Best Bankruptcy Attorneys in Cincinnati

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Andrade Law Office LLC logo
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Andrade Law Office LLC

6730 Roosevelt Ave #409, Middletown, OH 45005
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement
  • Chapter 11 Bankruptcy

Business Description

Andrade Law Office LLC helps individuals in Cincinnati and nearby areas to determine solutions to their financial situations. David Andrade has been practicing bankruptcy law for more than 20 years. He helps clients save their homes from foreclosure, protect their assets, and eliminate most of their debts through chapter 7 and 13 bankruptcy. Other practice areas of the firm are tax advice and preparation and basic estate planning. The firm is a Cincinnati Bar Association and Dayton Bar Association member.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (9)
Avvo
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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David Kruer & Company, LLC Attorneys and Counselors at Law logo
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David Kruer & Company, LLC Attorneys and Counselors at Law

800 Gallia Street, Suite 28, Cincinnati, OH 45662
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  • Chapter 7 Bankruptcy

Business Description

David Kruer & Company, LLC Attorneys and Counselors at Law provides its services to the people of the Cincinnati metro area. David A. Kruer, the principal partner of the firm, is experienced in handling bankruptcy cases of individuals and multi-office, consumer, and small businesses, helping clients remove their debt, rebuild their credit, and close their cases with a clean record. He has more than three decades of practice and is a current member of the National Association of Consumer Bankruptcy Attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Avvo
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Dearfield Law Firm, LLC logo
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Dearfield Law Firm, LLC

2555 S Dixie Drive, Dayton, OH 45409
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Dearfield Law Firm, LLC, provides legal representation and guidance in matters of bankruptcy to the locals of Cincinnati. The firm assists its clients by evaluating if either chapter 7 or chapter 13 of the Bankruptcy Code works best for them. This debt relief agency helps people file for bankruptcy which can help get them out of unmanageable debt, stop foreclosure, get back a repossessed vehicle, and stop creditor harassment. G. Timothy Dearfield established the firm in 2011 and has been in legal practice since 1988.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Delev & Associates, LLC logo
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Delev & Associates, LLC

1050 Delta Ave Ste 1000, Cincinnati, OH 45208
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  • Credit Card Debt
  • Creditor Representation
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Business Description

Founded in 2002, Delev & Associates LLC is a law firm based in Cincinnati, Ohio, that focuses exclusively on creditors' rights in matters relating to financial distress. The firm's range of services includes commercial collections for prejudgment and post-judgment attachments, consumer collections in matters of foreclosure and evictions, and civil litigation where lenders have submitted liability claims. The firm also establishes and defends creditors' rights in all claims of bankruptcy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Detail
––
Ferris and Manter Attorneys at Law logo
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Ferris and Manter Attorneys at Law

6124 Corbly Rd, Cincinnati, OH 45230
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Ferris and Manter, Attorneys at Law, is a full-service law firm that serves individuals in Cincinnati. Its primary attorney, James Ferris, has been practicing law for over 30 years and handles various legal matters, including bankruptcy, probate, real estate, and family law. Ferris is admitted in several courts, including the Hamilton and Clermont County Probate Court and the United States Bankruptcy Court. He extends his services to business law, protection orders, and civil litigation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Fesenmyer Cousino Weinzimmer logo
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Fesenmyer Cousino Weinzimmer

230 Northland Boulevard, Cincinnati, OH 45246
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Fesenmyyer Cousino Weinzimmer is a bankruptcy law firm based in Cincinnati that offers personalized legal services to clients with debt issues. It focuses on giving individualized case evaluations and counsel when providing debt relief options to clients. The firm's bankruptcy lawyers can assist in filing for chapter 7 bankruptcy or chapter 13 debt reorganization after determining if the client is qualified for petitions. They also represent creditors in debt settlement negotiations and handle foreclosure defense for mortgage holders.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.7 / 5 (46)
Avvo
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Finney Law Firm logo
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Finney Law Firm

1077 Celestial, Suite 10, Cincinnati, OH 45202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Finney Law Firm is a multi-specialty legal firm serving clients in the Cincinnati area. The firm aims to use its experience to work for clients and provide legal solutions that make a difference. Susan Cress Browning handles the firm's bankruptcy practice, which includes representation in bankruptcy court for chapter 7, chapter 13, and chapter 11 cases. Browning also aids in negotiations involving debt restructuring and settlement. Finney Law Firm was founded in 2013 by Christopher Finney, who also owns Ivy Pointe Title.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Hewitt Foster Legal Group, LTD logo
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Hewitt Foster Legal Group, LTD

