Expertise.com
2024

Last updated:

Best Life Insurance Companies in Queens

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Queens Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

103601

Reviewed

62165

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2531 Francis Lewis Boulevard, Bayside, NY 11358
  • Health Insurance
  • Life Insurance

Why choose this provider?

JFA Insurance Brokerage & Associates, Inc., is a local, independent insurance agency that has been providing insurance solutions for customers in Queens and throughout the state of New York for over 30 years. The agency specializes in helping businesses keep moving through business insurance and workers' compensation insurance products. Aside from business insurance, the agency also offers individual and group life insurance, mortgage protection, long-term care plans, and disability coverage through several selected carriers it represents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.0 / 5 (21)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1983 Marcus Avenue Suite 210, Lake Success, NY 11042
  • Life Insurance

Why choose this provider?

Joseph E. Scaccia is a risk management professional affiliated with New York Life Insurance Company. He furnishes different types of life insurance plans for residents in Queens. One of these is universal life insurance, which is customizable according to clients' preferred coverage length and insurance amount. He also offers whole, term, and variable universal life insurance. Scaccia, who also assists clients with long-term care insurance, has over a decade of experience. He is also licensed to offer life insurance in Nevada, Florida, and Oregon.

License Verified:

License: 1205509

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
114-29 Lefferts Boulevard, South Ozone Park, NY 11420
  • Health Insurance

Why choose this provider?

UG Insurance Brokerage Inc. serves the insurance needs in the Queens area. Its health insurance includes critical illness insurance, dental insurance, Medicare advantage plans, Medicare supplement coverage, and vision insurance. It also offers insurance coverage on vehicles, properties, businesses. Uniquely, it also has insurance for events, travel, wedding, and other liability insurance in excess of other policies. UG Insurance Brokerage Inc. has more than 30 years of experience in the insurance industry and represents over 50 major trusted insurance companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (65)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11-42 46th Road, Long Island City, NY 11101
  • Life Insurance
  • Health Insurance

Why choose this provider?

MKR Specialty Insurance Brokerage, Inc. is an insurance agency that serves individuals, families, and businesses in the Queens metro. It offers a wide range of insurance products, including life, health, disability, crime, and auto insurance policies. Additionally, it carries fine arts, personal liability, recreational vehicles, travel, and watercraft insurance plans. Martin Ridgers, the owner, has over 35 years of experience in the insurance industry. He focuses on customer service by providing advice on how insurance coverages can create promotions in businesses.

License Verified:

License: 1619622

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
60 Madison Avenue, New York, NY 10010
  • Life Insurance

Why choose this provider?

Haven Life is an online insurance agency serving individuals and families in Queens and the surrounding areas. It offers a range of risk management solutions, including term life insurance, disability insurance, and annuities. Included in its life insurance policy is the Haven Life Plus app. Haven Life is backed and wholly owned by the Massachusetts Mutual Life Insurance Company, a life insurance company with over 160 years of experience in the industry. MassMutual has been included in the 2019 World's Most Ethical Companies® by Ethisphere3.

License Verified:

License: 1397728

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (283)
Facebook
4.6 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
97-14 101st Avenue, Queens, NY 11416
  • Life Insurance

Why choose this provider?

Greg Hehir is an insurance agent with State Farm, serving clients in Queens and its surrounding areas since 1992. He offers life and health insurance premiums as well as personal liability umbrella products. Additionally, he and his team can assist with risk management solutions for properties. Commercial insurance products, such as BOP, commercial liability, and workers' compensation, are available. His staff is fluent in Spanish, English, and Urdu. Hehir has qualified for State Farm Ambassador's Club, Chairman's Club, and Honor Club.

License Verified:

License: 911526

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (44)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
265 West 37th Street, New York, NY 10018
  • Life Insurance
  • Health Insurance

Why choose this provider?

Albert Serur is an agent at the National Income Life Insurance Company, which assists Queens area residents with their insurance coverage concerns. Serur specializes in life insurance and aims to help families that are financially struggling following the death of a family member. Serur and his team prioritize efforts to help working-class clients including the families of union workers. In addition to life insurance, the team also handles supplemental health insurance needs. Serur began his insurance career in 2011.

License Verified:

License: 1531468

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (152)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
64-24 Flushing Avenue, Queens, NY 11378
  • Life Insurance
  • Health Insurance

Why choose this provider?

Jim Von Eiff is a licensed insurance agent for State Farm Insurance that offers personal and business insurance products to clients in the Queens metro. Jim leads a team of 16 insurance agents and administration specialists that carry out the selling and underwriting activities for life and health insurance products. Some of his firm's life insurance products include term life, universal life, whole life, and variable life insurance products that provide financial protection against accidents, losses, and deaths.

