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2024

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Best Pet Insurance Companies in St. Petersburg

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored St. Petersburg Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4621Reviewed

2776Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5234 Central Avenue, Saint Petersburg, FL 33707
  • Policy Bundle Discount

Why choose this provider?

Wornicki DelVecchio Insurance is a family-owned independent agency in the St. Petersburg metro. It assists clients in managing and strategizing for potential risks through a wide range of insurance products, including pet insurance. It helps lower the out-of-pocket expenses associated with veterinary care for cats and dogs. The policy accounts for accidental injuries, treatment for illnesses, and behavioral therapy. Pet owners can opt to add wellness coverage which includes booster and vaccinations, dietary food and supplements, and routine dental cleaning.

License Verified:

License: L095707

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (35)
Facebook
5.0 / 5 (7)
Yelp
4.8 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5444 Park Blvd N Suite 101, Pinellas Park, FL 33781

Why choose this provider?

Joanne Dauphin is an insurance agent who provides coverage to clients in the St. Petersburg metro. She furnishes pet insurance policies that include illnesses, injuries, breed-specific conditions, and procedures. She also protects policyholders from incurring costs for various medication requirements for their pets, such as veterinary supplements, prescriptions, and herbal therapy products. Dauphin has been a State Farm agent for 10 years. She currently serves as treasurer of the National Association of Insurance and Financial Advisors.

License Verified:

License: W035856

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (234)
Facebook
5.0 / 5 (98)
Yelp
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1638 Dr. Martin Luther King Jr St N, St. Petersburg, FL 33704
  • Policy Bundle Discount

Why choose this provider?

Jenny Martin is one of the more than 19,000 insurance agents of State Farm. Martin provides St. Petersburg pet owners with insurance policies that take care of the medical needs of their cats or dogs. She also offers life, health, business, auto, homeowners', and renters' insurance plans. She extends her services to individuals who want to achieve their financial goals by guiding them through annuities, home loans, and banking. Martin is a member of the National Association of Insurance and Financial Advisors.

License Verified:

License: E165247

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (171)
Yelp
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4114 Woodlands Pkwy #303c, Palm Harbor, FL 34685
  • Accident Only
  • Policy Bundle Discount

Why choose this provider?

Reliant Insurance Services is a family-owned and family-operated agency that serves clients in St. Petersburg and the surrounding areas. Since 2016, the company has been providing personal insurance needs, such as pet health, life, recreational vehicle, specialty dwelling, and homeowners' policies. Its team of independent agents helps policy buyers customize their insurance coverages by shopping and comparing products from multiple carriers. Reliant Insurance Services supports nonprofit organizations, like Morton Plan Mease Foundation and A Kid's Place.

License Verified:

License: L097080

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (295)
Facebook
4.9 / 5 (49)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 First Ave South, 5th Floor, St. Petersburg, FL 33701
  • Policy Bundle Discount

Why choose this provider?

Wallace Welch & Willingham offers St. Petersburg residents personal insurance products that suit their lifestyle. Its advisors guide pet parents in purchasing insurance plans that cover expenses incurred in diagnostic procedures, emergency care, and treatment required for their pets. Additionally, they craft personalized pet insurance programs by reviewing customers' needs and options such as additional wellness coverage and vet exams. The firm was established in 1925 and provides volunteer services to St. Baldrick’s Foundation and The Children’s Dream Fund.

License Verified:

License: L000290

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (411)
Google
4.9 / 5 (24)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9750 Seminole Blvd., Seminole, FL 33772
  • Policy Bundle Discount

Why choose this provider?

Tim Tran is a State Farm insurance agent who serves locals in the St. Petersburg community. He helps clients obtain the right policy that covers the medical needs of their dogs and cats. Tran also offers other products that help protect his clients' properties and automobiles. In addition to insurance plans for personal possessions, he also offers business, health, and life insurance solutions. Tran is a bilingual agent who provides his services for both English-speaking and Vietnamese-speaking individuals.

License Verified:

License: A267550

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (73)
Facebook
4.9 / 5 (37)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3210 S Dale Mabry Hwy, Tampa, FL 33629
  • Policy Bundle Discount

Why choose this provider?

