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Best Financial Advisors in San Marcos

2023

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Website
4747 Executive Drive, Suite 1010, San Diego, CA 92121
  • Financial Planning

Why choose this provider?

Serving San Marcos, Bull Oak Capital's experienced financial advisor provides personalized investment management and financial planning strategies to retirees, professionals, and business owners. The firm conducts a thorough review of a client's financial status and proceeds with creating and implementing a custom-made plan to help reach long-term financial goals. Investment News recently named Ryan A. Hughes, the firm's founder, as one of its 2021 40 Under 40. Bull Oak Capital was also named one of the fastest-growing firms by Wealth Management magazine.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
4.9 / 5 (46)
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4540 Kearny Villa Road, San Diego, CA 92123
  • Estate Planning
  • Retirement Planning

Why choose this provider?

Wealth Legacy Group, Inc., is a San Diego-based company that serves clients throughout San Marcos and its neighboring communities. It offers financial planning services using The Wealth Legacy Assessment™ to evaluate clients' current financial standing and provide recommendations for financial management. It helps clients in matters involving investments and financing, retirement, risk management and reduction, and estate planning. R. J. Kelly, company founder, is a registered investment advisor with over three decades of industry experience. He also holds a Chartered Financial Consultant designation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Website
999 Corporate Dr, Ste 255, Ladera Ranch, CA 92694
  • Financial Planning

Why choose this provider?

Prudent Investors provides financial guidance to individuals, families, and fiduciaries in San Marcos. The firm helps its clients identify their financial goals in order to recommend opportunities that may enhance their final outlook. Some of the services it offers include long-term care insurance, investment management, estate administration, tax estimate and documentation, and monitoring of legislative changes. Jeremy Lau, a Certified Financial Planner and Chartered Financial Analyst, is the firm's current president and chief investment officer.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
955 Boardwalk Suite 203, San Marcos, CA 92078
  • Tax Preparation
  • Estate and Trust Specialist
  • Finance Planning

Why choose this provider?

Pacific Tax & Financial Group serves the financial planning needs of individuals in and around San Marcos. With more than 25 years of experience in the business, the firm aims to help clients attain financial security through its broad range of financial planning solutions. This includes tax planning, business counseling, and estate planning. One of the firm's financial advisors, David Simpson, is an IRS Enrolled Agent and a Life Insurance Agent who has been preparing income tax returns since 1995.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (97)
Yelp
4.7 / 5 (68)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
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Detail
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Website
2424 Verano Way, Vista, CA 92081
  • Estate Planning
  • Finance Planning

Why choose this provider?

Founded in 2020, Birchwood Capital offers its services in the San Marcos metro and nearby areas. It helps individuals and families achieve financial security through its comprehensive financial planning and investment management solutions. The company provides customized portfolios suited to clients' needs. Its financial advisors also deal with tax planning services. Birchwood Capital works with various investment management firms, including Dimensional and Vanguard. Its founder and president Stephen Nelson is a member of the XY Planning Network.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
217 Via La Paz, San Marcos, CA 92078
  • Tax Planning
  • Retirement Planning
  • Financial Planning

Why choose this provider?

Cheryl Callen, CPA, offers various services to guide clients in San Marcos in achieving their financial objectives. It is an accounting and bookkeeping firm that also caters to clients' needs for tax preparation and financial planning. It aids individuals in the building and preservation of wealth, assisting them with retirement planning, college savings, debt management, and passing legacy to heirs. Callen, who is also a financial advisor, previously worked as an income tax auditor for the Idaho State Tax Commission.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
533 S Vinewood St, Escondido, CA 92029

Why choose this provider?

RetirementDNA serves clients in San Marcos and the surrounding metros. It helps individuals and business owners craft financial and retirement plans, as well as provides assistance in managing their investments. Its team of advisors work with their clients in developing strategies and solutions focused on achieving financial wellbeing. Managing director Daniel Dubois has more than 25 years of financial industry experience. One of the firm's financial advisors, Michael McDade, has earned the Certified Financial Planner designation.

Website
6154 Innovation Way, Carlsbad, CA 92009
  • Certified Financial Planner (CFP)
  • Financial Planning
  • Wealth Management
  • Chartered Financial Analyst (CFA)

Why choose this provider?

Since 2011, Seaside Wealth Management has been helping residents in San Marcos. It guides a wide range of clients, including business owners and working professionals, in the process of financial planning. The company has experience advising individuals on issues involving tax and education planning. It also builds investment portfolios and uses an academic research-based approach to obtain long-term returns for clients. The company's founder, Brad Lineberger, was a board member of the San Diego Financial Planning Association. He teaches retirement planning at MiraCosta College.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2131 Palomar Airport Road Suite 214, Carlsbad, CA 92011
  • Retirement Planning

Why choose this provider?

