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Best Mortgage Refinance Companies in High Point

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2023
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Adam Moore logo

License Verified:

License: 216450

Nationwide Multistate Licensing System and Registry

Adam Moore

4035 Premier Dr, Ste 111,, High Point, NC 27265
  • New Construction

Business Description

Adam Moore is a broker that handles mortgage refinancing for clients in the High Point area and nearby metros. Options available include cash-out and streamline refinancing, as well as VA and renovation refinancing. He also facilitates loan programs such as FHA, conventional, jumbo, high balance, new construction, and USDA loans. Adam Moore is NMLS-registered and is also licensed to operate in South Carolina and Virginia. His website also has three industry calculators for its online visitors, covering affordability, mortgage payment, and refinancing computations.

License Verified:

License: 216450

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dash Home Loans Raleigh logo

License Verified:

License: 90011

Nationwide Multistate Licensing System and Registry

Dash Home Loans Raleigh

712 W Johnson St, High Point, NC 27603
  • New Construction
  • Reverse Mortgages

Business Description

Dash Home Loans Raleigh is a mortgage specialist serving High Point and the surrounding locations. It assists clients throughout the mortgage refinancing process, whether their objective is to tap into home equity, consolidate debt, or reduce interest rates. Its mortgage advisors educate clients about various refinancing options, including Fannie Mae RefiNow, interest-rate reduction refinance loans, and fixed-rate mortgages. The company's founders bring 45 years of combined industry experience, providing comprehensive solutions that cover the entire loan process from pre-qualification to closing.

License Verified:

License: 90011

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (132)
Google
4.9 / 5 (111)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hamilton Home Loans – Greensboro Branch logo
Visit WebsiteWebsite

License Verified:

License: 98786

Nationwide Multistate Licensing System and Registry

Hamilton Home Loans – Greensboro Branch

Visit WebsiteWebsite
204 Muirs Chapel Road, Suite 100, Greensboro, NC 27410
  • New Construction

Business Description

Hamilton Home Loans – Greensboro Branch is a team of loan advisers offering home financing and refinancing solutions in High Point. Its wide variety of mortgage products also fits clients who are planning to upgrade their homes. The Greensboro branch is currently managed by Don Owens. This professional has been a mortgage lender in North Carolina for more than 15 years. He is also joined on the team by Todd Shoemaker, a loan agent who levels his experience in the industry.

License Verified:

License: 98786

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)
Facebook
4.8 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Helms Mortgage LLC logo
Visit WebsiteWebsite

License Verified:

License: 1283399

Nationwide Multistate Licensing System and Registry

Helms Mortgage LLC

Visit WebsiteWebsite
701 Green Valley Rd #208, Greensboro, NC 27408
  • New Construction
  • Reverse Mortgages

Business Description

Helms Mortgage LLC. serves clients in High Point and the surrounding areas who need refinance and loan choices. These include fixed mortgages with 15 or 30-year periods and hybrid adjustable-rate programs. Refinancing is available to obtain less onerous terms and conditions on existing obligations. The team also has construction financing solutions. Helms Mortgage LLC. has online facilities for processing applications 24 hours a day. President Robert E. Helms, Jr. is a 29-year veteran of the lending sector.

License Verified:

License: 1283399

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Horizon logo
Visit WebsiteWebsite

License Verified:

License: 66117

Nationwide Multistate Licensing System and Registry

Horizon

Visit WebsiteWebsite
1237 South Scales Street, Reidsville, NC 27320
  • New Construction

Business Description

Horizon is a family-owned mortgage company that serves residents in High Point and the surrounding areas. It helps clients find mortgages based on their lifestyle and budget, convert mortgages between fixed and adjustable rates, pre-qualify for home loans, and obtain low interest rates. Working with more than 30 lenders, the agency also provides refinancing and buydown options along with balloon, USDA, and reverse mortgages. Its president, Jennifer Gunn, has been in the mortgage industry for 34 years.

License Verified:

License: 66117

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (99)
Google
5.0 / 5 (60)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jefferson Capital Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1636660

Nationwide Multistate Licensing System and Registry

Jefferson Capital Mortgage

Visit WebsiteWebsite
3859 Battleground Ave. Suite 101, Greensboro, NC 27410
  • Reverse Mortgages

Business Description

Jefferson Capital Mortgage has refinancing and loan selections for clients in High Point. The crew rearranges existing obligations to lighten the load of overburdened buyers. Mortgages targeted at buyers of family homes, townhouses, and condominiums are available. These programs range from FHA home options to jumbo loans. Special choices are also on hand for military service members. Jefferson Capital Mortgage is managed by loan officer Pete Allen, who started working in the mortgage sector in 1999.

License Verified:

License: 1636660

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kerrie Currie logo
Visit WebsiteWebsite

License Verified:

License: 70427

Nationwide Multistate Licensing System and Registry

Kerrie Currie

Visit WebsiteWebsite
5574 Garden Village Way. B3, Greensboro, NC 27410
  • Reverse Mortgages

Business Description

Kerrie Currie of Integrity Mortgage Group is a loan officer providing loan programs for home purchases and refinancing in the High Point metro. Currie has been with the company for more than seven years and has assisted first-time homebuyers, homeowners, and property investors in loan procurement. She helps clients lower interest rates, reduce monthly mortgage payments, shorten mortgage terms, and cash-out equity through refinancing solutions. Prequalification for loan programs may be conducted online through Integrity Mortgage Group's website.

License Verified:

License: 70427

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Old Country Mortgage Services, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1124973

Nationwide Multistate Licensing System and Registry

Old Country Mortgage Services, Inc.

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2150 Country Club Rd Ste 248, Winston Salem, NC 27104
  • Reverse Mortgages

Business Description

Old Country Mortgage Services, Inc. is a full-service business assisting High Point customers with mortgage refinancing and property buying options. The business provides various refinancing solutions to help customers who wish to withdraw money or obtain a better rate and term. It offers programs for refinancing, such as USDA, FHA, and VA, and streamlines and facilitates cash-outs. Additionally, it supports conventional, HomePath, VA, FHA, USDA, and jumbo purchase financing programs. The business manages pre-qualification, loan selection and application, the loan approval process, and the closing stages.

License Verified:

License: 1124973

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Tideline Financial logo

License Verified:

License: 804656

Nationwide Multistate Licensing System and Registry

Tideline Financial

211 W Lexington Avenue, High Point, NC 27262
  • Reverse Mortgages

Business Description

Tideline Financial provides refinancing solutions to individuals and families in High Point and nearby areas. It assists clients with accessing their home's equity, reducing interest rates, and lowering monthly payments. It provides a checklist to help borrowers gather the required documents for their desired loan. Along with RHA loan programs and fixed-rate mortgages, it offers jumbo, VA, FHA, and conforming loans. Its mortgage broker, Tad Godwin, has been in the lending industry for more than 15 years.

License Verified:

License: 804656

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.