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Best Life Insurance Companies in Orlando

2024

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Website
7200 Lake Ellenor Dr Ste 125, Orlando, FL 32809
  • Life Insurance

Why choose this provider?

Hoppy Insurance is an independent local agency catering to the needs of individuals in the Orlando metro. It assists clients in choosing life and health insurance products from over 36 different carriers to secure their financial future and that of their families. Its agents provide consultation services, compare different kinds of life insurance products, and create protection policies customized according to clients' needs. The agency's founder, Billy Sison, has been in the insurance industry for more than 10 years.

License Verified:

License: L107045

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (115)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5401 S Kirkman Rd #310, Orlando, FL
  • Life Insurance

Why choose this provider?

McGrady Insurance Group is a local agency operating in Orlando. It offers life insurance coverage options to individuals who want to establish financial security for their families. Its team helps clients in creating a customized insurance package depending on their needs and preferences and in reviewing and adjusting their current policies. The agency also provides home, auto, pet, disability, and commercial insurance products. It partners with multiple companies to provide tailored solutions including Southern Fidelity, Ark Royal, and Capitol Preferred.

License Verified:

License: L029720

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1520 South Bay Street, Eustis, FL 32726
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Merrill Insurance is a family-run independent insurance agency serving Orlando and the rest of Florida. Established in 1925, it has access to various policies through its network of insurance companies. The agency offers life insurance and helps clients understand the variables that may affect the proceeds. It also offers insurance products for homeowners, renters, businesses, and pets. Malpractice, auto, and high-net-worth insurance are also available. Merrill Insurance is affiliated with the Florida Association of Independent Agents.

License Verified:

License: L062186

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (16)
Facebook
4.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8734 Lee Vista Blvd Suite 300, Orlando, FL 32829
  • Life Insurance

Why choose this provider?

Guardian Tower Insurance is an independent agency serving the needs of people in Orlando. It assists customers in choosing from different kinds of insurance policies, such as whole life, term life, and child life. It offers a variety of insurance coverage options such as critical illness, disability, final expense coverage, and long-term care policies. its agents conduct consultations, check products from different providers, and provide insights and insurance advice to customers. The agency also proffers home and auto insurance products.

License Verified:

License: L096878

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (69)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6735 Conroy Road, Suite 411, Orlando, FL 32835
  • Life Insurance

Why choose this provider?

Based in Orlando, PlanLife is an independent agency that provides life insurance products to clients in the local metro and its neighboring areas. It helps clients gain an understanding of their coverage needs by identifying different factors, like their earning potential, amount of debt, and number of children. It also offers other personal insurance products, such as auto, travel, and umbrella policy options. PlanLife is affiliated with United Property Insurance and Security First Florida Insurance.

License Verified:

License: L100961

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (72)
Facebook
5.0 / 5 (15)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1215 W. Fairbanks Ave., Orlando, FL 32804
  • Life Insurance

Why choose this provider?

Lancaster & Associates Insurance, Inc., is an independent agency catering to individuals, families, and businesses in and around Orlando. It provides various risk management solutions, including life insurance policies. It offers different types of coverage, such as whole life insurance and term life insurance for a specific period of time. Clients can choose from specific policies like final expense, key person, individual, and group life insurance. The veteran-owned agency also offers coverage for homes, automobiles, and identity theft.

License Verified:

License: L053547

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4767 New Broad Street, Orlando, FL 32814
  • Life Insurance

Why choose this provider?

A local independent agency with offices in Orlando and Palm Coast, Insurance Scout Partners recommends coverages with premiums designed to match the needs and budgets of clients. Since 2003, it has been comparing products like life insurance to address the needs of individuals and families in paying debts or burial costs and caring for dependents. Its agents help in shopping and comparing the features of available plans from carriers like Kemper, Chubb, and John Hancock. They also provide auto, home, and umbrella indemnity policies.

License Verified:

License: L104910

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (94)
Facebook
5.0 / 5 (7)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1372 E Vine Street, Kissimmee, FL 34744
  • Life Insurance
  • Health Insurance

Why choose this provider?

Access Community Center provides the insurance needs of families and individuals in the Orlando metro. It offers personal insurance products, including life plans. The company assists clients in acquiring term, whole, final expense, and mortgage protection coverages. It aims to protect policyholders and their families from financial losses caused by funeral expenses and mortgage debts. Its agents also help customers obtain Medicare Supplement insurance and conduct assessments to determine their healthcare needs. Access Community Center works with multiple carriers to create personalized policies.

