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2024

Last updated:

Best Life Insurance Companies in Lees Summit

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lees Summit Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4063

Reviewed

2444

Curated

17

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
9401 Nall Avenue, Prairie Village, KS 66207
  • Life Insurance

Why choose this provider?

Protecting Your Retirement has been providing insurance services to Lees Summit residents since 1988. Using a customer-centric approach, the company works with each client to deliver an effective life insurance package. Protecting Your Retirement also offers retirement income solutions, wealth accumulation, asset protection services, tax minimization planning, and long-term care insurance. The company assists with attorney referrals and charitable giving. Founder Don Wales is a licensed insurance professional since 1988 and has over 40 years of experience in the industry of financial services.

License Verified:

License: 132491

Missouri Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
519 Southwest 3rd Street, Lee's Summit, MO 64063
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Morehead Agency has been delivering a wide range of insurance products and services to individuals, families, and businesses in Lees Summit since 2005. It offers an array of life insurance such as term life, long-term care, and whole life. The agency also provides policy coverage for automobiles, homes, businesses, power sports, and surplus lines. Moreover, Morehead Agency has over 80 years of combined experience and is a member of the Summit Chamber of Commerce. Clients may request a quote via phone, online, or on-site.

License Verified:

License: 8020377

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1550 Southwest Market Street, Lee's Summit, MO 64081
  • Life Insurance

Why choose this provider?

Summit Hill Insurance delivers a broad range of insurance products and solutions to individuals, families, and business owners residing in Lee's Summit. These include term life and permanent life, disability, and retirement insurance. It also offers policy coverage for automobiles, boats, motorcycles, and motorhomes. Some of the agency's insurance carriers are American Modern Insurance Group, The Hartford, Max Mutual Aid Exchange, and Patrons and Farmers. In addition, Summit Hill Insurance is part of the Midwest Insurance Agency Alliance and the Strategic Insurance Agency Alliance.

License Verified:

License: 8060556

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
406 West Pine Street, Raymore, MO 64083
  • Life Insurance

Why choose this provider?

South 71 Insurance is a company serving customers in Lees Summit and the surrounding areas. It strives to provide comprehensive coverage for its clients by matching them with insurance carriers that fit their needs. Some of the carriers that the company works with include American Collectors Insurance, Equity Insurance Company, State Auto Insurance Company, and Progressive. Products offered by the company include life, business, home, and auto insurance. Personal and flood insurance products are also available.

License Verified:

License: 8047416

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
252 Northwest Executive Way, Lee's Summit, MO 64063
  • Life Insurance

Why choose this provider?

Serving Lee’s Summit, AssuredPartners provides an array of insurance solutions to customers in the metro. It offers different types of life insurance products such as term life insurance, return of premium term life insurance, whole life insurance, universal life insurance, and key man insurance. The company also has personal insurance coverages like auto insurance, watercraft insurance, homeowners insurance, condo insurance, and renter’s insurance. The business’s Lee’s Summit office has a strong focus on helping people manage insurance risks.

License Verified:

License: 8401403

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3680 Northeast Akin Drive, Lee's Summit, MO 64064
  • Life Insurance
  • Health Insurance

Why choose this provider?

Bret Farrar has been managing the local operations of State Farm Insurance in Lee's Summit since 2006. Having attended the UMKC Law School in 1999, he combines his law expertise with his vast experience in the insurance industry in offering insurance products such as auto, home, property, business, life & health, and pet coverage. He also offers financial management products in banking, mutual funds, and annuities. Bret and his family have been residents of Lee's Summit for over 15 years.

License Verified:

License: 8047765

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
103 N State Route 7, Pleasant Hill, MO 64080
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 1902, Yennie & Jones Insurance Agency serves clients throughout communities in the states of Missouri and Kansas, including Lees Summit. Its portfolio of insurance products includes individual life, long-term care, and health insurance. Being an independent agency, it can assist clients through insurance claims, explain factors such as coverage in different insurance policies, and utilize its connection with various insurance carriers to customize a client's insurance plan as necessary. Yennie & Jones Insurance Agency is a Trusted Choice Independent Insurance Agency.

