Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Largo

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Largo Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1534Reviewed

926Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7616 West Courtney Campbell Causeway, Tampa, FL 33607
WebsiteLicense: L008249

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

AH Insurance Services, Inc., is an independent agency that offers personalized health insurance coverages in the Largo metro and its nearby communities. It has been in the business since 2006. The firm also has other insurance plans such as life, Medicare, long-term care insurance, and fixed annuities. Its agent, Andrew Herman, has previously worked with known insurance companies as a consultant. After his extensive knowledge in the industry, he then shifted to insurance sales in 2005.

  • Life Insurance
  • Health Insurance
  • Medicare

3446 49th Street North, St. Petersburg, FL 33710
WebsiteLicense: L069122

Expertise.com Rating

Review Sources

Google
4.0 (89)
Facebook
5.0 (15)

Why choose this provider?

Melissa Ems is an independent insurance agent serving St. Petersburg and surrounding areas, including Largo. Her services include audio insurance, boat insurance, commercial insurance, and health insurance. Melissa is a second-generation insurance agent with 25 years of experience. She is involved with the community and currently sits on the Pinellas Realtor Affiliate Business Partners as the Director of Charity Events. She also volunteers at local food drives, Babycycle Diaper Bank, and the German American Society.

  • Life Insurance
  • Health Insurance

2113 Gulf Boulevard, Indian Rocks Beach, FL 33785
WebsiteLicense: R021499

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Valery Insurance Agency, Inc., is a health insurance agency that has been providing insurance solutions for senior citizens in Largo. Its team offers health insurance products including Medicare Advantage and Medicare Supplements. In addition, it also provides dental and vision plans that are customized according to the clients' needs. It also conducts educational workshops throughout the State of Florida for pre-retirees and their spouses which include courses on senior health, final expense insurance, and discount prescriptions.

  • Individual Plans
  • Life Insurance

801 W Bay Dr Suite 423,, Largo, FL 33770
WebsiteLicense: L098499

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

Medicare Plan Choices Insurance Agency Inc. presents various Medicare advantage plans to policyholders in Largo. It helps and guides its clients in choosing the health insurance plans that suit their needs. The original Medicare insurance policy that it offers includes a Medicare supplement plan, which takes care of 20% of the Medicare-covered benefits in general. Led by Lauren Justice, the agency has been helping policyholders for more than 30 years, focusing on Medicare insurance plans over the past decade.

  • Medicare Supplements
  • Medicare Advantage Plans

700 Central Avenue, St. Petersburg, FL 33701
WebsiteLicense: L016920

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

The Stoner Organization is an independent insurance agency providing varied services to Largo residents. This agency partners with multiple national insurance carriers to deliver comprehensive insurance policies that meet its clients' coverage and premium requirements. Its team of agents has over 25 years of experience providing full-service health insurance and group employee benefits to firms of all sizes. It also offers multiple Medicare plans covering hospital and medical insurance, advantage plans, prescription drug coverage, and Medigap.

  • Individual Plans

3104 N. Armenia Av, Tampa, FL 33607
WebsiteLicense: W080039

Expertise.com Rating

Review Sources

Facebook
5.0 (78)
Google
4.8 (47)
Yelp
5.0 (1)

Why choose this provider?

Alliance Health Group is an independent insurance agency that serves clients in Largo. It offers individual and group health insurance policies, including long-term care and hospital indemnity insurance. It also assists in obtaining Medicare Advantage and Medicare Supplement plans. Additionally, the agency customizes term and whole life insurance options that may be used to pay for final expenses and pay off taxes. Alliance Health Group is a member of the Florida Association of Health Underwriters and the National Association of Insurance and Financial Advisors.

  • Life Insurance
  • Health Insurance

13220 Starkey Road, Suite 700, Largo, FL 33773
WebsiteLicense: A156697

Expertise.com Rating

Review Sources

Google
4.8 (113)
Yelp
5.0 (1)

Why choose this provider?

Jay Littlejohn is a local insurance agent who serves State Farm Insurance clients in Largo and nearby areas. One of his specializations is health insurance, helping individuals and families acquire adequate financial coverage for various medical conditions. His team handles supplementary health, individual medical, and Medicare supplement policies. He also delivers life, disability, property, auto, and business insurance products. Littlejohn has been with State Farm Insurance since 1988. He previously worked for Fortune 500 companies.

  • Health Insurance

10500 Ulmerton Road #236, Largo, FL 33771
WebsiteLicense: L091530

Expertise.com Rating

Review Sources

Facebook
4.6 (11)
Google
5.0 (7)

Why choose this provider?

Compass Health is an insurance agency that has been serving clients in Largo and the nearby areas since 2007. It offers individual, family, and small group health insurance options tailored to the clients' needs. The agency also assists with dental, supplemental, and prescription coverage products for out-of-pocket expenses. In addition, it provides Medicare Advantage plans and life insurance with living benefits. Compass Health is affiliated with Florida Health Group Inc. It has 11 different locations across Florida.

  • Health Insurance

300 E Bay Dr,, Largo, FL 33770
WebsiteLicense: L103891

Expertise.com Rating

Review Sources

Google
4.5 (15)

Why choose this provider?