Lovinger Insurance, established in 1999, is an independent agency that caters to customers in St. Petersburg and nearby areas. It offers insurance policies to cover pet treatment and exam fees. This plan covers advanced procedures like surgery and chemotherapy and helps pet owners address behavioral issues like fur pulling and licking. Car, home, and business insurance are also available. Lovinger Insurance utilizes secure web-based programs and services to protect the privacy of its customers' information.

License Verified:

License: L081946

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (72)
Facebook
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
802 Sixth Avenue West, Bradenton, FL 34205
  • Multi-Pet Discount

Why choose this provider?

Insurance Time of Bradenton Inc. addresses the needs of individuals and business owners in St. Petersburg. The firm has been serving the community since 1979, providing a wide array of personal insurance products, including pet, auto, homeowners', life, and secondary health coverage. It partners with insurance carriers like Safeco, Progressive, Travelers, Foremost, Hagerty, and National General to find the policy that suits its clients' specific needs. It also offers commercial products such as umbrellas, bonds, event protection, general liability, and workers' compensation insurance.

License Verified:

License: R007810

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (166)
Facebook
4.9 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
717 Manatee Avenue West, Suite 300, Bradenton, FL 34205
  • Policy Bundle Discount

Why choose this provider?

Boyd Insurance & Investments serves the residents of St. Petersburg and its neighboring metros. Its team of professionals provides an assortment of personal policies for pets, health and dental, long-term care, and life. The local independent agency also offers automotive, boat, motorcycle, home, and personal property coverage. In addition, it has business insurance plans for contractors, condominium associations, municipalities, and non-profit organizations. Boyd Insurance & Investments has more than 45 years’ worth of industry experience.

License Verified:

License: L004935

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (46)
Google
4.5 / 5 (38)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
801 West Bay Dr Ste 510, Largo, FL 33770
  • Policy Bundle Discount

Why choose this provider?

Cheryl Matune Insurance, PL, serves clients in St. Petersburg and the surrounding communities. The company provides pet insurance plans that cover eligible veterinary expenses, protecting pet owners from costly medications, treatments, and procedures. As an independent insurance firm, the team represents multiple carriers and helps clients select the policy that fits their financial situation. Some of its other offerings include home, auto, RV, flood, umbrella, and business insurance. Cheryl Matune, the company's founder, brings over 20 years of experience in the insurance industry.

License Verified:

License: L006674

Florida Division of Insurance Agent and Agency Services

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FAQs

  • Are pet owners legally required to have pet insurance in St. Petersburg?

    No, there are no legal mandates or regulations that necessitate pet owners in St. Petersburg to get insurance for their pets. However, pet insurance can offer significant benefits for pet owners, as it helps alleviate the suffering of their pets as well as the financial burden of unexpected veterinary and medical care costs.

  • Is pet insurance expensive in St. Petersburg?

    Like Miami and Orlando, St. Petersburg has one of the most expensive pet insurance premiums in Florida compared to other cities. The cost of pet insurance depends on the general cost of living in the city. In St. Petersburg, operational expenses for veterinary practices are also more likely to be higher.

  • How long are the waiting periods for pet insurance in St. Petersburg?

    As a pet owner in St. Petersburg, you have around 24 hours to three days from the date you purchase your policy before your coverage starts for accidents and 24 hours to 15 days before your coverage kicks in for illnesses. The time it takes before your pet insurance policy begins usually depends on the insurance company.

  • Can pet insurance cover pre-existing conditions in St. Petersburg?

    No, standard pet insurance plans in St. Petersburg don't cover pre-existing conditions, such as cancer, hip dysplasia, and diabetes. However, there are some pet insurance companies in St. Petersburg that provide pet owners with insurance plans that cover curable pre-existing conditions. Some examples of these conditions include ear infections, diarrhea, and bladder infections.

  • How long do you have to wait before you can start submitting a pet insurance claim in St. Petersburg?

    For most standard pet insurance claims in St. Petersburg, you may be required to wait between 24 hours and 30 days after your enrollment becomes active before you can submit an insurance claim. Some pet insurance providers take faster time to process claims than others, while others have a moderate claim turnaround time of up to 15 days.

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