Best Credit Repair Companies in Amherst


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50 Fountain Plaza, Buffalo, NY 14202
Buffalo, NY 14202
  • Debt Consolidation
  • Credit Monitoring
  • Credit Dispute

My Boss Financial Solutions is a credit repair company that serves Amherst and the surrounding communities. The company has a team of lawyers and professionals who help clients improve their credit rating by filing lawsuits on behalf of clients who receive collection letters that break the law. Additionally, they conduct a thorough review of clients' credit reports, disputing any incorrect information included in them. My Boss Financial Solutions also provides personal loans, business credit, and various funding programs across the US.

50 Fountain Plaza, Buffalo, NY 14202
Buffalo, NY 14202

InstagramWebsite(800) 859-9553

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

300 International Drive, Williamsville, NY 14221
Williamsville, NY 14221
  • Credit Audit

Prosperity Builders Consultants is a credit restoration company that serves clients in Amherst. It utilizes its understanding of federal credit laws, as well as necessary education and procedures as part of the repair process. The company helps clients regain their confidence and attain freedom from financial problems by providing credit monitoring solutions that fit their needs. It also helps clients improve their credit scores by removing repossessions, late payments, charge-offs, student loans, tax liens, and bankruptcies.

300 International Drive, Williamsville, NY 14221
Williamsville, NY 14221

Website(716) 205-3995

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Frequently Asked Questions:

Q: How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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