggles is also a board member for the Easton Foundation for Schools.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Lehigh Valley Investment Group logo
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Lehigh Valley Investment Group

4000 Wegmans Dr., Suite 200, Bethlehem, PA 18017
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  • Estate Planning
  • Retirement Planning
  • Financial Planning

Business Description

Lehigh Valley Investment Group is a firm serving the Bethlehem area. Its advisors assist clients in devising a strategy that allows them to retire comfortably, save for college education, or leave a lasting legacy. They also help clients achieve financial maturity by developing a solid financial foundation, building net worth, and transferring wealth. The firm offers Guided Wealth Portfolios, which provide clients with 24/7 investment advice. Robert H. Brown, the firm's founder, has been offering financial advice since 1991.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Main Line Financial Advisors logo
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Main Line Financial Advisors

110 North Phoenixville Pike, Suite 300, Malvern, PA 19355
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  • Tax Planning
  • Financial Planning

Business Description

Main Line Financial Advisors is a group of financial experts providing wealth management services in Bethlehem for over 30 years. It offers financial, retirement, estate, and tax planning solutions, and asset, investment, and insurance management programs. A company by Csenge Advisory Group, it comprises over 45 advisors across nine states. The firm has been recognized by Financial Times as among the Top 300 RIA Firms. Its founder and managing partner, John Csenge, is a CFP who has been serving business owners and high-income individuals since 1979.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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One Financial Services logo
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One Financial Services

3101 Emrick Blvd., Suite 217, Bethlehem, PA 18020
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Business Description

One Financial Services is an advisory firm that serves clients in the Bethlehem area. It offers consultations and advice to help individuals in properly managing their finances. Its team personally assesses its clients' current financial situation to create strategies that can help them achieve their long-term goals and become financially independent. The firm's services include retirement, special needs, education, tax, and estate planning. One Financial Services has been in the field for nearly three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Quantum Financial Management logo
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Quantum Financial Management

1605 N. Cedar Crest Boulevard Suite 504, Allentown, PA 18104
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  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Investment Management
  • Financial Planning

Business Description

Quantum Financial Management offers various financial programs that help achieve the distinct goals of individuals and families in the Bethlehem area. Its financial advisors are committed to helping clients make the most of their money, assisting in preparing for financial freedom in retirement, and maintaining and improving living conditions. They provide personal financial analysis, risk management strategies, estate conservation, retirement plans, and investment services. Financial advisor Joseph Brita has been in the financial advisory industry for almost four decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (14)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
Radnor Financial Advisors logo
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Radnor Financial Advisors

485 Devon Park Drive, Suite 119, Wayne, PA 19087
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  • Private Wealth Advisor

Business Description

Radnor Financial Advisors is an independent firm serving Bethlehem. For over 25 years, it has provided financial services to high-net-worth individuals. Its personalized services go beyond financial planning. It also advises strategies in tax preparation and accounting and wealth management to achieve their investment goals. It helps clients in navigating the process from initial consultation, developing customized plans to achieve their goals, conducting reviews to monitor financial performance, to maintaining communication on a regular basis.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Salabsky Financial Services logo
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Salabsky Financial Services

3258 Easton Avenue, Bethlehem, PA 18020
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  • Financial Planning

Business Description

Salabsky Financial Services is a family-owned and -operated agency that serves clients in the Bethlehem area. It provides financial consulting and advice to help individuals and business owners meet their long-term goals. Its team conducts initial assessments on its clients' current financial status and goals before creating a strategic plan that is suitable for them. It also creates income streams for investments, manages investment accounts, and facilitates financial planning solutions. The company's president, Bill Salabsky, has served as a public accountant for over 50 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (19)
Stark Financial logo
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Stark Financial

79 W. Market Street Suite 200, Bethlehem, PA 18018
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  • Finance Planning
  • Financial Planning

