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2024

Last updated:

Best Life Insurance Companies in Plantation

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Plantation Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3774

Reviewed

2269

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1797 North University Drive, Plantation, FL 33322
  • Life Insurance
  • Health Insurance

Why choose this provider?

Insurance Medics is an agency that helps individuals in Plantation and its surrounding areas find the right life insurance for their needs. Clients can choose between term and whole life insurance. Additionally, the company has insurance products that focus on health. These include Medicare, dental, supplemental, and workplace benefits. The agency's other insurance plans cover different properties, vehicles, and businesses. The Insurance Medics' owners have more than a decade of experience in the insurance industry.

License Verified:

License: L051603

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (111)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8201 Peters Road, Plantation, FL 33324
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Wealth Innovations offers life insurance solutions to clients in Plantation and the surrounding areas. The professionals at this company carry over 50 years of combined experience, representing an extensive network of insurance companies. They are well-versed in a wide range of insurance products. Additionally, they provide life insurance coverage, which includes long-term care, disability income, and annuities, such as fixed, index, and immediate. Furthermore, the company assists in financial planning, money management, and retirement planning.

License Verified:

License: L067850

Florida Division of Insurance Agent and Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8370 Florida 84, Davie, FL 33324
  • Life Insurance
  • Health Insurance

Why choose this provider?

Health Plans Unlimited is an insurance service provider assisting individuals in acquiring life insurance plans fit for their lifestyles and needs. The business helps its Plantation clients to customize coverages and survey the complex insurance marketplace. Additionally, the firm's agents and customer care team educate customers about the whole insurance process. The company partners with multiple carriers, such as Aetna, Cigna, Coventry, Golden Rule, and Humana, to provide financial security to the families of policyholders.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
218 South University Drive, Plantation, FL 33324
  • Life Insurance
  • Health Insurance

Why choose this provider?

Tami Satterfield is a professional State Farm Insurance agent who works with residential and commercial clients in Plantation, Fort Lauderdale, and other nearby cities. She offers a wide variety of insurance products, such as life, auto, home, and business insurance coverage. She and her team of skilled insurance professionals are knowledgeable about all types of insurance policies and can provide each client with a customized insurance plan that meets their specific needs and criteria. Tami also offers specialized insurance coverage. 

License Verified:

License: R000611

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (45)
Facebook
5.0 / 5 (11)

Website
7370 Northwest 5th Street, Plantation, FL 33317
  • Life Insurance

Why choose this provider?

Kathy Smith delivers an extensive range of life insurance products to individuals and families in Plantation. She helps select a term, universal, or whole life insurance policy that fulfills their personal objectives, whether for college funding, asset protection, or retirement. Smith is an insurance agent from State Farm, a Fortune 500 financial services company with nationwide operations. She has received several company distinctions as a qualifier for the Legion of Honor, Ambassadors for Life, and National Convention.

License Verified:

License: R001690

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (7)

Website
4232 Northwest 12th Street, Lauderhill, FL 33313
  • Life Insurance

Why choose this provider?

Aggressive Insurance Agency, Inc., provides life, auto, and homeowners' insurance plans in the Plantation area. The company helps families obtain financial protection against the consequences of premature death through life insurance policies that cover funeral expenses, mortgages, and student loans. Its professionals also help businesses mitigate liability-related risks and provide retirement assistance to clients. Linnette Blackshire, the CEO and owner, carries more than 10 years of insurance experience with State Farm. She has served as the company's principal agent since 2005.

License Verified:

License: L013751

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17 North State Road 7, Plantation, FL 33317
  • Life Insurance
  • Health Insurance

Why choose this provider?

Rupert Brown is an agent with State Farm since 1989. He offers his insurance expertise on homeowners' insurance, property insurance, business insurance, life insurance, and health insurance for the people living in Plantation. Automobile insurance and pet insurance are also covered under the coverage Rupert Brown can offer to its interested clients. He can also help clients looking for assistance on mutual funds and annuities. He finished his bachelor's degree at Brooklyn College and the University of New York.

License Verified:

License: A032750

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8201 Peters Road, Plantation, FL 33324
  • Life Insurance

Why choose this provider?

ABW Insurance Group is an agency that caters to individuals and businesses in the Plantation area. The company provides a wide variety of insurance products that include life coverage plans for individuals and families. Its agents educate their clients on their options and help them determine the right policy for their needs. It covers other insurance including health, casualty, property, and business. ABW Insurance Group was established in New York City more than 10 years ago.

