Best Life Insurance Companies in Troy

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Last updated: September 27, 2022

Allied Insurance Managers, Inc.

1055 East South Boulevard, Rochester Hills, MI 48307

Life Insurance

Allied Insurance Managers, Inc., is an independent insurance agency providing solutions to clients' property and casualty needs in Troy since 1912. The agency writes life and health insurance policies, with coverage for the term and whole life insurance, disability, and long-term care. It also offers a review of the clients' needs for other personal insurance products like auto, home, and recreational vehicles. Moreover, it supports businesses from various industries such as restaurants, janitorial, and contractors by designing insurance programs according to their business needs.

Brinch Insurance Agency

18200 13 Mile Road, Roseville, MI 48066

Life Insurance
Health Insurance
Long Term Care

Brinch Insurance Agency is a Roseville-based independent agency that offers insurance products and services to clients in Troy. After 20 years of managing an insurance agency in Eastpointe, Chris and Kathy Brinch established the firm. They founded the company in 2001 and have since offered life insurance products, such as term life and whole life insurance plans. In addition, they also provide other personal insurance products, such as health insurance, disability insurance, and annuities.

Comprehensive Planning, Inc.

1301 West Long Lake Road, Troy, MI 48098

Life Insurance

Comprehensive Planning, Inc., is a multi-carrier brokerage agency providing insurance solutions to clients in Troy. The second-generation agency was founded by Chartered Life Underwriters Edward Archey and Deborah Gilder in 1981. Its team of specialists offers insurance solutions to life, disability, long-term care, and annuity. In addition, they assist with estate, business, and retirement planning as well as policy reviews. Comprehensive Planning is affiliated with Lifemark Partners since 2005, committed to providing advisors access to services and solutions to cater to clients' needs.

DC Insurance Group

26333 Jefferson Avenue, St. Clair Shores, MI 48081

Life Insurance

DC Insurance Group is an independent agency providing an array of insurance solutions to clients in Troy. The company provides individuals with options in life insurance, home insurance, auto insurance, and pet insurance. Its business insurance products include property insurance, commercial auto insurance, commercial general liability insurance, and workers’ compensation insurance. DC Insurance Group was established in 2003, with an insurance history that can be traced back 100 years or so.

Hershey Insurance Agency

2855 Coolidge Highway, Troy, MI 48084

Life Insurance
Whole Life Insurance
Term Life Insurance

Hershey Insurance Agency has been serving the Troy area since 1978. It specializes in life insurance services that help individuals plan for their families' future needs. These insurance policies cover debt payments, college funds, mortgage payments, and funeral expenses to provide financial security to the client's beneficiaries. In addition, it caters to clients who prefer to obtain group insurance products for disability, medical, and dental services. The carriers of Hershey Insurance Agency include Citizen Insurance, American Modern, and Delta Dental.

InPro Insurance Group

2095 East Big Beaver Road, Troy, MI 48083

Life Insurance
Health Insurance
Individual Plans
Group Plans

Since 1973, InPro Insurance Group has been crafting personalized insurance solutions for individuals, families, and businesses in Troy and other surrounding areas. As an independent agency, it maintains partnerships with various insurance carriers to provide a wide array of life coverage options. It also aims to help employers acquire the best group life and health insurance coverage plans that fit their needs and budget. In addition, it also offers an online human resources and benefits administration portal for a streamlined enrollment process.

Insurance Advisors

8884 Commerce Road, Commerce Charter Township, MI 48382

Life Insurance

Insurance Advisors comprises agents who are dedicated to finding the right policy that meets clients' unique financial needs. Established in 1979, the independent insurance agency serves families, property owners, individuals, and businesses in Troy. Its staff members are equipped with product knowledge and have more than two decades of experience. They provide whole, term, and universal life insurance policies that include death and living benefits. Some of the insurance companies they represent are American Strategic Insurance, Chubb, and Foremost.

Jay Munj

2916 East Long Lake Road, Troy, MI 48085

Life Insurance
Health Insurance

Jay Munj is an insurance agent for State Farm based in Troy, Michigan. He is offering his expertise on insurance coverage like life insurance, automobile insurance, homeowners' insurance, property insurance, and business insurance. Additionally, he can provide plans for health and people's pets. Jay Munj has been with State Farm since 2013. He holds a Master's degree in Business Administration and has been a Rochester Hills Ambassador Travel Qualifier for six years.

