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2024

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Best Renter's Insurance Companies in Baltimore

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Baltimore Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

241Reviewed

148Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6225 Smith Avenue, Suite B150, Baltimore, MD 21209
  • Multiple Carriers

Why choose this provider?

Schoenfeld Insurance Associates caters to clients in Baltimore. The company offers a wide range of personal and commercial insurance plans, including renters' insurance. Its insurance specialists conduct a thorough review of their client's current policies and provide various coverage options from multiple insurance carriers. The independent insurance agency also offers homeowners' insurance for primary and secondary homes. Other insurance products the group provides include automobile, umbrella, and commercial plans. The company has been serving clients since 1964.

License Verified:

License: 43

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (7)

Website
6822 Harford Road, Baltimore, MD 21234
  • Multiple Policy Types

Why choose this provider?

Stastny Insurance Agency is an independent insurance agency catering to clients living in Baltimore and other areas. It offers auto, home, life, recreational vehicles, commercial, and contractors' insurance to individuals and businesses in the area. The agency's home insurance includes a renters' insurance option that aims to secure families and their possessions. Its insurance agents have the experience and knowledge to help its customers find the insurance policy suitable to their specific coverage needs. Stastny Insurance Agency also has an office in Towson.

License Verified:

License: 3000578420

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5417 Reisterstown Rd, Baltimore, MD 21215
  • Multiple Policy Types

Why choose this provider?

Senate Select Insurance serves residents and businesses in Baltimore. The agency offers a variety of insurance products, including homeowners', renters', life, auto, and commercial property insurance. It helps clients secure insurance to cover their personal belongings in the rental property that may be lost in a fire, flood, or theft. Its live customer service agents also assist with title transfers and proofs of insurance. The agency has been operating for more than 35 years. It is a member of the EZ Insurance Group.

License Verified:

License: 2114049

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3229 Erdman Avenue, Baltimore, MD 21213
  • Multiple Carriers

Why choose this provider?

Goad Insurance Agency Inc. is an independent insurance agency that serves the insurance needs of Baltimore-based individuals, families, and business owners. Its team of insurance agents performs an assessment to identify specific needs and determine the right insurance package. The team offers renters' insurance plans to protect valuable items from risks of theft and accident destruction. Its coverage includes personal property and liability protection. In addition, they also have auto, condo, homeowners, workers' compensation, and commercial property insurance.

License Verified:

License: 53912

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (15)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5417 Reisterstown Road, Baltimore, MD 21215
  • Multiple Policy Types

Why choose this provider?

Gebco Insurance is an insurance management company that serves residential and commercial clients in Baltimore and the surrounding areas. It provides a wide array of insurance products, such as home, renters', and automobile insurance. The firm has been in the insurance market for over 40 years and has access to a wide range of insurance brands and carriers, allowing each customer to select the best coverage plan for their specific needs. Gebco Insurance also offers motorcycle and MAIF insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
900 South Charles Street, Baltimore, MD 21230
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Upper Chesapeake Insurance Agency, a full-service independent agency founded by David Carr in 1996, provides coverage for renters in Baltimore and the surrounding areas. The agency helps in the repair and replacement of lost possessions within the rented property in events such as fire or theft. Liability coverage for personal injury is also included in the renters' policies that it offers. The agency also works with multiple insurance carriers to provide personal and business insurance plans in the area.

License Verified:

License: 5165

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (6)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14 West Saratoga Street, Baltimore, MD 21201
  • Multiple Policy Types

Why choose this provider?

Kirby Insurance Agency is a company that offers insurance solutions to clients from Baltimore. The firm offers a wide range of coverage options for renters, such as for damages caused by fire, vandalism, and theft. The policy protects renters' personal property, provides additional living expenses, and secures medical protection. The company has been providing insurance solutions to the community since 1934. It has partnered with top insurance carriers, which include Brethren Mutual, Kemper Preferred, and MetLife.

License Verified:

License: 3222

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (56)
Facebook
4.0 / 5 (11)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2100 Eastern Avenue, Baltimore, MD 21231
  • Multiple Carriers

Why choose this provider?

The Insurance Center of Baltimore delivers insurance solutions to individuals, families, and businesses in the city and surrounding areas. It provides homeowners' and renters' insurance policies that secure clients' homes and rental properties from theft, accidents, and natural disasters. It offers auto insurance options that protect clients' cars, trucks, trailers, RVs, boats, and motorcycles. The firm also proffers auto insurance policies that safeguard Jet Skis and Segways. The independent agency maintains a diverse selection of insurance providers and has been serving the metro since 1998.

License Verified:

License: 188857

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12 Sudbrook Lane, Pikesville, MD 21208
  • Multiple Policy Types

Why choose this provider?

Gary Hollenbaugh is an independent insurance agent serving Baltimore and the surrounding areas. He has been in the industry since 1982, helping clients find the insurance coverage that fits their needs. Hollenbaugh provides a wide range of insurance options, such as renters' and home insurance, in addition to health, life, auto, and business coverage. Additionally, he provides annuities and banking services. The agent received the National Quality Award from the Millionaire Club.

License Verified:

License: 30122

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (48)
Facebook
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 North Charles Street, Baltimore, MD 21201
  • Multiple Policy Types

Why choose this provider?

Baltimore Equitable Insurance has been providing a wide range of insurance solutions in Baltimore for over 226 years. It provides coverage for renters and rental properties, as well as for homeowners and condo owners. The company specializes in providing perpetual homeowners' insurance to its clients. This will give clients lifetime coverage for their homes without any increase in insurance rates. Baltimore Equitable Insurance also has a disappearing deductible option that reduces deductibles with a five-year claims-free record.

License Verified:

License: 3000014559

Maryland Insurance Administration

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (55)
Facebook
4.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Does Baltimore compel tenants to have renter's insurance?

    No, Maryland law does not require renter's insurance in Baltimore or anywhere else in the state. If you want to reside in their building, though, certain landlords might require it. Generally speaking, it is a good idea to obtain insurance of some kind because your landlord's insurance does not cover any damage to your personal belongings.

  • How much does renter's insurance typically cost in Baltimore?

    In Baltimore and the rest of Maryland, renter's insurance often costs only $15 a month, or $187 annually. This insurance provides protection against a broad range of potential hazards and may also safeguard the assets and property you have worked hard to accumulate over the course of a lifetime.

  • Is theft covered by renter's insurance in Baltimore?

    Yes, renters insurance in Baltimore will pay for the replacement cost of any items that are stolen from your flat. Generally speaking, such coverage includes situations where anything is taken from you while you are away from home or when something is taken from your car. However, goods or items that you just happen to lose are not covered by theft coverage.

  • How can renters in Baltimore file a complaint against an insurance company?

    Baltimore renters who wish to raise a complaint against an insurance company or insurance provider should get in touch with the Maryland Insurance Administration. All complaints must be submitted in writing or online via the agency's website. After receiving your complaint, a qualified professional investigator will get in touch with the insurance company to address the matter.

  • What is usually covered by Baltimore renter's insurance policies?

    Most renter's insurance plans in Baltimore will cover loss or damage to personal belongings or household items. If a covered loss occurs and renders your house, flat, or condominium uninhabitable, it can also pay for additional living expenses. Finally, it offers you liability coverage for injuries to other people and their property while they are on your land, which includes paying for other people's medical expenses.

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