Business Description

Stark Financial Group serves individuals, families, and business owners in Bethlehem and its surrounding areas. The firm offers services that improve the financial outlook of its clients. It provides will and trust analysis, retirement planning, and college. Its advisors provide life insurance products, which protect policyholders and their heirs in the event of death or disability. The company also helps businesses with succession planning, risk management analysis, buy-sell agreements, executive compensation, and employee benefits programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Xcel Financial Group logo
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Xcel Financial Group

884 Oplinger Road, Allentown, PA 18106
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  • Certified Financial Planner (CFP)

Business Description

For over 35 years, Xcel Financial Group has been providing clients in Bethlehem with advice regarding their financial lives. It helps design a financial plan that addresses the client's investments, retirement, insurance, and estate matters. It also offers individuals and business owners assistance in tax preparation. The full-service financial firm has advisors who have over 100 years of combined experience. The firm's president, Andrew Sollenberger, and the founder, Leroy Sollenberger, are both Certified Financial Planners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Back to Providers

Frequently Asked Questions

Introduction

There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

  • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
  • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
  • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
  • An investment advisor offers investment advice and recommendations to individuals or organizations.
There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

Are financial advisors worth it?

Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

What does a financial advisor do?

Financial advisors can have many types of specialties. Generally, a financial advisor advises on or helps to execute a financial plan. Some examples include assisting people with getting out of debt, building out an investment portfolio, and handling taxes.

How much money do I need to work with a financial advisor?

There’s no specific income level you need in order to work with a financial advisor, but there may be a minimum investment amount for certain types of services. Some financial advisors won’t manage your money unless you have $100,000 or more to invest, but this isn’t the case with financial coaches or robo-advisors.

What does a financial coach do?

Financial coaches focus on improving your financial literacy and money management skills. For example, they can help you figure out how to pay down your student loans or decide how much money to put away for retirement. They usually charge by the hour and don’t offer asset management services or investment advice.

When should I use a financial advisor vs. doing it myself?

Smart money management can give you freedom and comfort. Being responsible with your money makes it possible to meet goals and pay for major expenses. A financial advisor is trained and can offer you expertise that would otherwise take years to learn. They know how to save you money and make it go further.

How do I know if my financial advisor is trustworthy?

Because financial advisors aren’t licensed or regulated, it’s up to the client to make that determination for themselves. However, if your advisor is a fiduciary, that means they’re legally bound to act in your best interest. Some types of advisors, including Certified Financial Professionals (CFPs), are held to fiduciary standards.

What\'s the difference between a financial advisor and a financial planner?

The term financial advisor is a broad phrase that encapsulates many specialties, including financial planner. It's similar to how doctor applies to different physicians, while a cardiologist is a specialty doctor. A financial planner helps their client plan to achieve long-term financial goals, such as saving for a house or retirement.

Are financial advisor fees tax deductible?

Until 2018, financial advisor fees were tax deductible as a miscellaneous expense. However, the Tax Cuts and Jobs Act elimited that deduction until at least 2025.

What is a financial consultant?

A financial consultant and a financial advisor are essentially the same. In recent years, financial consultant has become a less popular term, with financial advisor being much more common. Sometimes, the financial professional may opt for the term consultant when offering services to a business rather than an individual.

What is a robo-advisor?

A robo-advisor is essentially an algorithm that manages your investment portfolio for you. Because their services are automated, you’ll pay less than you would for a human advisor — often between 0.25% and 0.50%. They don’t require large initial investments either, making them a popular choice for entry-level investors. However, you won’t get the same level of advice that you would get from a personal financial advisor.

What makes someone a fiduciary?

Fiduciary is a legal term for a person who has a legal or ethical responsibility to act in your best interests. For example, a trustee and a beneficiary. A financial advisor may have a fiduciary obligation to make financial choices that are best for you, even if it means they earn less in commissions or fees.

How often should I meet with my financial advisor?

After your initial meeting, you may only need to check in with your financial advisor on a quarterly or annual basis. Ask them in advance how often you can expect to hear from them, and whether they offer in-person, phone, or virtual meetings.

Should your financial advisor be a fiduciary?