License Verified:

License: 2445

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4551 West 107th Street, Overland Park, KS 66207
  • Life Insurance

Why choose this provider?

Douglas R. Peete & Associates is a financial services firm that has been helping clients in Lees Summit and the surrounding cities manage their finances. This company has comprehensive insurance solutions including life insurance, estate liquidity planning, disability and long-term care analysis, and annuities. Additionally, the company provides investment and retirement plans. With more than 40 years of experience in the industry, Peete & Associates is committed to giving back to the community by supporting various charities.

License Verified:

License: 230795

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
500 Southwest Market Street, Lee's Summit, MO 64063
  • Life Insurance

Why choose this provider?

Elite Insurance Agency LLC is an independent agency that serves clients in Lee's Summit. It offers whole, universal, and variable universal life insurance policies from several providers, including MetLife, Progressive, and Nationwide. Clients can also avail themselves of insurance products for their boats, jewelry, and farms. From its location in Lee's Summit, it has extended its services to Independence, Kansas City, and Olathe. The owner, Shaun Auto Owens, leads an agency with more than 27 years of insurance experience.

License Verified:

License: 8025744

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
200 Northeast Missouri Road, Lee's Summit, MO 64086
  • Individual Plans
  • Health Insurance

Why choose this provider?

RFG Brokers is a life insurance company located in the Lee's Summit metro. It was founded by Randy Eaton, who has over 37 years of experience advising clients and helping them find and select the best health insurance coverage. He represents a variety of insurance companies, including United Healthcare Medicare Solutions, Aetna, and Transamerica. He also conducts Medicare consultations with his clients to create a Medicare supplement insurance plan recommendation that will suit their needs.

Website
18110 East US Highway 24, Independence, MO 64056
  • Life Insurance
  • Health Insurance

Why choose this provider?

Philip Snodgrass is a life insurance agent who serves clients from Lee's Summit and its surrounding areas. He provides universal, whole, and term life insurance to prepare for the client's future. He has been working with State Farm Insurance since 2013. Aside from life insurance, he also provides a wide range of insurance policies and coverages for vehicles, properties, and homes. Business and health insurance options are also available. Snodgrass opened his own agency in 2018.

License Verified:

License: 8292203

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (29)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
410 Southeast 3rd Street, Lee's Summit, MO 64063
  • Life Insurance

Why choose this provider?

Seventh Wave Insurance is an independent agency that provides its range of services to individuals, families, and business owners in the Lee's Summit area. It accommodates clients who need assistance in purchasing life insurance, which may involve term and whole options. Additionally, Seventh Wave Insurance offers other personal and business plans, including homeowners', renters', auto, BOP, and workers' compensation insurance. One of its agents, Krissie Hutchins, has been in the insurance industry for 10 years.

License Verified:

License: 434294

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (31)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
109 Southeast Mount Vernon Drive, Blue Springs, MO 64014
  • Life Insurance

Why choose this provider?

Schlappi Financial provides life insurance options and policies to clients in the Lees Summit community and nearby locations. Its whole life insurance coverage features several benefits, including passive income, a straightforward policy, and flexibility. In addition, the firm helps clients become wiser in managing their money through various opportunities, like annuities and long-term care insurance. Owner and founder of Schlappi Financial, Bruce Schlappi, possesses more than 30 years of experience in the industry. He is particularly passionate about helping people achieve their retirement goals.

License Verified:

License: 1133

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
651 Northeast Woods Chapel Road, Lee's Summit, MO 64064
  • Life Insurance

Why choose this provider?

Total Insurance Solutions is an independent agency servicing Lees Summit and surrounding communities. It offers term and whole life insurance policies which can serve as an inheritance for heirs, payment for federal death and estate taxes, charitable donations, and final expenses coverage. Its team partners with multiple insurance companies and helps clients choose tailored solutions depending on their life circumstances. With more than 15 years of being in the insurance business, the agency also provides insurance products for seniors, motorcycles, contractors, and bonds.

