Expertise.com

2024

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Best Bankruptcy Attorneys in Cedar Rapids, IA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Cedar Rapids Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

49Reviewed

31Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5250 N Park Pl NE 114, Cedar Rapids, IA 52402

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

John Heckel Iowa Bankruptcy Attorney is based in Cedar Rapids. Mr. Heckel offers one-on-one sessions with clients to provide information about their options, assist with the completion of the necessary documentation, and answer pertinent questions related to bankruptcy claims. Practicing law since 1974, founding attorney John M. Heckel also handles cases in the legal areas of real estate and probate. He has assisted more than 1,000 clients with bankruptcy claims.

  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
John Heckel - PrincipalActive51 yrs

222 3rd Avenue Southeast, Cedar Rapids, IA 52401

Expertise.com Rating

Review Sources

Google
4.7 (15)

Why choose this provider?

Kevin Ahrenholz is a bankruptcy lawyer who focuses on individuals filing for Chapter 7, 11, 12, and 13 bankruptcy. Attorney Ahrenholz offers step-by-step guidance to his clients through the entire bankruptcy process and aids in avoiding foreclosure, stopping vehicle repossession, eliminating medical bills, and discharging credit card debt. He offers a unique perspective on debt collection having represented collection agencies and helps his clients find the best options in managing their debt.

  • Debt Settlement

Attorney Information

Attorney NameBar StatusExperience
Kevin Ahrenholz - PrincipalActive30 yrs

3200 37th Avenue Southwest, Cedar Rapids, IA 52404

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
3.0 (2)
Yelp
5.0 (1)

Why choose this provider?

Howes Law Firm PC is a Cedar Rapids law firm with several practices designed to help its clients use the legal process to navigate stressful situations such as bankruptcy filing. The firm guides clients through the procedures and legalities of liquidation, including showing them if Chapter 7 bankruptcy is a viable option or if there are alternatives. Additionally, Howes Law Firm represents clients in criminal, real estate, and personal injury law cases.

  • Debt Settlement

Attorney Information

Attorney NameBar StatusExperience
Steve Howes - Managing PartnerActive38 yrs

150 1st Ave NE 415, Cedar Rapids, IA 52401

Expertise.com Rating

Review Sources

Google
4.5 (10)

Why choose this provider?

Founded in 1873, Day Rettig Martin, P.C. is an experienced law firm serving individuals and businesses in the Cedar Rapids area. It handles business bankruptcy, multi-employer plans, financial restructuring, and estate planning, guiding individuals and businesses through Chapter 7, Chapter 11 and Chapter 12 bankruptcies. The attorneys at Day Rettig Martin, P.C. also help businesses with financial restructuring after bankruptcy and help clients work through complex financial issues. Day Rettig Martin is a member of the Cedar Rapids Metro Economic Alliance.

  • Chapter 11 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Joseph Day - ShareholderActive61 yrs

1350 Boyson Road, Hiawatha, IA 52233

Expertise.com Rating

Why choose this provider?

Ag & Business Legal Strategies represents and counsels farmers and business owners in the Cedar Rapids area who find themselves in a difficult financial situation. The firm works closely with bankers, farm managers, business consultants, Realtors, appraisers, tax professionals, and other advisors to determine the best strategy available, such as bankruptcy petitions under Chapters 7, 11, and 12 as well as debt restructuring. Founding attorney Joseph A. Peiffer is certified in business bankruptcy by the American Board of Certification.

  • Chapter 11 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Joseph Peiffer - ShareholderActive42 yrs

Compare our Top Bankruptcy Attorneys

NameExpertise RatingAddressPromotionsLearn more
John Heckel Iowa Bankruptcy Attorney
5250 N Park Pl NE 114, Cedar Rapids, IA 52402
Kevin Ahrenholz Bankruptcy Lawyer
222 3rd Avenue Southeast, Cedar Rapids, IA 52401
Howes Law Firm, P.C.
3200 37th Avenue Southwest, Cedar Rapids, IA 52404
Day Rettig Martin, P.C.
150 1st Ave NE 415, Cedar Rapids, IA 52401
Ag & Business Legal Strategies
1350 Boyson Road, Hiawatha, IA 52233

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

FAQs

  • Where do I file for bankruptcy in Cedar Rapids, Iowa?

    You may file your bankruptcy petition at the United States Bankruptcy Court for the Northern District of Iowa. The Cedar Rapids division is located at 111 7th Ave. SE, Cedar Rapids, IA 52401. Inquiries can be made by phone at 319-286-2200.

  • Where can I get bankruptcy forms in Cedar Rapids, Iowa?

    Visit the United States Courts website at https://www.uscourts.gov/forms/bankruptcy-forms to access bankruptcy forms.

  • Can you keep your motorcycle after filing for bankruptcy in Cedar Rapids?

    Yes, you may still keep your motorcycle even after filing for bankruptcy in Cedar Rapids. In accordance with Iowa Code § 627.6., debtors may protect up to $7,000 in equity for their motor vehicle. However, you may still lose your motorcycle to the provider of the auto loan, even if all of the equity in the motorcycle is exempt from Chapter 7 bankruptcy. To help determine exemption eligibility, it is advisable to consult a bankruptcy attorney.

  • Are retirement accounts protected when filing for bankruptcy in Cedar Rapids?

    Yes. In accordance with Iowa laws, the entire amount of the retirement account is protected under Chapter 7 and 13 bankruptcy in Cedar Rapids. The exemption applies to plans that fall under the ERISA qualification, such as:

    • IRAs (Roth, SEP, and SIMPLE)
    • Keoghs
    • 401(k)s
    • 403(b)s
    • money purchase plans
    • defined-benefit plans
    • profit-sharing plans

    Nevertheless, contributions that surpass the normal and customary amount within one year prior to filing for bankruptcy are not eligible for exemption.

  • How much does it cost to hire a bankruptcy lawyer in Cedar Rapids?

    Typically, Cedar Rapids attorneys' fees range from $1,500 to $3,000 for Chapter 7 cases and $3,000 to $4,000 for Chapter 13 cases. They usually charge a flat fee as opposed to billing by the hour. However, the intricacy of the case will also have an impact on the overall cost.

  • Can Cedar Rapids residents who file for bankruptcy keep their houses?

    Yes, Cedar Rapids residents who have filed for bankruptcy are still allowed to keep the home or cooperative apartment they occupied before. According to Iowa law, a debtor's homestead is protected from collection efforts regardless of its financial worth. However, this exemption only applies to homes on lots up to 40 acres outside of cities and up to half an acre within cities.

  • Which documents are needed for the means test in Cedar Rapids?

    Debtors who have filed bankruptcy petitions in Cedar Rapids need to submit several documents, including tax returns, a list of sources of income and investment, government-issued identification, and six months of employment, loan, and bank statements. Before submitting legal documents to the court, it is essential to consult an attorney as the trustee may require additional information to assess your situation.

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