License Verified:

License: L074410

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Orlando, FL 32803
  • Life Insurance

Why choose this provider?

Brad Shivers Insurance Agency serves business owners and individuals in Orlando. Its team of insurance brokers handles small and large-scale policies for its clients. It provides clients with consultations to factor in their short and long-term financial goals, recommends a plan, and processes policies that cover life and health. Its options for life insurance include policies with no medical exam requirements and coverage for accidental death. The company provides supplemental insurances, such as coverage for dental care and medical cash indemnity.

License Verified:

License: L048304

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5003 Old Cheney Highway, Orlando, FL 32807
  • Life Insurance

Why choose this provider?

J Meyers Insurance is a family business in Orlando that started in 1974 and is now under the management of second-generation kin. Its employees, who hold designations like CIC and CCSR, inform clients about indemnity products such as life insurance. They recommend plans that suit the unique goals of every individual like sending children to college, continuing one's lifestyle, or improving a person's health. Other insurance packages offered by the team include auto, home, and commercial lines.

License Verified:

License: L076169

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (84)
Facebook
4.9 / 5 (78)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
634 Virginia Drive, Orlando, FL 32803
  • Life Insurance

Why choose this provider?

MacLeish Insurance Agency serves the metro of Orlando. Its top concerns are protecting clients' cars, businesses, families, and homes with a full line of insurance services and financial solutions. It shops clients' policies with multiple insurances to obtain the best coverage. Whether a client has a good driving record or has been involved in violations or accidents, there is a policy for them. It has flexible coverage for motorcycles, ATVs, mopeds, golf carts, boats, and other toys. It also offers flood insurance.

License Verified:

License: R071569

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (26)
Google
4.8 / 5 (12)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
802 E Colonial Dr, Orlando, FL 32803
  • Life Insurance

Why choose this provider?

LRM Insurance Services Inc is a life insurance provider that caters to individuals in Orlando. The company provides a policy that helps pay for final expenses after a person passes including funeral or cremation costs, medical bills not covered by health insurance, unpaid obligations, and estate settlement costs. It also offers commercial establishments with workers' compensation insurance that covers employees' salaries in case of accident and death. LRM Insurance Services has 105,000 registered insurance policyholders.

License Verified:

License: L037186

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (62)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
205 South Eola Drive, Orlando, FL 32801
  • Life Insurance

Why choose this provider?

Randall is an independent insurance agency that caters to individuals and businesses in Orlando. Its life insurance policy is composed of options that include whole life, universal, final expense, and term insurance. The agents create custom-fit coverages that are designed to carry out a policyholder's needs. The agency presents various products that cover personal and family protection, automobile, homeowners', and renters' insurance. The business is committed to valuing its clients' time and responds to inquiries and custom quotes within 10-12 minutes.

License Verified:

License: L106605

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (25)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
195 Wekiva Springs Rd Ste 100, Longwood, FL 32779

Why choose this provider?

Murray Insurance Agency provides a well-rounded assortment of health and life insurance services to individuals and groups in the Orlando metro area. Its individual health insurance plans are customized to the needs of each client and can be expanded to cover families or entire organizations via group plans. This agency does Medicare supplement coverage for parts A through D and it offers dental coverage too. Murray Insurance Agency also manages complete individual life insurance plans as well as more limited final expense coverage options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
820 W Lake Mary Blvd Ste 202, Sanford, FL 32773

Why choose this provider?

IGEE Inc. is an independent insurance agency that offers both life and health insurance products. It works on behalf of individuals and families to find insurance plans that offer the kinds and levels of protection they need. This agency is experienced with all major types of life insurance policies and helps clients to purchase plans that create financial security for their dependents, whether those plans be whole or term life policies. IGEE Inc. also offers vehicle, property, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
721 Maitland Ave, Altamonte Springs, FL 32701

Why choose this provider?

The agents at the Brockman Insurance Group, an independent agency near Orlando, are free to choose from an array of life insurance policies offered by multiple carriers. They also compare policies, looking for the ones that provide their clients with the most coverage within their budgets. The agents typically arrange term life policies, suitable for meeting financial goals in specified times, such as paying off a mortgage. They also arrange permanent life insurance, continuing coverage until the policyholder's passing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1425 W Broadway St, Oviedo, FL 32765

Why choose this provider?