License Verified:

License: 8391324

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (98)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
905 Northeast Rice Road, Lee's Summit, MO 64086
  • Life Insurance
  • Health Insurance

Why choose this provider?

Flat Branch Insurance provides the Lees Summit metro and nearby communities with its insurance needs. Its agents offer advice and guidance on life insurance, helping clients find the right policies with suitable coverages and premiums. They help clients understand their life insurance options and also address concerns involved in servicing, adding, or changing policies. The company's expertise touches other insurance lines, including home, car, and business insurance products and services. Flat Branch also has office locations in Columbia and St. Louis.

License Verified:

License: 8468528

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
204 Northwest McNary Court, Lee's Summit, MO 64086
  • Life Insurance

Why choose this provider?

AIM Insurance is an independent agency serving individuals, families, and businesses in the Lee's Summit metro and surrounding communities. It accommodates clients who need assistance in purchasing life insurance plans. Additionally, the company helps clients obtain other plans, such as event, home, pet, personal umbrella, and farm insurance. Its insurance specialists also create coverage for autos, motorcycles, ATVs, boats, and jet skis. AIM Insurance has access to different insurance carriers to provide personalized policies suited to the clients' personal needs.

License Verified:

License: 8024772

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (64)
Google
4.0 / 5 (63)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2641 Northeast McBaine Drive, Lee's Summit, MO 64064
  • Life Insurance
  • Health Insurance

Why choose this provider?

Twin Lakes Insurance Agency is an insurance company that serves Lees Summit. It offers a range of life insurance packages to assist customers aimed at providing financial security to their families and loved ones during the time of their death. Its policies include permanent and term insurance. Twin Lakes also provides risk protection plans for renters, automobiles, homeowners, and motorcycles. The company has been in the industry since 1983 and has been ranked among the top 25 Independent Insurance Agencies by Kansas City Business Journal.

License Verified:

License: 288795

Missouri Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (30)
Facebook
4.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the key benefits of juvenile life insurance that parents in Lee's Summit should consider when planning for their children's future?

    Juvenile life insurance policies in Lee's Summit ensure a child's future insurability and financial stability by providing coverage that remains unchanged and cannot be terminated due to future health issues. It also has a cash value component that grows throughout the policy's duration and can be borrowed without incurring taxes for various financial needs. Moreover, it secures childhood insurance rates for life, ensuring that premiums remain affordable.

  • Why should Lee's Summit residents seeking personalized insurance solutions work with a life insurance broker?

    Some life insurance-focused brokers have expertise in helping Lee's Summit residents discover optimal policies tailored to their unique requirements and financial constraints. They can also explain the complexities of different insurance policies. Furthermore, these professionals have established strong connections with local insurance providers, enabling their clients to access affordable rates and customized coverage options.

  • How can Lee’s Summit residents determine the amount of life insurance they should purchase?

    Lee's Summit life insurance policyholders can assess the financial support their beneficiaries may require in the event of their demise by multiplying their gross income by 10 to 15. An alternative method involves incorporating an additional $100,000 per child to account for future college education expenses. In addition, evaluation of immediate, ongoing, and prospective expenses that beneficiaries may incur after the policyholder's demise.

  • How do Lee’s Summit residents know if they are dealing with a life insurance agent or a broker?

    Life insurance agents operate under the umbrella of specific insurance companies, whereas brokers function independently and have the flexibility to represent multiple insurance providers. People in Lee's Summit who want to buy life insurance should know that an agent has binding power and is seen as connected to the insurance company. Meanwhile, a broker is viewed as separate from the insurance company.

  • Is there a maximum death benefit for life insurance in Lee’s Summit and the state of Missouri?

    Lee's Summit does not impose a cap on the death benefit for life insurance unless the insurance company goes bankrupt while an individual holds a policy. In such a scenario, policyholders are protected by the Missouri Life and Health Insurance Guaranty Association, which guarantees a maximum death benefit of $300,000.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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