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Best Mortgage Refinance Companies in High Point

2024

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Providers

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Website
712 W Johnson St, High Point, NC 27603
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Dash Home Loans Raleigh is a mortgage specialist serving High Point and the surrounding locations. It assists clients throughout the mortgage refinancing process, whether their objective is to tap into home equity, consolidate debt, or reduce interest rates. Its mortgage advisors educate clients about various refinancing options, including Fannie Mae RefiNow, interest-rate reduction refinance loans, and fixed-rate mortgages. The company's founders bring 45 years of combined industry experience, providing comprehensive solutions that cover the entire loan process from pre-qualification to closing.

License Verified:

License: 90011

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (132)
Google
4.9 / 5 (111)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4035 Premier Dr, Ste 111,, High Point, NC 27265
  • New Construction

Why choose this provider?

Adam Moore is a broker that handles mortgage refinancing for clients in the High Point area and nearby metros. Options available include cash-out and streamline refinancing, as well as VA and renovation refinancing. He also facilitates loan programs such as FHA, conventional, jumbo, high balance, new construction, and USDA loans. Adam Moore is NMLS-registered and is also licensed to operate in South Carolina and Virginia. His website also has three industry calculators for its online visitors, covering affordability, mortgage payment, and refinancing computations.

License Verified:

License: 216450

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
204 Muirs Chapel Road, Suite 100, Greensboro, NC 27410
  • New Construction

Why choose this provider?

Hamilton Home Loans – Greensboro Branch is a team of loan advisers offering home financing and refinancing solutions in High Point. Its wide variety of mortgage products also fits clients who are planning to upgrade their homes. The Greensboro branch is currently managed by Don Owens. This professional has been a mortgage lender in North Carolina for more than 15 years. He is also joined on the team by Todd Shoemaker, a loan agent who levels his experience in the industry.

License Verified:

License: 98786

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
1237 South Scales Street, Reidsville, NC 27320
  • New Construction

Why choose this provider?

Horizon is a family-owned mortgage company that serves residents in High Point and the surrounding areas. It helps clients find mortgages based on their lifestyle and budget, convert mortgages between fixed and adjustable rates, pre-qualify for home loans, and obtain low interest rates. Working with more than 30 lenders, the agency also provides refinancing and buydown options along with balloon, USDA, and reverse mortgages. Its president, Jennifer Gunn, has been in the mortgage industry for 34 years.

License Verified:

License: 66117

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (99)
Google
5.0 / 5 (60)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3859 Battleground Ave. Suite 101, Greensboro, NC 27410
  • Reverse Mortgages

Why choose this provider?

Jefferson Capital Mortgage has refinancing and loan selections for clients in High Point. The crew rearranges existing obligations to lighten the load of overburdened buyers. Mortgages targeted at buyers of family homes, townhouses, and condominiums are available. These programs range from FHA home options to jumbo loans. Special choices are also on hand for military service members. Jefferson Capital Mortgage is managed by loan officer Pete Allen, who started working in the mortgage sector in 1999.

License Verified:

License: 1636660

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
701 Green Valley Rd #208, Greensboro, NC 27408
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Helms Mortgage LLC. serves clients in High Point and the surrounding areas who need refinance and loan choices. These include fixed mortgages with 15 or 30-year periods and hybrid adjustable-rate programs. Refinancing is available to obtain less onerous terms and conditions on existing obligations. The team also has construction financing solutions. Helms Mortgage LLC. has online facilities for processing applications 24 hours a day. President Robert E. Helms, Jr. is a 29-year veteran of the lending sector.

License Verified:

License: 1283399

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
211 W Lexington Avenue, High Point, NC 27262
  • Reverse Mortgages

Why choose this provider?

Tideline Financial provides refinancing solutions to individuals and families in High Point and nearby areas. It assists clients with accessing their home's equity, reducing interest rates, and lowering monthly payments. It provides a checklist to help borrowers gather the required documents for their desired loan. Along with RHA loan programs and fixed-rate mortgages, it offers jumbo, VA, FHA, and conforming loans. Its mortgage broker, Tad Godwin, has been in the lending industry for more than 15 years.

License Verified:

License: 804656

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2150 Country Club Rd Ste 248, Winston Salem, NC 27104
  • Reverse Mortgages

Why choose this provider?

Old Country Mortgage Services, Inc. is a full-service business assisting High Point customers with mortgage refinancing and property buying options. The business provides various refinancing solutions to help customers who wish to withdraw money or obtain a better rate and term. It offers programs for refinancing, such as USDA, FHA, and VA, and streamlines and facilitates cash-outs. Additionally, it supports conventional, HomePath, VA, FHA, USDA, and jumbo purchase financing programs. The business manages pre-qualification, loan selection and application, the loan approval process, and the closing stages.

License Verified:

License: 1124973

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5574 Garden Village Way. B3, Greensboro, NC 27410
  • Reverse Mortgages

Why choose this provider?

Kerrie Currie of Integrity Mortgage Group is a loan officer providing loan programs for home purchases and refinancing in the High Point metro. Currie has been with the company for more than seven years and has assisted first-time homebuyers, homeowners, and property investors in loan procurement. She helps clients lower interest rates, reduce monthly mortgage payments, shorten mortgage terms, and cash-out equity through refinancing solutions. Prequalification for loan programs may be conducted online through Integrity Mortgage Group's website.

License Verified:

License: 70427

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Should Home Advantage borrowers in High Point refinance their homes?

    Those in High Point who bought their homes through the North Carolina Housing Finance Agency’s Home Advantage Down Payment program are advised not to refinance until after 15 years, or they will have to pay back the program loan in full. The loan will be fully forgiven if the borrower remains in the home for the specified time without refinancing, selling, or transferring ownership.

  • Are homeowners in High Point considered equity-rich?

    Most homeowners in High Point may be equity-rich, as North Carolina has one of the highest equity levels nationwide, with 96%. This makes them good candidates for a cash-out refinance when mortgage rates are low. According to ATTOM Data’s second-quarter 2023 U.S. Home Equity & Underwater Report, the percentage of equity-rich homeowners in the country is at its highest point in at least four years.

  • Who is eligible for a High Point cash-out refinance?

    In order to be eligible for a cash-out refinance, borrowers in High Point should have more than 20% equity in their home, a credit score of at least 620, and a debt-to-income ratio of 43% or less. Additionally, they may be required to have their residence appraised and their income and employment verified.

  • Can refinancing help in a divorce in High Point?

    Couples in High Point who are divorcing should consider taking out a mortgage refinance because it is an efficient way to remove one spouse from the loan. Those with existing FHA loans and low home equity may opt for a streamline refinance. This is best for couples who have already been separated, as the remaining borrower must prove that they’ve been handling the mortgage payments for the previous six months.

  • How does a High Point no-closing-cost refinance work?

    No-closing-cost refinances in High Point will instead charge higher interest rates over the entire length of the loan to recoup the costs. While this may cost borrowers more in the long run, a no-closing-cost refinance may still be a good decision for those planning to refinance again or move out of their home in at least five years.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.