License Verified:

License: 782433

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (203)
Facebook
4.8 / 5 (20)
Yelp
2.6 / 5 (10)

Website
105-10 Liberty Avenue, Richmond Hill, NY 11417
  • Life Insurance
  • Health Insurance

Why choose this provider?

Caricom Insurance Brokerage is an independent agency that serves Queens and the neighboring cities. It offers a number of health insurance solutions, including term life, short-term and long-term disability, and long-term care insurance. The company also offers auto and homeowners' insurance policies covering both residential and commercial establishments. Business owners can also take advantage of commercial insurance policies, such as builders' risk, general liability, business owners' policies (BOP), and workers' compensation insurance. Caricom Insurance Brokerage has been around since 1988.

License Verified:

License: 1429699

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
216-22 Jamaica Avenue, Queens, NY 11429
  • Life Insurance
  • Health Insurance

Why choose this provider?

BNP Coverage Inc. is an insurance agency that provides insurance options to residents and businesses in the Queens area and the surrounding communities. It is an independent brokerage that combines products into a custom package that meets clients' needs. It carries life insurance plans like term life insurance, whole life, and mortgage protection insurance. Additionally, it provides commercial insurance packages like general liability, professional liability, workers' compensation, group health, and disability insurance. It has been serving clients since 2002.

License Verified:

License: 1435087

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
70-72 Broadway, Jackson Heights, NY 11372
  • Life Insurance

Why choose this provider?

Linx Brokerage, Inc., is an insurance company that has been serving the Queens area since 2006. It caters to clients looking for life insurance products to cover the financial needs of their dependents and families after they die. In addition, the company's team assists individuals needing to file claims, make payments, and review their current insurance policies. Linx Brokerage also partners with Sure Shot Pest Control, Global Info Tech, EZ Net Solutions, and Shabbir Realty, Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (73)
Facebook
5.0 / 5 (8)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
450 Park Avenue South, New York, NY 10016
  • Life Insurance

Why choose this provider?

One Point Brokerage, LLC, has been offering life insurance policies to clients in Queens since 2011. It analyzes and plans clients' risks and exposures to find or adjust the coverage according to their needs. The company carries other types of insurance, such as family, renters', automotive, long-term disability, and long-term care. Additionally, it provides comprehensive insurance solutions to businesses and real estate operations. One Point is an outgrowth of the partnership between HK Ross Corp. and TM Ross Insurance Brokerage, LLC.

License Verified:

License: 1200087

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (46)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.0
Responsiveness
Friendliness
Helpfulness
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Detail
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Frequently Asked Questions

  • How do people choose their term life insurance policies in Queens?

    Residents of Queens must talk with insurance companies to address their needs, assess their situations, and help them choose their preferred term life insurance policies. For instance, individuals who need short-term protection and opt to lower initial premiums may choose a yearly renewable-term plan. On the other hand, those who want to add another 10 or 20 years to their coverage and have to convert their long-term protection in the future may choose a level premium term.

  • Do employees in Queens currently covered by their employer's life insurance plan need to acquire a separate policy?

    Employees should obtain an individual life insurance policy in Queens, whether in addition to the employer-sponsored plans or to replace it, as it can protect them throughout their whole life or for a specified amount of time. Additionally, life insurance policies sponsored by an employer have several disadvantages, such as fewer coverage options, termination when the employee resigns, and may not cover dependents.

  • What is the difference between accidental death insurance and life insurance policy in Queens?

    In Queens, accidental death insurance offers death benefits exclusively for individuals who died due to accidents, and claimants need to establish that the death is an accident and the medical cause of it was in natural terms. Meanwhile, life insurance plans provide guaranteed death benefits regardless of the death cause. In addition, accidental insurance has no tax benefits and covers partial disability, burns, and dismemberment, while a life insurance policy is tax-deductible and does not cover physical injuries.

  • How much life insurance coverage can an individual need in Queens?

    The amount of life insurance coverage in Queens depends on the policy buyers' income and age. For example, insurers suggest individuals aged between 18 and 40 must obtain at least 30 times their annual income, while those between the ages of 51 and 60 need to purchase at least 15 times their annual income. Life insurance coverage also varies on an individual's financial obligations and assets.

  • How do workers in Queens choose the right life insurance plan based on their careers?

    Workers in Queens must talk to insurance agents to classify their risk and evaluate their potential forthcoming according to their jobs. Individuals with a dangerous career, like those in the transportation and construction industry, must choose the full life insurance policy that provides financial security to their families when they're gone. On the other hand, employees in a desk-type job must secure coverage that can protect them from work-related injuries.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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