License Verified:

License: L105239

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10051 Northwest 1st Court, Plantation, FL 33324
  • Life Insurance

Why choose this provider?

Gelbwaks Executive Marketing Corp. is a family-owned, award-winning company that provides life insurance policies for clients in Plantation. It offers customized policies for seniors, families, and career individuals. The agency also provides different coverages to handle final expenses or grow cash-value capital. Its chairman, Peter Gelbwaks, has a career spanning 50 years in the insurance industry. He is a board member of the National Alliance of Insurance Agencies. Peter has also been featured in Ft. Lauderdale Sun-Sentinel, The Miami Herald, and The Chicago Tribune.

License Verified:

License: L050033

Florida Division of Insurance Agent and Agency Services

Website
9024 Vineyard Lake Drive, Plantation, FL 33324
  • Life Insurance

Why choose this provider?

Mortgage Protection & Life Insurance Services, Inc., is an insurance company that serves clients in the Plantation area. It offers a range of life insurance policies to help clients secure their financial responsibilities to their families. The plans available include term life, living benefits, indexed universal life, and whole life. Its insurance policies can serve as income replacement and can help pay final expenses. The company aims to get rid of medical bankruptcy by educating clients about the importance of purchasing insurance packages.

License Verified:

License: A137570

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (40)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11971 West Sunrise Boulevard, Plantation, FL 33323
  • Life Insurance
  • Health Insurance

Why choose this provider?

AAA Plantation is a branch office of AAA Insurance serving the Plantation community. For more than 50 years, it has been offering term, whole, and universal life insurance products to help individuals protect their families. A needs calculator is available on its website, which assists clients in determining the coverage they need depending on their financial goals and circumstances. The agency also offers auto insurance and provides 24/7 roadside assistance. Moreover, it employs a team of travel agents who organizes vacation details for clients.

License Verified:

License: P169828

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (137)

Website
900 South Pine Island Road, Plantation, FL 33324
  • Life Insurance

Why choose this provider?

Setnor Byer Insurance & Risk (SBIR) is a full-service independent insurance agency located in Plantation. With over 30 years of experience in the industry, the company manages life insurance policies in the form of payments to a designated beneficiary. It also provides various types of personal insurance such as auto, condo, homeowners, umbrella, and collector coverage. Setnor Byer Insurance & Risk partners with notable insurance carriers like The Hartford, Olympus Insurance, and Progressive.

License Verified:

License: L005247

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (36)
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Can your life insurance policy in Plantation no longer be contested once the contestability period has elapsed?

    According to Florida Statutes Section 627.455, insurance firms in Plantation retain the right to decline a claim even after the initial two-year contestability period. Denial of beneficiary or policyholder claims can occur if premiums have not been paid or if specific provisions regarding disability benefits and additional insurance for accidental death apply.

  • Can you sue a person in Plantation if they take out a life insurance policy on another person?

    Yes. According to Florida Statutes 627.404, your representative or lawfully acting agent in Plantation can sue a person if they take out a life insurance policy under your name for no valid reason and receive the benefits after something happens to you, like injury or death. Taking the person to court can help you or your loved ones get back the money from them.

  • Can a beneficiary of a Plantation life insurance policy be changed after a divorce?

    Yes. As per Florida Statutes 732.703, if an insured person in Plantation names their ex-spouse as the life insurance beneficiary, this designation becomes null and void. However, if the life insurance is provided through the insured's employer, ERISA overrides Florida Statutes. In such cases, if the insured does not update the beneficiary post-divorce, the ex-spouse will receive the death benefit according to ERISA, even if Florida law invalidates the beneficiary designation.

  • Can minors be included as beneficiaries in a Plantation life insurance policy?

    Yes. In Plantation, it is possible to designate minors as life insurance beneficiaries. However, a court-appointed guardian or adult custodian will be the one to manage and receive the funds on their behalf. The minors can only gain access to the insured's life insurance policy benefits once they reach the legal age.

  • Are you still eligible for the Florida Medicaid ICP program in Plantation if you already have a life insurance policy?

    Yes. You can qualify for the Florida Medicaid ICP program even with existing life insurance, specifically if the policy holds a cash value. Given Medicaid's $2,000 asset cap, Medicaid assesses the policy's cash value akin to funds in a bank account. They often consider the borrowable amount in the life insurance policy when evaluating applicants.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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