Jeff Pratt

2701 Troy Center Drive, Troy, MI 48084

Life Insurance
Health Insurance
Whole Life Insurance
Term Life Insurance
Permanent Life Insurance Policy

Jeff Pratt is an insurance agent with American Insurance Advisors, LLC, who has been assisting clients in Troy with their insurance needs for more than 16 years now. Since joining the company, he has been helping individuals and businesses plan ahead through a variety of insurance policies that he offers. His wide range of flexible life insurance plans includes term life, permanent life, and Infinite Banking Concept. He also offers assistance with the Return of Premium option. Additional services include health, Medicare, and personal pension plans.

Lakepointe Insurance Agency

25124 Jefferson Avenue, St. Clair Shores, MI 48081

Life Insurance
Health Insurance

Lakepointe Insurance Agency offers life insurance products to clients in Troy. It guides customers in picking the right coverage to accommodate their life changes, such as marriage and the birth of a new child. Its agents assist customers with term life, whole life, or universal life insurance by informing them about the advantages and disadvantages of each. Lakepointe Insurance Agency also offers coverage for health, business, vehicle, and property. Gregory Mattes, who has over 29 years of experience, formed the company in 2003.

Legacy

41000 Woodward Avenue, Bloomfield Township, MI 48304

Life Insurance

Legacy is a life insurance marketing organization serving Troy and the surrounding communities. It supports life insurance agents in delivering a wide range of services to clients through lead options, technology packages, and benefits and support. With over 55 years of experience, its senior team conducts one-on-one mentorship with field agents, focusing on its main mortgage protection and final expense markets. The benefits for a life insurance agent include underwriting support, large case management, and sales and product training.

Macomb-Gerlach Agency

273 Cass Avenue, Mount Clemens, MI 48043

Life Insurance

Macomb-Gerlach Agency, Inc., is a Mount Clemens-based company that serves families and businesses in the Troy metro. It is an independent insurance agency that works with different carriers such as Foremost Insurance Group, Bristol West Insurance Group, Fremont Insurance, and Hastings Mutual Insurance Company. Owned by James Gerlach, the company offers life insurance that can secure the clients' future and financial obligations. In addition, it provides home, business, umbrella, and auto insurance. Macomb-Gerlach Agency, Inc., was established in 1867.

Mason McBride Inc.

3155 West Big Beaver Road, Troy, MI 48084

Life Insurance

Mason McBride Inc. is an independent multi-line insurance agency in Troy. Its team offers various risk management solutions, including life insurance which can serve as inheritance and can cover final expenses and federal estate and death taxes. The agents have access to policies from numerous carriers like Auto-Owners and Liberty Mutual, allowing them to find coverages suitable for clients' unique needs. Mason McBride Inc. is headed by Mike McBride, who has been offering counsel and strategic advice for over three decades.

Michigan Insurance Source

33808 Groesbeck Highway, Clinton Township, MI 48035

Life Insurance
Health Insurance

Michigan Insurance Source is an independent insurance agency working to provide clients in Troy with life insurance solutions. It helps individuals and families achieve financial security by selecting comprehensive insurance products with competitive premiums from a catalog of providers. In addition to term, whole, and universal life insurance policies, the agency facilitates auto, homeowners, recreational vehicles, and health insurance. Bryant Goodreau, a partner and sales manager at Michigan Insurance Source, has two decades of industry experience.

Natalie Gajewski

15192 East Thirteen Mile Road, Warren, MI 48088

Life Insurance
Health Insurance

Natalie Gajewski has been a State Farm insurance agent since 2015. She leads the Natalie Gajewski State Farm Insurance office, serving clients in Troy and surrounding areas. The office offers a range of insurance options, including life insurance, pet insurance, auto insurance, and homeowners insurance as well as business insurance. Additionally, it provides banking and financial services. The office has qualified for State Farm awards over the years, including the State Farm Ambassador Travel and State Farm Honor Club.

