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Best Homeowners Insurance Agencies in Plantation

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Estrella Insurance #139 logo
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Estrella Insurance #139

3920 West Broward Boulevard, Fort Lauderdale, FL 33312
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  • Multiple Policy Types

Business Description

Estrella Insurance #139 is an insurance agency in Plantation that serves Florida, California, Arizona, and other states. It represents over 30 different companies that offer personal and commercial insurance products, providing coverage options to clients. An agent is available to help compare homeowners insurance and find the coverage that meets the clients' requirements. This policy properly protects homes and assets against disasters. Estrella Insurance also offers landlord and renters insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.9 / 5 (126)
Facebook
3.5 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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JD Insurance & Financial Services​ logo
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JD Insurance & Financial Services​

1858 North University Drive, Plantation, FL 33322
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

JD Insurance & Financial Services is an independent insurance agency based in Plantation that has been serving South Florida since 1999. With access to multiple insurance providers, this allows the agency to provide plenty of homeowners' insurance coverage options. A standard policy insures the whole property and the contents. JD Insurance & Financial Services also offers auto and life insurance and final expense and Medicare solutions. Its staff also specializes in recreational toys and small business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Knight Insurance of Broward logo
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Knight Insurance of Broward

9112 Griffin Rd., Cooper City, FL 33328
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Knight Insurance of Broward is an independent insurance agency that provides its services to Plantation. The agency offers homeowners' insurance that will help people protect their homes from disasters. Its team of insurance agents also guides clients by explaining various homeowners' insurance and their differences so that they can choose the one that is right for them. Owned by Barry Sanders, Knight Insurance of Broward also has auto and business insurance. Sanders is the current president of the Broward County Latin American Association of Insurance Agencies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.6 / 5 (15)
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McGriff Insurance Services, Inc. logo
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McGriff Insurance Services, Inc.

1801 North Pine Island Road, Plantation, FL 33322
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

McGriff Insurance Services, Inc., has been in the insurance industry for more than a century. Initially founded as McGriff, Seibels & Williams in 1886, it is now part of Truist Insurance Holdings, Inc., which is one biggest insurance brokers in the world. It services individuals and businesses in Plantation by providing customized and consultative insurance solutions. Its homeowners' insurance policies cover theft, vandalism, fire and smoke, storms, hurricanes, and sewer back-ups. It has partnerships with the leading insurance companies in the nation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.6 / 5 (79)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nancy Wolfe-Smith - State Farm Insurance Agent logo
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Nancy Wolfe-Smith - State Farm Insurance Agent

7803 SW 6th CT, Plantation, FL 33324
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Nancy Wolfe-Smith, State Farm Insurance Agent, sells homeowners insurance in Plantation. This office extends 24/7 availability to clients and helps them to deal with any issues they have related to purchasing homeowners insurance policies or issues with existing policies. Its agents help clients to make insurance claims when their homes are hit by floods, wind storms, or other scenarios. Nancy Wolfe-Smith, State Farm Insurance Agent, is a multifaceted office that also sells auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pelican Insurance logo
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Pelican Insurance

499 Northwest 70th Avenue, Plantation, FL 33317
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  • Multiple Policy Types

Business Description

Pelican Insurance is an independent insurance firm that serves the Plantation metro area and nearby localities. The company assists homeowners, first-time home buyers, and mortgage customers in choosing the right homeowners insurance that best fits their situation. Its licensed agents provide several coverage options from various insurance carriers, including property damages to homes and belongings due to natural disasters or theft, medical expenses for injuries incurred by guests within the property, and legal liabilities. The company also handles commercial auto, business, and other types of property insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Serenity Insurance Services, Inc. logo
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Serenity Insurance Services, Inc.

4141 Northwest 88th Avenue, Sunrise, FL 33351
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Serenity Insurance Services, Inc., provides personal and business insurance solutions for clients in Plantation and throughout the region. The agents help clients evaluate the different homeowners' insurance policies available in terms of financial strength and coverage options to find the one that suits the client's needs and priorities. The insurance policies are available for single detached homes, condominiums, rental properties, investment properties, and vacation properties. The company represents over 20 homeowners' insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.9 / 5 (11)
Facebook
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zabella logo
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Zabella

81 South State Road 7, Plantation, FL 33317
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  • Multiple Policy Types

Business Description

Zabella is an insurance agency in Plantation that offers insurance policies for homeowners. The homeowners' insurance serves as protection that pays for the repair and replacement of a home and personal properties that have been damaged by fire, theft, or other covered events. It can also protect the homeowner from personal liability if a guest is injured while on the property or the policyholder inadvertently causes damage to another's property. Zabella is an independent agency connected with more than a dozen insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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