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Best Life Insurance Companies in Queens

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2023
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Albert Serur logo

License Verified:

License: 1531468

New York State Department of Financial Services

Albert Serur

265 West 37th Street, New York, NY 10018
  • Life Insurance
  • Health Insurance

Business Description

Albert Serur is an agent at the National Income Life Insurance Company, which assists Queens area residents with their insurance coverage concerns. Serur specializes in life insurance and aims to help families that are financially struggling following the death of a family member. Serur and his team prioritize efforts to help working-class clients including the families of union workers. In addition to life insurance, the team also handles supplemental health insurance needs. Serur began his insurance career in 2011.

License Verified:

License: 1531468

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (152)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BNP Coverage logo

License Verified:

License: 1435087

New York State Department of Financial Services

BNP Coverage

216-22 Jamaica Avenue, Queens, NY 11429
  • Life Insurance
  • Health Insurance

Business Description

BNP Coverage Inc. is an insurance agency that provides insurance options to residents and businesses in the Queens area and the surrounding communities. It is an independent brokerage that combines products into a custom package that meets clients' needs. It carries life insurance plans like term life insurance, whole life, and mortgage protection insurance. Additionally, it provides commercial insurance packages like general liability, professional liability, workers' compensation, group health, and disability insurance. It has been serving clients since 2002.

License Verified:

License: 1435087

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Caricom Insurance Brokerage logo
Visit WebsiteWebsite

License Verified:

License: 1429699

New York State Department of Financial Services

Caricom Insurance Brokerage

Visit WebsiteWebsite
105-10 Liberty Avenue, Richmond Hill, NY 11417
  • Life Insurance
  • Health Insurance

Business Description

Caricom Insurance Brokerage is an independent agency that serves Queens and the neighboring cities. It offers a number of health insurance solutions, including term life, short-term and long-term disability, and long-term care insurance. The company also offers auto and homeowners' insurance policies covering both residential and commercial establishments. Business owners can also take advantage of commercial insurance policies, such as builders' risk, general liability, business owners' policies (BOP), and workers' compensation insurance. Caricom Insurance Brokerage has been around since 1988.

License Verified:

License: 1429699

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Greg Hehir logo
Visit WebsiteWebsite

License Verified:

License: 911526

New York State Department of Financial Services

Greg Hehir

Visit WebsiteWebsite
97-14 101st Avenue, Queens, NY 11416
  • Life Insurance

Business Description

Greg Hehir is an insurance agent with State Farm, serving clients in Queens and its surrounding areas since 1992. He offers life and health insurance premiums as well as personal liability umbrella products. Additionally, he and his team can assist with risk management solutions for properties. Commercial insurance products, such as BOP, commercial liability, and workers' compensation, are available. His staff is fluent in Spanish, English, and Urdu. Hehir has qualified for State Farm Ambassador's Club, Chairman's Club, and Honor Club.

License Verified:

License: 911526

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (44)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Haven Life logo
Visit WebsiteWebsite

License Verified:

License: 1397728

New York State Department of Financial Services

Haven Life

Visit WebsiteWebsite
60 Madison Avenue, New York, NY 10010
  • Life Insurance

Business Description

Haven Life is an online insurance agency serving individuals and families in Queens and the surrounding areas. It offers a range of risk management solutions, including term life insurance, disability insurance, and annuities. Included in its life insurance policy is the Haven Life Plus app. Haven Life is backed and wholly owned by the Massachusetts Mutual Life Insurance Company, a life insurance company with over 160 years of experience in the industry. MassMutual has been included in the 2019 World's Most Ethical Companies® by Ethisphere3.

License Verified:

License: 1397728

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (252)
Facebook
4.5 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JFA Insurance Brokerage & Associates, Inc. logo

JFA Insurance Brokerage & Associates, Inc.

2531 Francis Lewis Boulevard, Bayside, NY 11358
  • Life Insurance
  • Health Insurance

Business Description

JFA Insurance Brokerage & Associates, Inc., is a local, independent insurance agency that has been providing insurance solutions for customers in Queens and throughout the state of New York for over 30 years. The agency specializes in helping businesses keep moving through business insurance and workers' compensation insurance products. Aside from business insurance, the agency also offers individual and group life insurance, mortgage protection, long-term care plans, and disability coverage through several selected carriers it represents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (21)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Jim Von Eiff logo
Visit WebsiteWebsite

License Verified:

License: 782433

New York State Department of Financial Services

Jim Von Eiff

Visit WebsiteWebsite
64-24 Flushing Avenue, Queens, NY 11378
  • Life Insurance
  • Health Insurance

Business Description

Jim Von Eiff is a licensed insurance agent for State Farm Insurance that offers personal and business insurance products to clients in the Queens metro. Jim leads a team of 16 insurance agents and administration specialists that carry out the selling and underwriting activities for life and health insurance products. Some of his firm's life insurance products include term life, universal life, whole life, and variable life insurance products that provide financial protection against accidents, losses, and deaths.