8044 Montgomery Road, Suite 700, Cincinnati, OH 45236
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Hewitt Foster Legal Group, LTD, helps people deal with bankruptcy matters in the Cincinnati area. It assists clients in navigating chapters 7 and 13 bankruptcy petitions and explains and reviews options considering their situation. The firm also fights for the rights of persons with traffic violations and divorce issues. Leon Hewitt, the firm's attorney, is a member of the Black Lawyers Association of Cincinnati. He has over 16 years of experience in the legal field.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hurley Law logo
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Hurley Law

301 North Breiel Boulevard, Middletown, OH 45042
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Hurley Law in Cincinnati offers the counsel and representation of its bankruptcy attorneys to consumers in need of debt relief. The firm assists clients in filing chapters 7, 11, or 13 bankruptcy, helping them determine their eligibility and what assets they can retain, such as their home, vehicles, properties, or life insurance. Hurley Law also assists in developing repayment plans and in reorganization for business owners or self-employed individuals. The firm also provides legal services in areas such as business law, litigation, real estate, and probate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Avvo
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Keegan & Co Attorneys, LLC logo
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Keegan & Co Attorneys, LLC

4440 Glen Este-Withamsville Rd. Suite 350, Cincinnati, OH 45245
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Keegan & Co Attorneys, LLC is a law firm that serves clients in the Cincinnati area. The firm offers legal services to clients dealing with bankruptcy and helps them file for chapters 7 and 13 to secure debt relief. It likewise helps clients deal with issues of wage garnishments, creditor harassment, and mortgage foreclosures. The firm also assists clients with pre-bankruptcy planning. One of the firm's namesakes, Chris Keegan, has over three decades of legal experience. Keegan is a former prosecutor in Clermont County.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Law Office Of Arthur M. Richard III/Godbey Law, LLC logo
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Law Office Of Arthur M. Richard III/Godbey Law, LLC

114 East 8th Street, Suite 400, Cincinnati, OH 45202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Debt Settlement

Business Description

The Law Office of Arthur M. Richard III is a bankruptcy law firm serving the residents of Cincinnati and the nearby areas. The firm assists businesses and individuals with filing for Chapters 7 and 13 bankruptcy. This helps clients discharge certain debts, halt foreclosure and repossession procedures, stop creditor harassment, and protect cosigners from financial repercussions. Founding attorney Arthur Richard has been practicing bankruptcy law for more than 25 years.

Law Office of Goering & Goering, LLC logo
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Law Office of Goering & Goering, LLC

220 W 3rd St, Cincinnati, OH 45202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt
  • Student Loan Debt
  • IRS Tax Debt
  • Corporate Restructuring
  • Chapter 11 Bankruptcy

Business Description

Founded in the early 1960s, the Law Office of Goering & Goering LLC is a firm of bankruptcy attorneys representing individuals and businesses in financial distress. Based in Cincinnati, it serves clients in consumer and business bankruptcy cases throughout Ohio and Northern Kentucky. The firm provides a range of services, such as advising on the most suitable form of bankruptcy, filing Chapter 7, 11, or 13 petitions in federal courts, and arranging debt workout solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Jason D. Arnold, LLC logo
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Law Office of Jason D. Arnold, LLC

2325 Washington Ave Ste 1, Cincinnati, OH 45212
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Serving the metro area from its location in Cincinnati, Ohio, the Law Office of Jason D. Arnold LLC practices law in bankruptcy, domestic relations, and personal injury. Established in 2013, the firm counsels and represents individuals, families, and businesses in matters relating to financial distress. The firm's services include filing for Chapter 7 bankruptcy for clients unable to repay their debts and Chapter 13 bankruptcy for those in a position to agree on a repayment plan.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Oconnor Acciani & Levy logo
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Oconnor Acciani & Levy

600 Vine Street, Cincinnati, OH 45202
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  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Based in Cincinnati, Oconnor Acciani & Levy provides legal counsel in a wide range of areas including bankruptcy. Its team of bankruptcy attorneys is committed to helping clients overcome debt, stop creditor harassment and collection, and prevent foreclosure, wage garnishment, and repossession. They evaluate clients' financial situations and guide them in choosing the bankruptcy form suitable to address their debt concerns. Jayma C. Bagliore, Esq., one of the firm's bankruptcy lawyers, has been in practice since 1980.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
R. Michael Smith Attorney At Law logo
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R. Michael Smith Attorney At Law

4050 Executive Park Dr., Suite 450, Cincinnati, OH 45241
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

R. Michael Smith, Attorney at Law, has been helping clients in Cincinnati file bankruptcy for nearly three decades. It assists individuals and small business owners of different levels of debt collection activity in planning and filing for bankruptcy. The firm sends special notices to attorneys involved in legal proceedings against its clients. R. Michael Smith previously worked as an administrative aid to Ohio Supreme Court Justice Robert Holmes and as Referee and Editor for the Court at the Ohio Court of Claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (7)
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Richard West Law Office logo
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Richard West Law Office

