Expertise.com

Best Pet Insurance Companies in Miami

2024

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Website
12505 NW 7th Ave, Miami, FL 33168
  • Policy Bundle Discount

Why choose this provider?

Popular Insurance serves pet parents in Miami. It offers basic, comprehensive, and pet well care protection coverages that protect owners and their families from the financial cost of an emergency. The agency has insurance packages for reptiles, exotic birds, and ferrets, covering vet visits, tests, and surgeries. Apart from health insurance, Popular Insurance also provides life and theft coverage for owners of police dogs and championship dogs, cats, and horses. Additionally, this policy intends to safeguard the lives of highly valuable animals in zoos.

License Verified:

License: R006217

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9004 SW 152 Street, Palmetto Bay, FL 33157

Why choose this provider?

Steve Myers is a State Farm insurance agent serving clients throughout Miami and the surrounding areas. He offers a variety of insurance products, such as pet insurance plans from Trupanion®. These plans include coverages for illnesses, including heart disease and cancer, injuries, treatment and procedures, and breed-specific conditions. He assists pet owners in selecting the level of coverage that suits their pets' needs. Steve has been with State Farm for over 20 years. His insurance agency also renders services in Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (16)
Yelp
4.5 / 5 (5)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4300 Biscayne Boulevard, Suite 203, Miami, FL 33137
  • Policy Bundle Discount

Why choose this provider?

Alpha Private Insurance serves individuals, families, and businesses throughout Miami and the surrounding metros. The agency provides pet insurance plans so that clients may rest easy knowing that, should their pets get sick or hurt, their medical costs would be covered. As an independent agency, it connects clients to its vast network of insurance providers, including Berkshire Hathaway, Foremost, and Hiscox. Alpha Private Insurance also uses a custom tool known as Forensic Risk Analysis to identify clients' insurable risks and, if relevant, review current coverage.

License Verified:

License: P177757

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
8600 NE 2nd Avenue, Miami, FL 33138
  • Multiple Policy Types

Why choose this provider?

Michele Belizaire assists pet owners who want to take extra care of their furry family members. She and her team aim to protect Miami-based individuals from significant financial loss caused by pets' illnesses and injuries by offering Trupanion, which generally covers expenses related to medical attention provided to pets. This includes diagnostic tests, surgeries, hospital stays, prescriptions, and even prosthetic devices and carts. Belizaire has been with State Farm since 1985 and also serves the French and Creole-speaking communities.

License Verified:

License: L002153

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (51)
Facebook
5.0 / 5 (29)
Yelp
3.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
990 Biscayne Blvd Suite 603, Miami, FL 33132
  • Policy Bundle Discount

Why choose this provider?

Spot Pet Insurance provides coverage for dog and cat owners in Miami. The agency offers flexible packages that cover unexpected injuries such as bites, cuts, broken bones, and consumed toxins. It includes plans for major and minor illnesses such as cancer, immunodeficiency viruses, urinary tract infection, and thyroid diseases. It also covers alternative therapy options such as physiotherapy, hydrotherapy, chiropractic care, and acupuncture. In addition, Spot Pet Insurance assists owners in dealing with behavioral issues like anxiety, destruction, fur pulling, and aggression.

License Verified:

License: L106229

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (630)
Yelp
2.6 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 Yamato Rd. #2250, Boca Raton, FL 33431

Why choose this provider?

Seeman Holtz Property & Casualty serves clients in the Miami area. Its pet insurance product provides financial protection for different dog and cat breeds. The policy offers compensation for medical treatments, hospitalizations, and medication. Clients can also get insurance for homes and rental properties, along with personal vehicles like cars, motorcycles, and boats. In addition, the agency offers policies for businesses that cover workers' compensation claims and trucking fleets. Seeman Holtz is part of The Florida Association of Insurance Agents.

License Verified:

License: L094577

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Yelp
4.0 / 5 (6)
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13755 SW 42nd Street, Miami, FL 33175
  • Life Insurance
  • Health Insurance

Why choose this provider?

Rick Sanchez is a Miami-based insurance agent that has been affiliated with State Farm for more than 30 years. He assists clients looking for a pet insurance policy that can cover veterinary treatments for different breed-specific conditions, such as thyroid disease, Cherry Eye, and elbow dysplasia. He also offers other products to individuals in need of property, home, auto, or life insurance options. In addition, Sanchez holds a membership with the Million Dollar Round Table.

License Verified:

License: L001630

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (228)
Yelp
4.5 / 5 (13)

Website
1444 Biscayne Blvd Suite 308, Miami, FL 33132
  • Life Insurance
  • Health Insurance

Why choose this provider?

Lexi Goza serves pet owners in Miami and nearby areas. She crafts policies for different dog and cat breeds. She also offers other products, such as car, home, property, life, and business insurance. She's the owner of the Lexi Goza State Farm Insurance Agency, which has been serving the community since 2019. She appears as a guest anchor on Queer News Tonight, which is a live news show dedicated to the LGBTQ+ community.

License Verified:

License: L110296

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (79)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How much do Miami residents typically spend on pet insurance monthly?

    In Miami, pet owners on average pay around $50 monthly for combined accident and illness coverage for dogs; for cats, it was roughly $30. Plans covering just accidents were more economical, averaging $20 monthly for dogs and nearly $10 for cats. However, specific premiums can vary based on factors such as breed, age, and even the area within Miami.

  • What are the specifics of pet insurance waiting periods in Miami?

    In Miami, to counteract potential misconduct by pet owners knowledgeable of their animal's pre-existing health conditions, insurance policies have designated waiting periods post-enrollment. While the periods for illnesses and accidents differ, coverage for accidents often kicks in promptly. However, specialized waiting times may be set for particular health issues. This approach curtails the chances of deceitful claims, ensuring system integrity.

  • Is pet insurance necessary for indoor animals in Miami?

    While it might seem that an indoor pet in Miami, such as a cat lounging most of the day, has minimal risks, it doesn't exclude them from potential illnesses or unexpected veterinary emergencies. Despite their reduced exposure to outdoor hazards, indoor animals can still face health issues. Therefore, securing pet insurance remains a prudent decision to ensure they receive the best care if needed.

  • In Miami, can residents claim pet insurance and other pet-related expenses on their taxes?

    Various expenses, ranging from pet insurance and medical treatments to grooming and transportation, might be deductible in Miami. Yet, to claim these, the pet must either contribute to earning income or fulfill a specific physical necessity. Individuals who own service or working animals can list their veterinary expenses as deductions. Additionally, fostering animals through an IRS-acknowledged charity without compensation allows for vet bill deductions.

  • How do various deductibles work in Miami's pet insurance policies?

    Pet insurance in Miami includes different deductible types, each influencing premiums. There's an annual deductible, covering all claims in a year once a set amount is reached. The per-incident deductible applies separately to each new ailment or event. Lastly, the lifetime deductible accumulates over the pet's insurance duration without yearly resets. Grasping these deductibles can guide Miami pet owners in policy choices.