License Verified:

License: 782433

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (174)
Facebook
4.8 / 5 (16)
Yelp
2.5 / 5 (10)
Joseph E. Scaccia logo
Visit WebsiteWebsite

License Verified:

License: 1205509

New York State Department of Financial Services

Joseph E. Scaccia

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1983 Marcus Avenue Suite 210, Lake Success, NY 11042
  • Life Insurance

Business Description

Joseph E. Scaccia is a risk management professional affiliated with New York Life Insurance Company. He furnishes different types of life insurance plans for residents in Queens. One of these is universal life insurance, which is customizable according to clients' preferred coverage length and insurance amount. He also offers whole, term, and variable universal life insurance. Scaccia, who also assists clients with long-term care insurance, has over a decade of experience. He is also licensed to offer life insurance in Nevada, Florida, and Oregon.

License Verified:

License: 1205509

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
5.0 / 5 (18)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Linx Brokerage, Inc logo
Visit WebsiteWebsite

Linx Brokerage, Inc

Visit WebsiteWebsite
70-72 Broadway, Jackson Heights, NY 11372
  • Life Insurance

Business Description

Linx Brokerage, Inc., is an insurance company that has been serving the Queens area since 2006. It caters to clients looking for life insurance products to cover the financial needs of their dependents and families after they die. In addition, the company's team assists individuals needing to file claims, make payments, and review their current insurance policies. Linx Brokerage also partners with Sure Shot Pest Control, Global Info Tech, EZ Net Solutions, and Shabbir Realty, Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (73)
Facebook
5.0 / 5 (8)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MKR Specialty Insurance Brokerage, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1619622

New York State Department of Financial Services

MKR Specialty Insurance Brokerage, Inc.

Visit WebsiteWebsite
11-42 46th Road, Long Island City, NY 11101
  • Life Insurance
  • Health Insurance

Business Description

MKR Specialty Insurance Brokerage, Inc. is an insurance agency that serves individuals, families, and businesses in the Queens metro. It offers a wide range of insurance products, including life, health, disability, crime, and auto insurance policies. Additionally, it carries fine arts, personal liability, recreational vehicles, travel, and watercraft insurance plans. Martin Ridgers, the owner, has over 35 years of experience in the insurance industry. He focuses on customer service by providing advice on how insurance coverages can create promotions in businesses.

License Verified:

License: 1619622

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
One Point logo
Visit WebsiteWebsite

License Verified:

License: 1200087

New York State Department of Financial Services

One Point

Visit WebsiteWebsite
450 Park Avenue South, New York, NY 10016
  • Life Insurance

Business Description

One Point Brokerage, LLC, has been offering life insurance policies to clients in Queens since 2011. It analyzes and plans clients' risks and exposures to find or adjust the coverage according to their needs. The company carries other types of insurance, such as family, renters', automotive, long-term disability, and long-term care. Additionally, it provides comprehensive insurance solutions to businesses and real estate operations. One Point is an outgrowth of the partnership between HK Ross Corp. and TM Ross Insurance Brokerage, LLC.

License Verified:

License: 1200087

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
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Sara Russo logo
Visit WebsiteWebsite

License Verified:

License: 1062199

New York State Department of Financial Services

Sara Russo

Visit WebsiteWebsite
32-25 Junction Blvd, Ste A, East Elmhurst, NY 11369
  • Life Insurance

Business Description

Sara Russo is a State Farm insurance agent who offers life coverage to customers in Queens and the nearby areas. These policies cover individuals and families and preserve a person's net worth so that there will be money left over for heirs and beneficiaries. The agent deals with health assurance contracts and also has automobile, home, and business products. Russo is a volunteer mentor who participates in the annual career day at IS73. She also donates her time to The Wounded Warrior Project.

License Verified:

License: 1062199

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (129)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
UG Insurance Brokerage, Inc. logo

UG Insurance Brokerage, Inc.

114-29 Lefferts Boulevard, South Ozone Park, NY 11420
  • Health Insurance

Business Description

UG Insurance Brokerage Inc. serves the insurance needs in the Queens area. Its health insurance includes critical illness insurance, dental insurance, Medicare advantage plans, Medicare supplement coverage, and vision insurance. It also offers insurance coverage on vehicles, properties, businesses. Uniquely, it also has insurance for events, travel, wedding, and other liability insurance in excess of other policies. UG Insurance Brokerage Inc. has more than 30 years of experience in the insurance industry and represents over 50 major trusted insurance companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.