GFH Financial helps individuals and commercial clients in San Marcos achieve their economic goals. With over 20 years of experience, its financial advisors tailor strategies for wealth accumulation, tax planning, insurance coverage, and budgeting. The company also assists customers in matters related to retirement and estate planning. GFH Financial was established and is led by Gregg Himfar, a Certified Financial Planner. Himfar began his career in the financial industry as an internal wholesaler at American Skandia, now known as Prudential, in Connecticut.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2710 Loker Ave W #230, Carlsbad, CA 92010
  • Financial Planning

Why choose this provider?

Serving clients in the San Marcos area, Frank Financial Advisors offers comprehensive retirement planning, investment advisory, and financial planning services. Founded in 2003, the firm offers independent and personalized financial advice to clients. Consultations are offered to understand clients' goals and current financial situation prior to crafting financial plans and investment strategies. Company president and CEO Todd E. Frank is a CPA and a certified Personal Financial Specialist. Frank's clientele includes doctors, executives, lawyers, and other professionals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 Birmingham Drive, Suite 240F, Cardiff by the Sea, CA 92007
  • Finance Planning

Why choose this provider?

Seawise Financial is a fiduciary firm that has been in the industry for more than two decades. It provides retirement planning, tax advice, and investment management services to San Marcos retirees and mid to late-career professionals who want to prepare for retirement. It also offers savings and cashflow planning, college planning, insurance and real estate reviews, and employee stock option analysis. The firm has been featured in CNN Business, Associated Press, The Washington Post, Fox Business, Bankrate, and TheStreet.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11440 W Bernardo Ct Suite 290, San Diego, CA 92127
  • Estate Planning
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Investment Management
  • Financial Planning

Why choose this provider?

Nautica Wealth Advisors is a financial services company that serves the San Marcos area. Its team develops financial plans for clients, which involve learning about their goals, organizing financial data, building investment portfolios, and continuously monitoring and reviewing plans. The financial advisors also educate retirees on possible income sources such as savings, investments, and retirement plans. Jayne M. Byrne, one of the firm's wealth advisors, started working in the financial industry in 1980. She is a member of the Financial Planning Association of San Diego.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
955 Boardwalk, Suite 203, San Marcos, CA 92078
  • Estate Planning

Why choose this provider?

Pacific Financial Group is an advisory firm serving San Marcos. One of its associates, David Simpson, is a Certified Financial Planner who has been preparing income tax returns since 1995. He offers financial planning services, which include developing a customized program that suits the client's specific needs and financial goals. Through the firm's affiliations, Simpson allows the clients access to a wide array of resource lists, including stocks, bonds, and annuities. He is also an IRS Enrolled Agent and a Chartered Financial Consultant.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6128 Innovation Way, Carlsbad, CA 92009
  • Financial Planning

Why choose this provider?

Intelligence Driven Advisers offers a range of services to promote the financial well-being of clients in San Marcos. The firm offers financial planning, investment, and wealth management services. Its advisors inform individuals on how to protect and grow assets like a home, retirement fund, or savings. In addition, they provide fiduciary advice on 401k retirement plans. Managing director David Brasfield is a Chartered Retirement Plans Specialist. He has been working for the organization's wealth and retirement planning for private clients and plan participants since 1996.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.5
Responsiveness
Friendliness
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Helpfulness
––
Detail
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Frequently Asked Questions

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What happens to the unused funds from your 529 savings plan in San Marcos?

    If your 529 savings plan in San Marcos has extra money or unused funds, the account holder may be reassigned to another eligible relative. Additionally, you can utilize the money to pay for another member of your family's eligible educational costs. The unused funds may be withdrawn without penalty in the tragic event of the student's mortality or disability.

  • During the initial meeting, what financial data would a financial advisor in San Marcos gather?

    A San Marcos financial counselor will need to know specifics about your current financial and personal condition during the initial consultation. Your sources of income, debts or liabilities, any assets you possess or anticipate owning, and other information that may affect your financial situation are a few examples of the details that will be obtained during the meeting.

  • Can you experience a financial loss in your San Marcos Roth IRA?

    Yes, you can experience a financial loss in your Roth IRA for certain reasons, including early withdrawal fees, market changes, or failing to give your money enough time to accumulate compound interest. You can select low-risk assets for your investment portfolio in San Marcos if you have a low-risk tolerance.

  • In San Marcos, is it possible to have numerous Roth IRAs?

    Yes. In San Marcos, there are no limitations on how many IRAs you can buy. Additionally, you can start your wife a spousal Roth IRA and make contributions to her account from your earnings. The overall donation limits, though, are the maximum you can give. You can make annual contributions of up to $6,000, or $7,000 if you're 50 or older.

  • What formula is used in San Marcos to determine Social Security benefits?

    Your Social Security benefits are computed according to the 35 years where you made the greatest money. If you have been employed for fewer than 35 years, periods with no income are recorded as zeros. As a result, your average wages will be reduced, which will have an impact on your Social Security benefits in San Marcos.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

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