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Best Credit Repair Companies in Queens

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Accu Credit logo

Accu Credit

108 72nd Avenue, Queens, NY 11375
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  • Credit Monitoring

Accu Credit is a credit repair company that services clients in Queens. Its team of attorneys offers review and analysis of clients' credit reports and works on removing inaccuracies in credit scores. Clients are given access to an account to track their credit restoration journey and to understand how to improve their credit ratings based on the information from the account. Moreover, its attorneys assist in going after debt collectors and creditors in the event of harassment and violation of clients' rights.

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Credit Advisors Council - Credit Repair NYC logo

Credit Advisors Council - Credit Repair NYC

950 3rd Avenue, New York, NY 10022
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  • Debt Consolidation
  • Credit Monitoring

Credit Advisors Council - Credit Repair NYC is a credit repair company that provides services to residents in Queens and the surrounding areas. It provides financial assistance and counseling regarding credit and debt to allow clients to confront their financial challenges. It offers comprehensive credit repair services and assistance in financial and credit issues. It also assists in credit building, credit repair, and debt settlement. The company helps in fixing one's credit and raising their FICO score.

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Credit Advisors Council-Credit Repair Queens logo

Credit Advisors Council-Credit Repair Queens

90-101 Lefferts Boulevard, Queens, NY 11418
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  • Credit Audit

Credit Advisors Council-Credit Repair Queens is a company that serves clients with credit-related challenges. It offers comprehensive credit repair services that intend to fix its clients' credit situations and increase their FICO scores. These services include debt settlement, credit building, credit counseling, and student loan consolidation. It also helps victims of identity theft rebuild their credit and raise their scores. The company's debt defense lawyers provide legal advice on debt collection issues. The company can accommodate appointments at night.

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NYC Credit Repairs Solutions logo

NYC Credit Repairs Solutions

35-14 Prince Street, Queens, NY 11354
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  • Credit Monitoring

NYC Credit Repairs Solutions is a Queens-based credit repair company that serves customers throughout New York City. The company's team of credit specialists has in-depth knowledge of recent laws and proper credit reporting practices, allowing them to ensure all information on the client's credit report is correct. They perform credit assessments, contact and send documentation to creditors, and remove negative items from the credit report. These services are available through a basic consultation service or a monthly plan credit repair.

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Premier Credit Plus logo

Premier Credit Plus

147-08 235th Street, Queens, NY 11422
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  • Debt Consolidation

Premier Credit Plus is a tax advisory and financial services firm specializing in credit repair in Queens. Its team of debt resolution specialists works on foreclosures, bankruptcies, identity theft, collection accounts, medical bills, and child support. They help customers restructure and increase their credit scores. Additionally, the firm offers customized mortgages based on the clients' needs, budget, and future growth. It provides home equity loans, home refinance and purchase loans, reverse mortgages, and debt consolidation packages.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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