Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Davie

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Davie Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

43Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5400 South University Drive, SUITE 405, Davie, FL 33328

Expertise.com Rating

Review Sources

Google
5.0 (139)
Facebook
4.6 (36)

Why choose this provider?

Chaisteli Insurance Group offers personal insurance products in Davie. Its personal insurance lines include homeowner, renters, automobile, and flood insurance options. With over three decades of experience addressing diverse insurance needs, its insurance specialists help homeowners obtain sufficient home and property coverage for risks associated with vandalism, theft, fire, hail, and hurricanes. They also conduct policy reviews to ensure policyholders receive adequate financial protection. Chaisteli Insurance Group also provides commercial insurance solutions.

  • Multiple Policy Types

P.O. BOX 551718, Fort Lauderdale, FL 33355

Expertise.com Rating

Why choose this provider?

Insurance Quotes In Florida is an insurance agency serving Davie. It specializes in comprehensive homeowners' insurance policies inclusive of coverage for things like theft and vandalism, fire disasters, and drunk-driving accidents. Its process begins with a quick introduction of the client and their needs, followed by assistance from an expert insurance agent who will work to exhaust all coverage options, and, finally, a presentation of the best policy options in which the clients get to choose their ideal coverage. Insurance Quotes In Florida also provides vehicle, recreational vehicle, life and health, and business insurance products.

  • Multiple Policy Types
  • Fire
  • Condos

300 South Pine Island Road, Plantation, FL 33324

Expertise.com Rating

Review Sources

Google
4.3 (4)
Facebook
5.0 (1)

Why choose this provider?

Focus Insurance Agency insures residential properties and offers clients coverage for their properties and their belongings. Its agents give advice on policy options to cover a range of scenarios, such as personal liability insurance to cover the costs of any guest injuries. Focus Insurance Agency also offers insurance plans for renters and for owners of condominium units. Aside from property insurance, this agency also offers general liability insurance, workers' compensation insurance, and professional liability insurance.

  • Personal Property Insurance
  • Flood
  • Condos

6100 Hollywood Boulevard, Hollywood, FL 33024

Expertise.com Rating

Review Sources

Google
4.2 (5)
Facebook
5.0 (1)

Why choose this provider?

Imma Pierre, State Farm Insurance Agent, serves several parts of the Davie metro area and sells homeowners insurance policies. This agency sells homeowners insurance, condo insurance, and renters insurance, and it consults each client to determine their needs and recommend appropriate policies. Imma Pierre, State Farm Insurance Agent, offers coverage for dwellings, personal items, and any additional structures of properties. Insurance programs are also available for vehicles, small businesses, and life or health-related needs.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

9112 Griffin Road, Cooper City, FL 33328

Expertise.com Rating

Review Sources

Google
4.6 (15)
Facebook
5.0 (6)

Why choose this provider?

Knight Insurance of Broward represents multiple insurance carriers to provide insurance options to individuals and businesses in Davie. Its homeowners' insurance solutions cover vacant homes, apartments, rental properties, renters, mobile homes, and townhomes. Its insurance specialists meet with clients to assess their needs, discuss policy limits, and help find home insurance plans that match their financial objectives. They also determine whether existing coverage is sufficient, including structural damage and property loss, and provide additional coverage options if necessary.

  • Multiple Policy Types

4801 S University Dr 131, Davie, FL 33328

Expertise.com Rating

Review Sources

Google
5.0 (13)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

TLC Insurance Agency, LLC, is an independent insurance solutions provider in Davie. The company specializes in delivering plans and packages that cater to common personal and business needs. It offers homeowners' insurance packages that cover the cost of damage in the event of a fire, vandalism, theft, or natural disasters. The policies also cover medical and other treatment expenses for when a guest gets injured within the premises of the property.

  • Multiple Policy Types

5905 South University Drive, Davie, FL 33328

Expertise.com Rating

Review Sources

Google
5.0 (35)
Facebook
5.0 (15)
Yelp
5.0 (3)

Why choose this provider?

Iten Agency is an insurance agency with more than five decades of experience in providing insurance policies to clients through its offices in Davie, Palm City, and Port Orange. Its homeowners' insurance policy provides financial protection against damage to the homes and personal belongings of its clients. The policy also covers the client's liability in case someone is injured within their property. Furthermore, it protects the client in case they, their family member, or their pet cause personal injury or property damage to other people.

  • Multiple Policy Types

18401 Northwest 27th Avenue, Miami Gardens, FL 33056

Expertise.com Rating

Why choose this provider?

Annette Willis, NFP, is an insurance agency that sells homeowners insurance plans. Policies are available with this agency that cover primary residences, secondary and vacation homes, and any property belonging to landlords or renters. It also insures particularly valuable possessions such as designer clothing items or pieces of jewelry. Annette Willis, NFP, offers flood insurance policies that cover specific circumstances as well. Other available kinds of insurance include car insurance and aviation insurance.

