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Best Bankruptcy Attorneys in Northridge

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Bereliani Law Firm logo
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Bereliani Law Firm

12100 Wilshire Boulevard, Los Angeles, CA 90024
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Bereliani Law Firm offers legal representation for individuals and businesses considering bankruptcy in the Northridge area. The firm assists clients in the process of filing for chapters 7 or 13 bankruptcy and informs them on creditor abuse and debt settlement cases. It also educates clients on when to file for bankruptcy and what protection the co-signer shall obtain during the case filing. Its principal, Sanaz Sarah Bereliani, carries experience managing over 1,500 legal cases and has assisted multiple clients throughout the bankruptcy process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Avvo
5.0 / 5 (80)
Google
4.7 / 5 (27)
Facebook
3.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Ghanooni Law Firm logo
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Ghanooni Law Firm

1901 Avenue of the Stars, Los Angeles, CA 90067
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Based in Los Angeles, Ghanooni Law Firm is a bankruptcy law firm that has been serving clients throughout Northridge and the surrounding areas. Its bankruptcy attorney represents individuals in chapters 7 and 13 bankruptcy cases. The law firm also assists clients in settling their debts and has helped them keep their homes, cars, and other assets. The founder of the firm, Eliza Ghanooni, has years of experience in representing clients in the court for the Northern, Central, Southern, and Eastern Districts of California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Law Offices of Kevin T. Simon, APC logo
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Law Offices of Kevin T. Simon, APC

21241 Ventura Boulevard, Woodland Hills, CA 91364
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt

Business Description

Law Offices of Kevin T. Simon, APC, is a bankruptcy law firm serving clients in Northridge. The firm offers legal assistance to individuals and small businesses considering bankruptcy and looking for mortgage solutions. Its principal, Kevin T. Simon, assists clients by evaluating their financial situation and educates them on which type of bankruptcy applies to their situation. For over 15 years, Kevin has filed more than 5,000 bankruptcy cases and extends his area of practice to real estate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Offices of Larry D. Simons logo
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Law Offices of Larry D. Simons

15545 Devonshire Street, Mission Hills, CA 91345
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of Larry D. Simons is a bankruptcy law firm catering to clients in and around Northridge. It helps people that are facing or filing for different types of bankruptcy, including chapter 7 and 13 claims. The firm guides them on how to proceed and represents them for negotiations and settlements. Its attorneys also have nearly half a century of experience in representing clients for litigation. Additionally, the firm helps those with concerns about estate planning and assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MVP Law Group logo
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MVP Law Group

17337 Ventura Boulevard, Encino, CA 91316
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement
  • Chapter 11 Bankruptcy

Business Description

Bankruptcy law firm MVP Law Group has been serving communities in Northridge, Encino, and surrounding areas with their legal needs. Its bankruptcy lawyer, Maria V. Primushko, provides services to businesses seeking protection from creditors, debt restructuring, foreclosure, wage garnishments, and bank levies. She has extensive knowledge and experience in handling chapter 7 and chapter 13 bankruptcies. Her law firm also assists in estate planning and elder law. Primushko has worked for the district attorney’s office in St. Petersburg, Russia and CT Corporation in Los Angeles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (18)
Avvo
4.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Nathan A. Berneman, APC logo
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Nathan A. Berneman, APC

3835r Thousand Oaks Boulevard, Westlake Village, CA 91362
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Nathan A. Berneman, APC, is a bankruptcy law firm serving individuals and families in Northridge and surrounding areas. The bankruptcy lawyer in this firm, Nathan Berneman, helps his clients with their financial problems by assessing their situation, identifying options to eliminate debts, explaining the differences between chapter 7 and chapter 13 bankruptcy, and assisting them throughout the whole bankruptcy filing process. Nathan A. Berneman has more than 20 years of legal experience and strives to stay on top of the latest code changes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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––
Sevan Gorginian, Esq. logo
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Sevan Gorginian, Esq.

450 North Brand Boulevard, Glendale, CA 91203
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  • Chapter 7 Bankruptcy
  • Student Loan Debt

Business Description

Sevan Gorgininan, Esq, is a bankruptcy law firm offering its services to clients in Northridge. The firm offers debtor and creditor representation and bankruptcy litigation. Sevan Gorgininan, the firm's owner, is an experienced bankruptcy attorney and adjunct professor of business law at CSUN. He handles discharging student loans through bankruptcy, assisting clients in all matters, including consultation, trustee meetings, and monitoring after the discharge order. Clients recommend him for his exceptional professionalism, honesty, and care for his clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
Shevitz Law Firm - Los Angeles logo
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Shevitz Law Firm - Los Angeles

3435 Wilshire Boulevard, Los Angeles, CA 90010
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Shevitz Law Firm handles bankruptcy cases in Northridge and the surrounding areas. The firm represents debtors, creditors, and businesses in different areas of bankruptcy law such as chapters 7, 11, and 13 cases. Its bankruptcy lawyer works with creditors in the process of filing a proof of claim and motion for relief, as well as objections to plan confirmation. David S. Shevitz is a certified specialist in the practice of bankruptcy law. He is a member of ABI and a board member of CDCBAA.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

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