- Debt Settlement
California Bankruptcy Law represents consumers in Oakland and nearby locations. Its attorney, Malcolm Ruthven, helps clients stop foreclosures and lawsuits through bankruptcy filings. He guides them through the process of filing for chapter 7 and chapter 13 bankruptcy. The former discharges debts, while the latter allows clients to settle debts in multi-year repayment plans. He also offers online resources for clients seeking to restore their credit. Ruthven is a recipient of the Wiley M. Manuel Award from the State Bar of California.