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Best Bankruptcy Attorneys in Manchester

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Clark Law PLLC logo
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Clark Law PLLC

694 Pine Street, Manchester, NH 03104
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  • Chapter 7 Bankruptcy

Business Description

Clark Law, PLLC represents individuals in bankruptcy cases in Manchester. The law firm assists in discharging personal debts. In addition to assistance with chapter 7 bankruptcy, its team of attorneys aids in relief from car repossessions, home foreclosures, and debt collection harassment. The law office's team of lawyers also has more than 60 years of combined legal practice experience. Clark Law, PLLC handles divorce, child custody and parenting rights, family law, and estate planning cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Feniger & Uliasz logo
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Feniger & Uliasz

45 Bay Street, Manchester, NH 03104
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  • Debt Settlement

Business Description

Feniger & Uliasz provides the legal expertise of professionals from various practice areas, including bankruptcy law. The law firm serves residents from all over the state, including the Manchester and Dover areas. In addition to bankruptcy law, the firm handles cases related to personal injury, workers' compensation, condominium law, business law, and real estate law. The firm was established in the 1980s and now has four lawyers on its team.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Law Offices of Andrew D Myers logo
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Law Offices of Andrew D Myers

4 Birch St, Derry, NH 03038
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  • Debt Settlement

Business Description

The Law Offices of Andrew D. Myers is a law firm that offers legal guidance to clients in Manchester regarding its various practice areas, including bankruptcy. The firm is a designated debt relief agency. It can assists people who are struggling with debt in filing for bankruptcy relief according to the Bankruptcy Code. As a bankruptcy attorney, Myers provides consultation services to explain to his potential clients how bankruptcy can help their current financial situation. Myers is a member of the National Association of Consumer Bankruptcy Attorneys.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (7)
Google
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Offices of William M. Gillen, PC logo
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Law Offices of William M. Gillen, PC

913 Elm Street, Manchester, NH 03101
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of William M. Gillen, PC is the Manchester-based practice of bankruptcy attorney William M. Gillen, who has helped clients find relief from debt for over 15 years. Clients overwhelmed by debts can seek assistance from the practice for chapters 7 and 13 bankruptcies. Debtors who qualify can have some of their unsecured debts discharged through chapter 7 filing, while clients looking to repay debts slowly can file for chapter 13 bankruptcy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McLane Middleton logo
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McLane Middleton

900 Elm Street, Manchester, NH 03101
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

McLane Middleton is a law firm in Manchester that provides legal services to individuals and businesses from various industries. It aims to resolve the legal issues that impact business operations and the organization, serving clients from health care, dental, real estate, and other industries. The firm's bankruptcy attorneys defend the rights of consumers, secured or unsecured creditors, and businesses involved in bankruptcy cases or insolvency proceedings. McLane Middleton's practice areas also include government investigations and immigration law.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Moore Ames Law, PLLC logo
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Moore Ames Law, PLLC

530 Chestnut Street, Manchester, NH 03101
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Moore Ames Law, PLLC offers a variety of legal services through its offices in Manchester, Nashua, and Exeter. The law firm's bankruptcy lawyers provide legal advice to clients and help them protect their properties when they file for bankruptcy. It also helps clients get the opportunity to rebuild their lives when they file for chapter 7 bankruptcy. Moore Ames Law, PLLC is a debt relief agency that helps clients obtain relief under the US Bankruptcy Code.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
New Hampshire Bankruptcy Law logo
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New Hampshire Bankruptcy Law

66 Hanover Street, Manchester, NH 03101
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement
  • Student Loan Debt

Business Description

New Hampshire Bankruptcy Law is a bankruptcy law firm with its main office in Manchester. Founding attorney David S. Osterman established his own practice in 1983, and since then, he has been helping residents of New Hampshire with options for debt relief. Osterman explains the basics of bankruptcy to clients, chapter 7 and chapter 13 in particular. He also makes sure the clients understand the bankruptcy exemptions and the whole process from filing to court proceedings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Normand Higham logo
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Normand Higham

15 High Street, Manchester, NH 03101
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  • Debt Settlement

Business Description

Headquartered in Manchester, Normand Higham provides legal representation for a variety of issues related to bankruptcy. The firm's bankruptcy lawyers offer legal guidance through the bankruptcy filing process and work to protect the rights of debtors as well as creditors. The firm's bankruptcy cases revolve around situations such as job loss, business decisions, and non-payment for large contracts. For more than 38 years, the firm has been practicing in areas beyond bankruptcy such as personal injury, estate planning, workers' compensation, family law, and corporate issues.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (23)
Facebook
4.2 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nossiff & Giampa P.C. logo
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Nossiff & Giampa P.C.

661 Central Avenue, Dover, NH 03820
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Business Description

Nossiff & Giampa P.C. offers the legal services of Alex Nossiff and John Giampa Sr. in a wide range of practice areas which include their services as bankruptcy lawyers. The law firm represents clients in areas around Manchester, Salisbury, Amesbury, Newburyport, and New Hampshire Seacoast. The firm has more than three decades of experience handling cases related to bankruptcy law. The firm is well-versed in aspects of chapters 7, 11, 12, and 13 bankruptcy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.9 / 5 (11)
Facebook
4.3 / 5 (6)
Avvo
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
PretiFlaherty logo
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PretiFlaherty

57 North Main Street, Concord, NH 03301
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  • Debt Settlement

Business Description

PretiFlaherty represents individuals and businesses in bankruptcy cases in Manchester. The law firm assists in discharging and reorganization of personal and business debts. In addition to handling bankruptcy filings, the law firm's team of bankruptcy lawyers also addresses debt-related concerns, including personal property repossession, eviction, ancillary title disputes, state court receiverships, and residential and commercial property foreclosures. PretiFlaherty has been in legal practice for over 45 years and is dedicated to helping clients regain their financial freedom.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Primmer Piper Eggleston & Cramer PC logo
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Primmer Piper Eggleston & Cramer PC

900 Elm Street, 19th floor, Manchester, NH 03101
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Primmer Piper Eggleston & Cramer PC is a boutique law firm in Manchester that represents high net worth individuals, institutions, businesses, and organizations throughout the state or across the national borders. Its team of commercial and bankruptcy attorneys has decades of experience handling cases from corporate and debt restructuring to bankruptcy cases and loan workouts. They represent creditors and debtors and guide them throughout the pre- and post-petition process. The firm also handles criminal defense and corporate law cases.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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