  • Personal Property Insurance
  • Multiple Policy Types

6115 Stirling Road, Davie, FL 33314

Expertise.com Rating

Review Sources

Google
4.9 (45)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

First Insurance of Florida offers homeowners insurance in Davie and helps clients to purchase it. Its agents advise clients on which incidents are covered by what policies and help them to make coverage selections based on their needs and individual circumstances. Policies are available to cover damage to structures, personal property, and any loss of use that clients suffer if displaced. First Insurance of Florida can insure cars, motorcycles, and boats as well.

  • Personal Property Insurance

7037 Taft Street, Hollywood, FL 33024

Expertise.com Rating

Review Sources

Google
4.6 (110)

Why choose this provider?

J and J Insurance Associates offers homeowners insurance to clients in the Davie metro area. It assists with the policy purchase process and evaluates each client's property to advise them on necessary coverage amounts. Its policies cover the replacement costs of homes as structures and offer money for living expenses and medical costs if clients are involved in disasters and can't live in their homes. Insurance is available to cover personal belongings inside of homes too.

  • Earthquake
  • Flood
  • Fire

5769 South University Drive, Davie, FL 33328

Expertise.com Rating

Review Sources

Google
4.7 (45)
Facebook
5.0 (2)

Why choose this provider?

Zot Insurance Agency has been providing homeowners' insurance in Davie and the whole of Florida since 1983. When the home is hit by certain disasters or theft, the homeowners' policy covers the damage and loss to the house itself, other structures, contents inside the home, and additional living expenses. Personal liability and medical expenses in case someone gets hurt in the property are also included. The agents work with clients to show them many coverage options, as well as the limits and exclusions of the policies.

  • Multiple Carriers
  • Multiple Policy Types

12535 Orange Drive, Davie, FL 33330

Expertise.com Rating

Why choose this provider?

Just Insure It is an independently-owned insurance agency handling the insurance needs of client through its office in Davie. The homeowners insurance policies it offers ensure that clients receive the necessary compensation to repair or rebuild their homes. It also covers the personal belongings of its clients in case they are lost to theft, fire, or vandalism. Clients have the option to select a comprehensive policy or a simple policy, which covers specific types of losses.

  • Multiple Policy Types

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Is it possible to buy a house in Davie without having insurance?

    Yes, it is possible to buy a house in Davie without having insurance because Florida does not require homeowners to have protection from theft, storms, fire, and flood. However, the mortgage lender might need the borrower to put up collateral for the loan. They are legally permitted to forego insurance or self-insure if the house is paid off.

  • Do homes in Davie need to be assessed before an insurance policy is issued?

    Insurance companies might necessitate an inspection for homes in Davie to validate the details provided on the property application. Some common property inspections encompass underwriting inspection, 4-point inspection, specialized inspection, and mitigation inspection. There is a chance that the insurer will refuse certain coverage or decide not to insure the property at all when a 4-point or specialized inspection is requested by the insurer but not given.

  • Do insurance companies in Davie employ their own inspectors to appraise homes prior to underwriting?

    Prior to the underwriting process, insurance companies in Davie employ inspectors or inspection firms to evaluate a property's condition. These inspectors are chosen and compensated by the insurers, meaning the company decides who to hire and the necessary qualifications. In Florida, there are no specific regulations governing who insurance companies can hire for their underwriting procedures.

  • What coverage options come standard with homeowners insurance in Davie?

    Homeowners insurance in Davie typically provides protection for a person's property, safeguarding both the structure and its belongings. This coverage encompasses personal possessions, whether located at the individual's residence or in other locations. It offers reimbursement for additional living expenses in situations where the home sustains damage, necessitating temporary evacuation. Additionally, the policy covers medical payments for on-property injuries and provides personal liability coverage for negligence on or off the property.

  • How can one locate lower insurance rates for homes in Davie?

    People looking for lower home insurance rates in Davie may try to shop around and find the most suitable coverage plans. To assist in cutting their premiums, they could also consider making home upgrades, like installing burglar and fire alarms or hurricane-resistant windows and doors. They may also inquire about reductions from their current insurers or combine their home and auto insurance policies. Additionally, people may choose a higher deductible in order to reduce their monthly expenses.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

Related Articles

FeaturedState Farm home insurance reviews

State Farm Home Insurance Review 2023

Expertise ranks State Farm as the fifth-best homeowners insurance based on its affordable coverage and customizable policies....

FeaturedHomeowners insurance featured image

7 Best Homeowners Insurance Companies of 2024

Expertise analyzed the top home insurance providers in the country and found that Amica is the best insurer overall.