700 Walnut Street, Cincinnati, OH 45202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Richard West Law Office provides debt solutions to Cincinnati-based residents. The bankruptcy law firm is headed by Richard West who helps clients file for chapter 7 and chapter 13 bankruptcy. Aside from this, West offers a 12-month program that aids clients in rebuilding credit after filing for bankruptcy. The attorney has served 30,000 clients since practicing in the area of bankruptcy in 1986. He is a board-certified bankruptcy attorney. The professional is also a certified credit counselor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (6)
FindLaw
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Schuh & Goldberg LLP logo
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Schuh & Goldberg LLP

2368 Victory Parkway, Suite 650, Cincinnati, OH 45206
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  • Creditor Representation

Business Description

For over 40 years, Schuh & Goldberg LLP has been providing legal representation in the Cincinnati metro. The full-service law firm offers a range of bankruptcy, insolvency, and work-out services to individuals in financial trouble. Its team represents debtors for chapter 7 and chapter 13 bankruptcies. It helps its clients obtain a fresh start by stopping foreclosures, garnishments, and car possessions. One of the firm's attorneys, John A. Schuh, has seen both the debtor and creditor perspectives in his 39 years in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Statman Harris & Eyrich LLC Attorneys at Law logo
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Statman Harris & Eyrich LLC Attorneys at Law

35 East Seventh St. Suite 315, Cincinnati, OH 45202
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Statman Harris & Eyrich LLC Attorneys at Law is a law firm that caters to the community of Cincinnati. Listing bankruptcy as one of its practice areas, it guides debtors in navigating through various bankruptcy types, such as chapters 7, 9, 11, and 13. The firm also provides legal assistance in matters relating to commercial litigation, labor law, medical malpractice, and real estate. The firm has been recognized as a "Hidden Gem" by the BTI Consulting Group among the pool of Fortune 1000 companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (4)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Swartz Law Office, LLC logo
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Swartz Law Office, LLC

10 S. Third Street Suite 2, Batavia, OH 45103
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Swartz Law Office, LLC, takes on bankruptcy matters for clients in Cincinnati and the surrounding areas. The boutique law practice was established in 2011 and serves individuals in need of assistance with regard to their bankruptcy options, providing legal advice to clients on whether filing for bankruptcy is a viable option for them. The firm, as a debt relief agency, typically assists with filing Chapters 7 or 13 of the Bankruptcy Code on clients' behalf. Donald K. Swartz has been practicing law for over two decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Terence J. Southard, Co. LPA logo
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Terence J. Southard, Co. LPA

414 Walnut Street, Cincinnati, OH 45202
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  • Chapter 7 Bankruptcy

Business Description

Terence J. Southard, Co. LPA is a bankruptcy law firm serving individuals in Cincinnati. It provides legal assistance to clients planning to eliminate debt, end lawsuits, stop utility disconnections, and wipe out medical bills. It also represents customers in chapter 7 and 13 proceedings. Terence Southard, its lawyer, has been providing bankruptcy relief assistance for over 25 years. His other areas of practice include divorce and family law. The firm also has two physical offices in Blue Ash and Springdale.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
The Allen Law Firm logo
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The Allen Law Firm

8469 Mason-Montgomery Rd. Suite 2, Mason, OH 45040
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

The Allen Law Firm has been serving clients in Cincinnati and the nearby communities for more than three decades. It handles bankruptcy law to help individuals and business owners protect their assets and properties, eliminate debts, stop foreclosures and garnishments, and recover from financial struggles. It also assists clients with tax relief matters, including payment plans, audits, liens and levies, and tax returns. The law firm also extends its services to Wilmington, Lebanon, Middletown, Montgomery, and Hamilton.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Friendliness
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The Farrish Law Firm L.P.A. logo
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The Farrish Law Firm L.P.A.

810 Sycamore Street, Cincinnati, OH 45202
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  • Debt Settlement

Business Description

The Farrish Law Firm L.P.A., is a practice that has been operating in Cincinnati for 36 years. It assists individuals who are looking to file for bankruptcy to have a fresh start on their finances. Its legal team educates clients about their options and in grasping the effects of bankruptcy petitions for the long-term. The firm also handles cases involving DUI defense, domestic relations, and workers' compensation. Its managing partner, Kelly Farrish, served in the US Air Force and taught an undergraduate program at the University of Cincinnati.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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