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Best Life Insurance Companies in Bloomington

2023

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Website
203 Landmark Drive, Normal, IL 61761
  • Life Insurance
  • Health Insurance

Why choose this provider?

McBeath Financial Group is a life insurance company that serves clients in Bloomington. Founded in 2008, the company provides wealth management and financial planning services for individuals and families. As an independent insurance company, it helps clients shop from various carriers and identify the right policy for their needs. Founder Krista McBeath is a member of the National Associate of Insurance and Financial Advisors and the National Association of Fixed Annuities.

License Verified:

License: 100427701

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (53)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.8
Responsiveness
Friendliness
––
Helpfulness
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Detail
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Website
321 Susan Drive, Normal, IL 61761
  • Life Insurance
  • Individual Plans

Why choose this provider?

Mid America Insurance has been in business since 1983. It serves the insurance needs of clients in Bloomington and nearby areas. It offers varied types of comprehensive insurance and risk management solutions like business insurance, employee benefits, and specialized insurance. Its personal insurance options include individual life, home, and auto coverages. Its team boasts of 200+ years of combined experience. Mid America Insurance is licensed in 22 states. As an independent agency, it has a strong focus on professional ethics and standards of excellence.

License Verified:

License: 100284115

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
53 West Front Street, El Paso, IL 61738
  • Life Insurance
  • Health Insurance

Why choose this provider?

Katie Bashary is a life insurance agent based in El Paso serving the Bloomington area. She has been an agent for State Farm since 2014. As an agent, clients say that she has knowledge of the Industry beyond her years. They say Katie takes the time to understand their situation, building a customized insurance package that fits their needs. She helps clients obtain various insurance products such as home, property, business, and auto policies. She also offers health and life coverage.

License Verified:

License: 15285319

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12 Westport Court, Bloomington, IL 61704
  • Health Insurance
  • Life Insurance

Why choose this provider?

Davis Insurance is an insurance company that caters to individuals in the Bloomington area. The company specializes in helping clients secure their family's future financial well-being with life insurance policies. It has extensive knowledge of its products' premiums and is able to make recommendations according to its clients' needs. It also helps clients obtain Medicare and hospital indemnity insurance. The company is dedicated to educating its policyholders and empowering them to make informed decisions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Website
409 South Prospect Road, Bloomington, IL 61704
  • Life Insurance
  • Health Insurance

Why choose this provider?

Rick McLean operates a State Farm insurance agency servicing Bloomington and the surrounding areas. He and his team of eight insurance professionals help clients acquire life insurance plans with term life and permanent coverage. His office also assists customers looking for auto, health, pet, business, and homeowners' insurance. Additional services include banking, mutual funds, and annuities. Rick McLean earned the CLU and LUTCF designations. He has been serving the insurance needs of the community since 1985.

License Verified:

License: 2146057

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (166)
Facebook
4.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2806 East Empire Street, Bloomington, IL 61702
  • Life Insurance
  • Health Insurance

Why choose this provider?

Clemens Insurance is a full-service independent insurance agency catering to clients in Bloomington. It provides individual and corporate life and health insurance options, as well as disability, pension, and retirement plans. Other risk management solutions include auto, home, and business, and brokerage insurance. It represents over 45 insurance companies to offer a wide range of products to its clients. The agency was established in 1948 and was renamed Clemens & Associates Life Agency, Ltd., in 1979.

License Verified:

License: 100302070

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Google
4.0 / 5 (23)
Yelp
1.5 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
139 North Williamsburg Drive, Bloomington, IL 61704
  • Life Insurance

Why choose this provider?

PLR Insurance offers life insurance policies to the residents of the Bloomington area. It is an independent agency that can assist its clients in choosing a life insurance plan—either term or whole life—that fits their needs. Commercial insurance plans are also available, which include business, EPLI, restaurant, and worker's compensation coverage. In addition, its other personal insurance policies cover homeowners, renters, disabilities, and automobiles. PLR Insurance's beginnings started in 1969, with its founders selling policies from their own home.

License Verified:

License: 100285077

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1410 Woodbine Road, Bloomington, IL 61704
  • Life Insurance
  • Health Insurance

Why choose this provider?

Compass Insurance Partners is a life insurance company that serves individuals in the Bloomington area. It aims to help its clients protect their business, family, and valuable possessions from a range of risks that they may potentially face. Its life insurance plans include rental property, high net worth, excess liability, and individual life coverages. It also offers coverage protection for business and employee benefits. The company has been in service for over 65 years and is owned by Joey Samuelson, a Compass agent since 2015.

License Verified:

License: 100303806

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 South Towanda Avenue, Normal, IL 61761
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 1946, Van Gundy Insurance has been catering to the insurance needs of the people of Bloomington and Normal. It offers insurance policies to clients looking for life and health insurance through carriers like Cincinnati Life Insurance, Pekin Insurance, United Healthcare, Humana, and Health Alliance. Different kinds of business insurance coverage, like workers' compensation, general liability, property, cyber liability, and employment practice, are being offered by Van Gundy Insurance as well. Mark Brent, an insurance agent, serves as the president of the company.

License Verified:

License: 529317

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2416 East Washington Street, Bloomington, IL 61704
  • Life Insurance
  • Health Insurance

Why choose this provider?

Eden Insurance and Financial Services is a Bloomington-based firm that offers a wide variety of financial services and products, including term life, whole life, and universal life insurance coverages. The company is an independent agency that was founded in 2008 by Jeremy Eden, an insurance broker who has been in the industry since 1999. Jeremy holds insurance broker licenses in Illinois, Indiana, Missouri, Texas, and Arizona. He is also experienced in financial advising, asset protection, and wealth management.

License Verified:

License: 100288428

Illinois Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (61)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • How do accelerated life insurance benefits work in Bloomington?

    In Bloomington, accelerated life insurance can be used by policyholders in case they need funds for long-term, in-home care for their everyday living or if they have injuries or illnesses that require continuous life support or organ transplant. However, they need to know that if they withdraw funds from their policies, the cash value of their insurance will be reduced.

  • What factors influence life insurance rates in Bloomington?

    The general rule in Bloomington is the younger and healthier the policyholder, the lower their life insurance premium. Their location, marital status, gender, family medical history, and medical examination results also affect their insurance rates. In addition, if they are alcohol drinkers and smokers, they will pay more expensive life insurance premiums.

  • What are the advantages of purchasing term life insurance in Bloomington?

    Through term life insurance, individuals in Bloomington are allowed to have flexible terms and payments. They can have insurance coverage even if they only want it for a specific period of time. After the term, if they opt to continue the plan, they can renew another one. Term life insurance is also convertible, which means that they can make them into permanent life insurance.

  • Why should you acquire personal life insurance in Bloomington even if you have an employer-sponsored one?

    In Bloomington, it is important that you still acquire personal life insurance even if you have an employer-sponsored one because it may be not enough to cover all your financial responsibilities. Your options are also limited with employer-sponsored life insurance, and if you leave your job, you cannot take your insurance with you.

  • Can you cancel your long-term care insurance in Bloomington?

    Like any other protection plan, long-term care insurance in Bloomington can also be canceled. If you stop paying your monthly or yearly insurance premiums, your benefits will also stop. However, it may be hard for you to acquire insurance in the future if you cancel your coverage policy.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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