Best Car Accident Lawyers in Loveland

FAQs

• What is the non-emergency contact number for the local police station in Loveland, Colorado?

  You may contact the City of Loveland Police Department at 970-667-2151 for non-emergency cases.

• Where can I get a copy of police reports for incidents related to my case in Loveland, Colorado?

  To request an accident police report in Loveland, you must complete the records request form. Provide your name and contact information and sign the pecuniary gain statement required by the Colorado state statute. The request form can be emailed to records@cityofloveland.org or sent via fax to 970-962-2916.

• What does one do if the at-fault party's insurance company offers a settlement after a car accident in Loveland?

  Plaintiffs in car accident lawsuits in Loveland are discouraged from accepting any settlements with at-fault parties' insurance companies. Insurance adjusters may try to reduce the amount of compensation. It is important to consult a personal injury attorney because they can help calculate and determine the maximum amount of the claim allowable by law. They will also investigate and work with reconstruction and medical experts to gather evidence and strengthen victims' cases.

• What causes car accidents in Loveland?

  Most car accidents in Loveland are caused by driver error. According to the Colorado Department of Transportation, Larimer County ranks fifth in the state of Colorado for fatal accidents resulting from distracted driving. It is also reported that approximately 600 accidents in the metro every year involve drivers who are suspected or convicted of driving under the influence (DUI).

• What is the waiting period for a Loveland car accident settlement check?

  You can expect a car accident settlement check in Loveland one to six weeks from the time of the settlement with the insurance company, including your approval of the settlement amount. If your car accident claim goes to trial and the judge or jury declares a decision, you can expect your settlement within weeks.

• In what ways does the summer season in Loveland contribute to car accidents?

  During the summer season in Loveland, there is an increase in traffic because people go to popular attractions, such as Boyd Lake, Bobcat Ridge, and Devil’s Backbone. Most students are also out of school and more likely to meet their friends at places like Loveland Laser Tag. In addition, roadworks and repairs are also scheduled during the summer months.

• Is there a time frame for filing a car accident lawsuit in Loveland?

  Yes. Loveland plaintiffs who have been involved in car accidents are given three years to file a personal injury lawsuit. If they fail to pursue a case within the given time frame, they will not be able to bring a legal claim. However, there are limited exceptions to Colorado's statute of limitations, including cases involving minors, the discovery rule, and product liability claims.

• How do I choose a car accident lawyer?

  To select a car accident lawyer, consider the lawyer's experience, focus, and reputation. While nearly any attorney can negotiate with insurers for a settlement, not all attorneys have amassed experience litigating a claim in a court of law. Choose an attorney with a background that includes car accident claimants; it's helpful if the attorney is focused on personal injury law. Lastly, read reviews from previous clients to get a feel for the attorney's helpfulness and responsiveness to clients. The best lawyer for your case is one that you feel comfortable and confident working with.

• What steps should I take after a car accident?

  Immediately following a car accident, get out of traffic as soon as possible and dial 9-1-1. Exchange car insurance information with any other involved drivers and get a police report as soon as possible. Be truthful about what happened, even if you are at fault, but stick to reporting the facts of the accident without offering an opinion on who is to blame. If possible, take photos of your car, other cars at the scene, and the scene itself.

• (When) Do I need a lawyer after a car accident?

  Start working with a car accident lawyer as soon as possible following your car accident (some attorneys even make hospital visits). By reaching out for legal help early on, you avoid some of the pitfalls of trying to handle your claim on your own. Your attorney can also get the ball rolling on reimbursement for your medical bills and lost wages while awaiting the outcome of your claim.

• How long after a car accident can you claim an injury?

  The length of time you can file a claim for an injury following a car accident is governed by the statute of limitations in your state. Although it varies, most states set the statute of limitations for injured parties to seek compensatory damages at three years following the accident or three years after you discover your injuries. In cases where children are injured, the statute of limitations may be longer.

• What do I do after a car accident that I'm not responsible for?

  After an accident that's not your fault, seek immediate medical help if you are injured. Once it's safe to do so, obtain the other driver's contact and insurance information, any statements from witnesses, and photos of the scene. Obtain a police report and contact your insurer and the at-fault party's insurer. If you are injured, schedule a consultation with a car accident attorney to discuss your legal options.

• What happens if someone sues you after a car accident?

  If you have car insurance in force at the time of the accident, your insurance is contractually bound to represent you on any claims that arise, indemnifying you against loss up to the limits of your policy. You can help your insurance company by cooperating fully. If the plaintiff in any lawsuit obtains a judgment above your policy limits, then you can be held personally responsible for any damages awarded.

• What/how much can I expect from a car accident settlement?

  According to the Insurance Information Institute, the average bodily injury claim in 2018 was $15,785. The amount of any particular car accident settlement hinges primarily on the severity of the injuries sustained as a result and whether or not any partial or total permanent disability was caused by the accident. Claims that involve broken bones or nerve damage likely settle for more than claims where soft tissue injuries are present.

• How do I arrange a rental car after an accident?

  To arrange a rental car after an accident, first consider whether your insurance or the other party's insurance will be paying for the rental. If another driver is found to be at-fault for the accident, that driver's insurance may pay the costs. If you are responsible, your insurance may pay if your policy covers such expenses. Speak with your insurance adjuster to determine if you have benefits available.

• How long does it take for car insurance to go back down after an accident?

  Post-accident rate spikes can last anywhere from three to five years, depending on your insurer. However, if damages incurred during the accident are less than $2,000, your rate may not go up at all. Three years is typical for collision and property damage claims. Five years is not uncommon in accidents involving bodily injury claims, DUI or DWI, reckless driving, or serious violations at the time of the accident.

• How to settle a car accident claim without a lawyer?

  To negotiate a car accident settlement without a lawyer, you'll have to prove that the other party was to blame for your damages. Gather evidence at the scene to support your claim, including witness statements and photos. Seek medical treatment for your injuries immediately. Notify the other driver's insurer of your intent to file a claim. If you reside in a no-fault state, you will need to use your personal injury protection (PIP) benefits first before filing a claim against the other party for medical expenses and bodily injury. Be prepared with medical records, police reports, receipts for out-of-pocket accident-related costs, and proof of lost income due to the accident before beginning negotiations.