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Best Homeowners Insurance Agencies in Davie

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Annette Willis - NFP logo
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Annette Willis - NFP

18401 Northwest 27th Avenue, Miami Gardens, FL 33056
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Annette Willis, NFP, is an insurance agency that sells homeowners insurance plans. Policies are available with this agency that cover primary residences, secondary and vacation homes, and any property belonging to landlords or renters. It also insures particularly valuable possessions such as designer clothing items or pieces of jewelry. Annette Willis, NFP, offers flood insurance policies that cover specific circumstances as well. Other available kinds of insurance include car insurance and aviation insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.3 / 5 (71)
Facebook
3.9 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Chaisteli Insurance Group logo
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Chaisteli Insurance Group

5400 South University Drive, SUITE 405, Davie, FL 33328
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  • Multiple Policy Types

Business Description

Chaisteli Insurance Group offers personal insurance products in Davie. Its personal insurance lines include homeowner, renters, automobile, and flood insurance options. With over three decades of experience addressing diverse insurance needs, its insurance specialists help homeowners obtain sufficient home and property coverage for risks associated with vandalism, theft, fire, hail, and hurricanes. They also conduct policy reviews to ensure policyholders receive adequate financial protection. Chaisteli Insurance Group also provides commercial insurance solutions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (139)
Facebook
4.6 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Insurance of Florida logo
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First Insurance of Florida

6115 Stirling Road, Davie, FL 33314
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  • Personal Property Insurance

Business Description

First Insurance of Florida offers homeowners insurance in Davie and helps clients to purchase it. Its agents advise clients on which incidents are covered by what policies and help them to make coverage selections based on their needs and individual circumstances. Policies are available to cover damage to structures, personal property, and any loss of use that clients suffer if displaced. First Insurance of Florida can insure cars, motorcycles, and boats as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Focus Insurance Agency logo
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Focus Insurance Agency

300 South Pine Island Road, Plantation, FL 33324
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  • Personal Property Insurance
  • Flood
  • Condos
  • Multiple Policy Types

Business Description

Focus Insurance Agency insures residential properties and offers clients coverage for their properties and their belongings. Its agents give advice on policy options to cover a range of scenarios, such as personal liability insurance to cover the costs of any guest injuries. Focus Insurance Agency also offers insurance plans for renters and for owners of condominium units. Aside from property insurance, this agency also offers general liability insurance, workers' compensation insurance, and professional liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Imma Pierre - State Farm Insurance Agent logo
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Imma Pierre - State Farm Insurance Agent

6100 Hollywood Boulevard, Hollywood, FL 33024
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Imma Pierre, State Farm Insurance Agent, serves several parts of the Davie metro area and sells homeowners insurance policies. This agency sells homeowners insurance, condo insurance, and renters insurance, and it consults each client to determine their needs and recommend appropriate policies. Imma Pierre, State Farm Insurance Agent, offers coverage for dwellings, personal items, and any additional structures of properties. Insurance programs are also available for vehicles, small businesses, and life or health-related needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Quotes In Florida logo
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Insurance Quotes In Florida

P.O. BOX 551718, Fort Lauderdale, FL 33355
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  • Multiple Policy Types
  • Fire
  • Condos
  • Renter's Insurance

Business Description

Insurance Quotes In Florida is an insurance agency serving Davie. It specializes in comprehensive homeowners' insurance policies inclusive of coverage for things like theft and vandalism, fire disasters, and drunk-driving accidents. Its process begins with a quick introduction of the client and their needs, followed by assistance from an expert insurance agent who will work to exhaust all coverage options, and, finally, a presentation of the best policy options in which the clients get to choose their ideal coverage. Insurance Quotes In Florida also provides vehicle, recreational vehicle, life and health, and business insurance products.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Iten Agency logo
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Iten Agency

5905 South University Drive, Davie, FL 33328
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  • Multiple Policy Types

Business Description

Iten Agency is an insurance agency with more than five decades of experience in providing insurance policies to clients through its offices in Davie, Palm City, and Port Orange. Its homeowners' insurance policy provides financial protection against damage to the homes and personal belongings of its clients. The policy also covers the client's liability in case someone is injured within their property. Furthermore, it protects the client in case they, their family member, or their pet cause personal injury or property damage to other people.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (35)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J and J Insurance Associates logo
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J and J Insurance Associates

7037 Taft Street, Hollywood, FL 33024
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  • Earthquake
  • Flood
  • Fire

Business Description

J and J Insurance Associates offers homeowners insurance to clients in the Davie metro area. It assists with the policy purchase process and evaluates each client's property to advise them on necessary coverage amounts. Its policies cover the replacement costs of homes as structures and offer money for living expenses and medical costs if clients are involved in disasters and can't live in their homes. Insurance is available to cover personal belongings inside of homes too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (110)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Just Insure It logo
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Just Insure It

12535 Orange Drive, Davie, FL 33330
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  • Multiple Policy Types

Business Description

Just Insure It is an independently-owned insurance agency handling the insurance needs of client through its office in Davie. The homeowners insurance policies it offers ensure that clients receive the necessary compensation to repair or rebuild their homes. It also covers the personal belongings of its clients in case they are lost to theft, fire, or vandalism. Clients have the option to select a comprehensive policy or a simple policy, which covers specific types of losses.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Knight Insurance of Broward logo
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Knight Insurance of Broward

9112 Griffin Road, Cooper City, FL 33328
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  • Multiple Policy Types

Business Description

Knight Insurance of Broward represents multiple insurance carriers to provide insurance options to individuals and businesses in Davie. Its homeowners' insurance solutions cover vacant homes, apartments, rental properties, renters, mobile homes, and townhomes. Its insurance specialists meet with clients to assess their needs, discuss policy limits, and help find home insurance plans that match their financial objectives. They also determine whether existing coverage is sufficient, including structural damage and property loss, and provide additional coverage options if necessary.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (15)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TLC Insurance Agency, LLC logo
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TLC Insurance Agency, LLC

4801 S University Dr 131, Davie, FL 33328
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  • Multiple Policy Types

Business Description

TLC Insurance Agency, LLC, is an independent insurance solutions provider in Davie. The company specializes in delivering plans and packages that cater to common personal and business needs. It offers homeowners' insurance packages that cover the cost of damage in the event of a fire, vandalism, theft, or natural disasters. The policies also cover medical and other treatment expenses for when a guest gets injured within the premises of the property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zot Insurance Agency logo
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Zot Insurance Agency

5769 South University Drive, Davie, FL 33328
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Zot Insurance Agency has been providing homeowners' insurance in Davie and the whole of Florida since 1983. When the home is hit by certain disasters or theft, the homeowners' policy covers the damage and loss to the house itself, other structures, contents inside the home, and additional living expenses. Personal liability and medical expenses in case someone gets hurt in the property are also included. The agents work with clients to show them many coverage options, as well as the limits and exclusions of the policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (45)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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