Winchester Insurance Inc. is an independent agency serving the Orlando metro area since 1919. It offers various forms of personal and commercial insurance products, including life insurance. Its life insurance customers are typically individuals experiencing a change in circumstances, such as buying a home, starting a family, or planning for retirement. The agency's advisers compare the policies of many leading insurance companies, enabling them to find products that provide clients with the coverage they need.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
563 Ferguson Drive Suite K., Orlando, FL 32805
  • Life Insurance

Why choose this provider?

Insurance Direct offers a range of policies to clients in the Orlando area. Its life insurance offers financial protection to beneficiaries after the policyholder passes on. It provides compensation for funeral costs, living expenses, and future needs like college tuition. Clients can also obtain auto insurance that pays policyholders in cases of theft, vandalism, and damage in road crashes. The firm's commercial insurance covers vehicle fleets, properties, and claims for workers' compensation and general liability suits.

License Verified:

License: L057230

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3586 Aloma Ave Ste 12, Winter Park, FL 32792

Why choose this provider?

Sebanda Insurance is an independent life insurance agency near Orlando, Tampa, and Miami, with 25 offices serving the surrounding communities. The agency has developed relationships with more than 100 insurance companies to provide its clients with a wide range of policy options, offering comprehensive coverage at competitive rates. Its English and Spanish-speaking agents can also advise clients on health insurance and protect them against the costs of flooding, auto accidents, and workplace injuries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7362 Futures Dr Ste 21, Orlando, FL 32819

Why choose this provider?

American Insurance Point LLC is a well-established life insurance agency in Orlando, serving clients across the surrounding communities. It specializes in various forms of insurance, including life. They attend to clients in English, Spanish and Portuguese. Its agents can help clients choose from a wide variety of life insurance policies offered by multiple carriers and assess the quality of coverage and find the best rates. They also find policies that protect homeowners and drivers from unexpected costs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (62)
Yelp
3.5 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7536 Dr. Phillips Blvd Ste 320, Orlando, FL 32819
  • Life Insurance

Why choose this provider?

Rocco English is an insurance professional affiliated with State Farm. He serves individuals, families, and businesses in Orlando and the surrounding areas. He offers a wide range of insurance coverages, including term, whole, and universal life insurance policies that help pay for college expenses, debts, and mortgages. He also provides commercial auto, health, home, pet, and rental property insurance plans. Rocco's team includes members who speak Italian and Spanish, allowing them to serve a broader range of clients.

License Verified:

License: A077838

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (76)
Facebook
4.8 / 5 (55)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • In Orlando, how do you submit a life insurance claim?

    To file a life insurance claim in Orlando, contact the insurer and provide them with information about the deceased, such as their name and birth date. You must present a death certificate or other document proving that the insured's death was covered by the policy. You will also be required to provide proof of your identity and relationship to the policyholder.

  • What will occur if you fail to pay your Orlando life insurance premium?

    If you do not make timely payments or skip any scheduled payments for your life insurance in Orlando, your policy will be canceled and all benefits will be forfeited. If a death occurs while the policy is inactive, the beneficiaries will receive no money. Premium payments must be made on time to ensure that the policy remains in effect.

  • What should you do with your group life insurance policy if you change jobs in Orlando?

    When you change jobs, ask HR about the possibility of transferring your Orlando group life insurance policy. If not, you have the option of canceling the insurance plan or allowing the coverage to lapse. Before your group life insurance coverage completely expires, you should start thinking about new life insurance coverage.

  • Is it worth it to buy life insurance in Orlando if you are single and paying off student loans?

    Yes, if your family members assisted you in obtaining private student loans, it may be worthwhile to consider purchasing a life insurance policy in Orlando to support them in the event that something unexpected occurs. When you pass away, your co-signer may be left with the bill, and you may be able to assist them with the remaining payments through your life insurance policy.

  • Should you disclose your disability when applying for life insurance in Orlando?

    Yes, you must be completely honest when applying for life insurance in Orlando, as well as during the medical examination and health questionnaire. If your insurer discovers that you failed to report your condition, they may cancel your insurance or refuse to pay your beneficiaries' death benefits. Failure to provide relevant facts to your life insurer may also be considered life insurance fraud.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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