National Benefit Plans

1050 Wilshire Dr Suit 280, Troy, MI 48084

Health Insurance

National Benefit Plans is a full-service life insurance company serving clients in Troy. It provides term, whole, universal, and both indexed and variable universal life, intended to fit the clients' needs. The business also offers disability and long-term care coverage, in addition to annuities. National Benefit Plans also offer Medicare products, as well as dental and vision plans. Moreover, it has partnered with an extensive network of carriers, including Aetna, Humana, Prudential, and New York Life.

North Coast Insurance Services

100 West Big Beaver Road, Troy, MI 48084

Life Insurance

North Coast Insurance Services offers life insurance products to clients in Troy. Its staff members specialize in helping individuals provide for their loved ones even after their death. The insurance policy covers funeral expenses, probate costs, mortgages, and the debts of clients. It also carries other insurance products, such as auto, home, flood, farm, and renters' insurance, to assists its clients in protecting their families and assets. Additionally, business insurance is available to safeguard a company's employees and its customers.

North Star Insurance Services

100 West Big Beaver Road, Troy, MI 48084

Life Insurance

North Star Insurance Services is an independent insurance agency serving Troy residents. This agency has over 35 years of experience and represents varied insurance carriers to provide its clients with a broad range of coverages. North Star Insurance Services primarily offers life insurance products, and its agents assess clients individually to determine the coverage policy that fits their current and long-term needs. This agency also provides comprehensive auto, home, and commercial insurance. Additionally, this agency has branches across multiple states.

Northwest Agency, Inc

2328 Livernois Road, Troy, MI 48083

Life Insurance
Health Insurance

Northwest Agency provides insurance solutions to individuals, families, and businesses in Troy and the surrounding areas. Established in 1969, the company is a source for home, life, and business insurance products. Its life insurance products provide security to policyholders and their loved ones. The company also offers auto insurance products that include liability, collision, additional expense, and road trouble coverage. Clients can also ask Northwest Agency’s staff about pet insurance policies. The firm represents several insurance companies.

Oakland Insurance

8031 Ortonville Rd, Clarkston, MI 48348

Life Insurance

Oakland Insurance helps clients in Troy shop for the best life insurance coverage and premiums. Its agents simplify the process of selecting, understanding, and obtaining the right life insurance policies. They offer both term life and whole life policies and recommend coverages based on the age and health of their clients. The company also offers insurance products on other personal lines, including homeowners' insurance and auto insurance. It has a wide selection of providers to find the best coverage to suit each client's needs and goals.

Rising Sun Investments LLC

3155 West Big Beaver Road, Troy, MI 48084

Life Insurance
Health Insurance

Rising Sun Investments, LLC, is a financial services agency that specializes in retirement planning. It was founded and owned by Robert J. Fries back in 2003 and has offices in Troy and Monroe. Rising Sun Investments, LLC, has been providing various financial management plans to its clientele. These plans range from tax planning to life, health, and disability insurance. Its life insurance packets cover both term life insurance and permanent life insurance, the latter of which also includes whole life, universal, and variable insurance.

Tom Holmes

217 East Maple Road, Troy, MI 48083

Life Insurance
Health Insurance

Tom Holmes is a State Farm agent based in Troy that provides insurance products. He provides life insurance products to his clients. With the belief that life always brings out something unexpected, Tom strives to deliver products that protect clients from these emergencies. He and his team help clients understand what their needs are and customize plans that fit those needs. He also offers auto, home, property, business, health, and pet insurance products. Tom has been a licensed State Farm agent since 1981.

Universal Insurance Agency of Michigan

22800 Hall Road, Clinton Township, MI 48036

Life Insurance
Health Insurance

Established in 2017, Universal Insurance Agency of Michigan assists residential and commercial clients in and around Troy. It offers life insurance policies for all types of customers, from retired citizens and parents to high-value individuals and business owners. The agency also provides standard lump-sum payments for both term-life and permanent contracts. In addition, it customizes plans to cover final expenses or transfer payments to specific beneficiaries. The agency's other insurance plans include Medicare, homeowners', and automobile policies.

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Frequently Asked Questions

Q: Who should buy supplemental health insurance?

A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Q: Can I buy health insurance anytime?

A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Q: Can I buy health insurance that is not Obamacare?

A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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