It’s important to understand that only some — not all — financial advisors have a fiduciary obligation to their clients. Always ask your financial advisor if they’re bound by fiduciary duty. If not, it’s possible that they’ll push products or services that earn them the highest commission, not necessarily what’s best for you. Opt for a financial advisor bound by fiduciary duty whenever possible.

Can my financial planner help with taxes?

Financial advisors aren’t necessarily accountants or tax preparers, so don’t expect them to prepare your taxes for you. However, they may be able to provide tax-related advice to help you optimize your returns and deductions. If you need an advisor who can file your taxes, look for one who is also a CPA (Certified Public Accountant).

Do I need a financial advisor?

Ask yourself if a financial advisor can fill a need or solve a problem you can’t easily handle on your own. They can be helpful in a wide variety of ways, such as building budgets or financial plans, finding ways to save money on taxes, creating an investment portfolio, or offering investment advice.

How do financial advisors get paid?

Clients pay to work with a financial advisor whether it’s through fees, commissions, or salaries. If they’re paid by client fees or commissions, their salary is tied to how much business they bring in. The harder they work, the more they make. In comparison, a salaried employee is guaranteed their wage no matter how many clients they have.

What experience should I look for in a financial advisor?

 If you have specific goals or a unique financial situation, look for a financial advisor with expertise in that area. For example, some financial advisors specialize in working with millennials or focus on socially responsible investing.

How much does a financial advisor cost?

A financial advisor’s costs depend on their fee structure. Some advisors charge a fee — either hourly or a percentage of the client assets under management. Another common option is to charge a commission on the products sold or investments made.

Should I hire a financial advisor before buying a house?

While not always necessary, a financial advisor could help you decide how large of a mortgage to apply for, how much money to put down, and how to balance the purchase with other savings and investment goals.

How many financial advisors are there in the U.S.?

According to the U.S. Bureau of Labor Statistics, it’s estimated that there are 218,050 financial advisors. California is the state with the highest employment of financial advisors across the nation.

Do banks offer financial advisors?

Yes, many banks have financial advisors on staff. Your bank may also offer incentives to work with their financial advisors, such as lower fees or free accounts. However, it's important to note that many of the bank's financial advisors don't have a fiduciary obligation and might prioritize the bank's products above all else. There is a cost when working with your bank's financial advisor.

Should I hire a wealth manager?

A wealth manager can help offer complex financial planning services, including tax guidance, estate planning, and legal assistance. While you don't have to be a high-income earner to benefit from a financial advisor, a wealth manager is typically for those that have a high net worth. However, many people build wealth and need a wealth manager later on in life.

Is wealth management worth it?

Wealth management is typically worth it for those who need help with multiple endeavors or comprehensive financial situations, such as charitable contributions or investment portfolio management, or want to protect their assets. A wealth manager can also offer you guidance if you’ve been neglecting your finances or making poor judgements.

How can you tell if a financial advisor is bad?

Your relationship with your financial advisor is a very personal one, as you’re trusting them with your wealth and future. Some general signs that your financial advisor is bad include:

  • They can’t answer your financial questions
  • You have worked with them for a while but haven’t seen a financial improvement
  • They don’t provide you with progress reports
  • They don’t check in with you

What do you need to be a financial advisor?

As mentioned, there are over 100 types of certifications for financial advisors. The training or experience you need will depend on which specialty you want to pursue. Generally, financial advisors need to have:

  • A Bachelor’s degree
  • A General Securities Representative license (Series 7 license)
  • A Certified Financial Planner (CFP) certification isn’t mandatory but is often preferred

Where do financial advisors work?

Where a financial advisor works will depend on what type of financial advisor they are. Financial advisors can work at a variety of places, including:

  • Securities and commodity brokers
  • A bank
  • A credit union
  • Independently
  • Insurance companies
  • Financial investment firms
  • Small investment advisory firms

How much do financial advisors make?

In 2019, the national average salary for a financial advisor was $87,850. However, it’s important to note the average salary varies from state to state and the different focus areas — an investment advisor may make a lot more than a financial planner. Lastly, salary can depend on how the individual is getting paid. Financial advisors can be paid by client fees, commissions, or salaries.

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