Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Joliet

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Joliet Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2780Reviewed

1670Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

20660 Caton Farm Road, Crest Hill, IL 60403
WebsiteLicense: 2105654

Expertise.com Rating

Review Sources

Google
3.0 (15)
Yelp
3.5 (3)

Why choose this provider?

Garrett Insurance Agency, Inc., is a Crest Hill-based company established in 1962 that also serves clients in Joliet. It offers various healthcare, vision, and dental insurance plans. The agency also handles insurance products for cars, businesses, motorcycles, recreational vehicles, and watercraft and boats. President and CEO Carrie Ann Labuda is a resident of Joliet and has more than 27 years of experience in the insurance industry. She started her insurance career at Allstate Insurance Company.

  • Individual Plans
  • Group Plans

327 Republic Avenue, Joliet, IL 60435
WebsiteLicense: 100285512

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Established in 2005, Insurance Illinois Securities offers health insurance products to Joliet. Its founder, Sherri Reardon, is a member of the Council for Working Women and the gala chairperson of the Joliet Area Historical Museum. She and her staff members specialize in life and health insurance products to help clients prepare for their future medical and funeral expenses. They also provide various insurance services, such as builder's risk, business interruption, commercial umbrella, and worker's compensation insurance services.

  • Individual Plans
  • Life Insurance

113 Republic Avenue, Joliet, IL 60435

Expertise.com Rating

Review Sources

Google
4.8 (5)
Yelp
5.0 (1)

Why choose this provider?

Mudron Kane Insurance is a locally owned and operated independent agency operating in Joliet. It offers different types of health insurance including HMOs and EPOs, PPOs and POs, HDHP, and catastrophic health insurance. The plans cover losses from medical expenses, disability, accidents, or accidental death and dismemberment. Group health insurance is also available for business owners to provide for their eligible employees and their families. The agency also specializes in vehicle, life, property, and workers' compensation insurance solutions.

  • Life Insurance
  • Individual Plans

815 Sherwood Place, Joliet, IL 60435
WebsiteLicense: 16458380

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Since 2011, Steven Olin has been working as an insurance professional in Olin Insurance Agency to serve clients in Joliet. Olin Insurance Agency specializes in helping families prepare for the future with life and health insurance. With its health insurance plans, policyholders may file reimbursement claims for their medical costs. Some of its offerings include dental, long-term care, Medicare supplements, and life insurance products. Moreover, the firm also offers coverages for vehicles, homeowners, and businesses.

  • Individual Plans
  • Life Insurance

2551 Division Street, Joliet, IL 60435
WebsiteLicense: 17406100

Expertise.com Rating

Review Sources

Google
5.0 (94)
Facebook
5.0 (2)

Why choose this provider?

Rigo Valle is a Joliet-based agent that has been providing insurance solutions through State Farm since 2014. He sits down with individuals and families to understand their needs and provide suitable insurance coverage options. He offers individual medical coverage, supplemental health policies, and disability insurance. Coverage options for cars, homes, pets, and businesses are available as well. Along with insurance, Valle also performs notary services. Valle's office is located near the Louis Joliet Mall and can accommodate English-speaking and Spanish-speaking clients.

  • Life Insurance

200 West Maple Street, New Lenox, IL 60451
WebsiteLicense: 100294519

Expertise.com Rating

Review Sources

Facebook
4.9 (18)
Google
4.8 (6)

Why choose this provider?

Langlois Insurance Agency is a locally owned and operated company that has been serving Joliet and the surrounding communities since 1983. It offers health insurance policies that cover long-term care and medical expenses. As an independent agency, it represents insurance companies to meet clients' different personal and business insurance needs. Langlois Insurance Agency is a second-generation family business that supports local and national charities and organizations, including MorningStar Mission and Faith at St. Jude’s Church.

  • Individual Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How does Joliet facilitate health insurance enrollment under the ACA?

    Joliet residents access health insurance via a collaborative platform between Illinois and the federal government. The state oversees "Get Covered Illinois," featuring a website, in-person help, and a dedicated support desk. However, for enrollment and plan adjustments, they utilize the federal Healthcare.gov platform. Every health plan in this marketplace abides by ACA standards, ensuring essential benefits without annual or lifetime limits.

  • What health coverage programs does Joliet offer for families and children with financial constraints?

    In Joliet, Medicaid, co-funded by state and federal entities, covers health expenses for specific groups like children, the elderly, and those within certain income brackets. Moreover, the All Kids and FamilyCare initiatives present five schemes for kids and caregivers. While these plans cater to households earning up to 147% of the federal poverty mark, children enjoy benefits devoid of copays or premiums, though adults might incur copayments for several services.

  • Are Joliet residents with prior health issues eligible for insurance coverage under the ACA?

    Yes. In Joliet, any ailment or medical concern from before the start of an insurance policy is termed a pre-existing condition. Thanks to the ACA, these conditions receive coverage without delay. This encompasses even maternity provisions for policies effective post-January 1, 2014. However, short-term health plans not adhering to ACA standards might exclude such conditions.

  • For Joliet residents who smoke, is individual health insurance available at standard rates?

    Smokers and tobacco users in Joliet can secure health insurance identical to non-smokers. However, be mindful that premiums could surge by up to 50% for those who use tobacco. Improving one's health by abandoning the tobacco habit also results in financial savings. To benefit from rates designated for non-smokers, a continuous 12-month smoke-free period is typically mandated by many policies.

  • In Joliet, how do short-term health insurance plans function, and when might they be beneficial?

    In Joliet, short-term health insurance provides coverage for a maximum of 181 days without renewals, and after one expires, another can't be acquired for 60 days. These plans, while offering basic care such as doctor visits and emergencies, aren't ACA-compliant and typically exclude pre-existing condition treatments. Short-term health insurance is ideal for bridging coverage gaps like missing ACA enrollment or awaiting job-based benefits.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.