The Medicare Basics is a company dedicated to helping clients by offering health insurance policies such as Medicare in Largo and surrounding communities. It guides clients in finding plans that suit their health needs and understands that it is a critical aspect of their lives. Whether they are US citizens, legal residents, people with disabilities, or those above the age of 65, the company's insurance agents assist them in acquiring insurance plans such as Original Medicare, Medicare Advantage, and Medicare Insurance.

  • Medicare Supplements
  • Medicare Advantage Plans

3607 Clark Road, Sarasota, FL 34233
WebsiteLicense: L093741

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Yelp
5.0 (2)

Why choose this provider?

West Florida Insurance is a company that offers assistance to clients in the Largo metro. It helps individuals obtain health insurance policies that cover emergency situations, preventative healthcare, and serious illness or injury. In addition, the company provides coverage for automobiles, properties, and lives. West Florida Insurance is a member of the Florida Association of Insurance Agents. Its owner, Melissa DeAngelo, gives back to the community through the Humane Society of Sarasota and Big Brothers Big Sisters of Sarasota.

  • Individual Plans
  • Group Plans

311 Park Place Blvd. Ste. 620, Clearwater, FL 33759
WebsiteLicense: L100127

Expertise.com Rating

Review Sources

Google
4.3 (14)
Facebook
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

SandStone Insurance Partners is an agency that handles the complex insurance needs of businesses, individuals, and families in Largo. The agency's insurance professionals offer health care policies to safeguard financial difficulties in the event of a medical crisis. In addition, they provide additional Medicare options for seniors who are 65 years old and above. Group health plans are also available for the employees of businesses. Additional products are homeowners', auto, business, and life insurance plans.

  • Health Insurance

801 West Bay Dr. Ste 102, Largo, FL 33770
WebsiteLicense: P147559

Expertise.com Rating

Review Sources

Google
4.8 (563)
Facebook
4.9 (83)
Yelp
1.5 (2)

Why choose this provider?

Florida Best Quote Insurance is a firm that provides concierge services to Largo individuals. Its representatives assist clients with health insurance shopping to give them a selection where they can choose a suitable product that fits their needs and budgets. They help customers secure healthcare policies covering potential losses due to medical expenses. Its specialists are also trained in discussing various kinds of insurance products to protect a client's life and properties. The company represents various carriers including Hagerty, Chubb, and Florida Peninsula Insurance Company.

  • Life Insurance
  • Health Insurance

4500 140th Ave N, Suite 101, Clearwater, FL 33762
WebsiteLicense: L053117

Expertise.com Rating

Why choose this provider?

Peoples Health Insurance, LLC., is a business that serves the Largo community. It helps individuals, families, and companies looking for health insurance by providing them with various plans to choose from. The company offers personalized health plans and explains each policy to customers. Peoples Health Insurance offers term life, whole life, and short-term health insurance. Other policies the company provides are quotations, including dental health insurance, maternity service packages, and disability insurance.

  • Group Plans
  • Life Insurance
  • Health Insurance

2410 West Bay Drive, Largo, FL 33770
WebsiteLicense: L103203

Expertise.com Rating

Review Sources

Google
5.0 (26)
Facebook
4.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Sonnenberg Insurance Services has been delivering a wide range of insurance products and services and professional counseling to individuals, families, and businesses in Largo since 1972. It provides insurance coverage for individual and group health, disability, life, long-term care, home and business owners, and automobiles. The company also offers various Medicare health plans, including Part A hospital insurance, Part B medical insurance, and Part D prescription drug coverage. In addition, Sonnenberg Insurance Services is part of the SandStone Insurance Partners Affiliate Family.

  • Individual Plans
  • Group Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is Florida's Health Insurance Marketplace the same as Healthcare.gov for Largo residents?

    No, Florida's Health Insurance Marketplace, a digital platform for health service comparisons, is not the same as Healthcare.gov for Largo residents. While the federal Healthcare.gov website offers financial assistance to a few qualifying Floridians based on their income, the vast majority of residents in Florida do not qualify. Having health insurance, however, remains mandatory for them.

  • Who is eligible for the Healthcare Insurance Marketplace in Largo?

    In Largo, any legally residing individual who is not in jail can look into the Healthcare Insurance Marketplace for coverage. Many people can get lower monthly premiums through this platform thanks to Advanced Premium Tax Credits. Furthermore, if a person's yearly earnings are less than 250% of the Federal Poverty Level, they may be eligible for Cost Sharing Reduction, which helps with out-of-pocket expenses.

  • What should Largo residents do if their health insurance is canceled?

    Residents of Largo who believe they have paid their premiums on time but are facing insurance cancellation should file an insurance grievance. If they do not enroll before the next open registration period, they must wait for the grace period. However, the Affordable Care Act (ACA) may allow for a Special Enrollment Period. For questions about eligibility, call the federal Marketplace at 1-800-318-2596.

  • What are the Marketplace options for a self-employed individual in Largo if their spouse has job-based health insurance?

    Residents of Largo who are self-employed typically cannot access Marketplace discounts if their spouse's work insurance provides family coverage. If this insurance does not cover family members, the self-employed can look into the Marketplace. While they may be eligible for aid such as premium tax credits based on their income, joint tax filing is generally required for couples.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.