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Best Mortgage Brokers in Marin County

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America's Home Loans logo

America's Home Loans

4340 Redwood Highway, San Rafael, CA 94903
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  • Refinance

America's Home Loans is a full-service mortgage brokerage that serves Marin County. It provides a number of financing options such as non-conforming, VA, and FHA loans along with Fannie and Freddie mortgages. The loan specialists also address clients' refinancing needs which may involve switching from an adjustable-rate to a fixed-rate mortgage. They have partnerships with more than 40 lenders, allowing them to find programs suitable for clients' needs. America's Home Loans is a National Association of Mortgage Brokers member.

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America's Home Loans logo

America's Home Loans

6 Petaluma Boulevard, Petaluma, CA 94952
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  • Refinance
  • Purchase Transactions

America's Home Loans is a mortgage lending company offering loans in Marin County and surrounding areas. The company assists home buyers, including those seeking to purchase a home for the first time, in purchasing and refinancing a property through its wide selection of loan options. America's Home Loans offers FHA loans, VA loans for veterans and army personnel, and jumbo loans aimed to fit the needs of clients. America's Home Loans has its own home loan payment calculator that clients can download through their phones.

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Amy Yamamoto logo

Amy Yamamoto

1099 D Street, San Rafael, CA 94901
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  • Commercial Loans
  • Multi-Family Loans

Amy Yamamoto serves clients in Marin County and the rest of California. With two decades of mortgage industry experience, she provides loan services and programs including renovation, USDA, FHA, and VA loans. Conventional loans, HomeReady, and Home Possible are also available. Additionally, she offers builder loans for new construction projects. Amy is a branch manager at Caliber Home Loan, a nationwide mortgage lender founded in 2008. Her background includes working in the public accounting field as a financial auditor.

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Brian Inciardi logo

Brian Inciardi

362 Ignacio Boulevard, Novato, CA 94949
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  • New Construction

Brian Inciardi is a mortgage broker who serves clients in Marin County and the surrounding areas. He provides multiple types of individual home loans, particularly conventional, VA, FHA, jumbo, and hybrid fixed-rate loans. He offers financing solutions for apartments and commercial properties. Loan options for real estate construction projects are also offered. Brian has been working with accountants, financial planners, and Realtors for almost 40 years. He previously worked in a bank where he was a top producer.

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California Mortgage Advisors logo

California Mortgage Advisors

4304 Redwood Highway, San Rafael, CA 94903
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  • Refinance

California Mortgage Advisors is a full-service mortgage firm that has been offering services in Marin County and its surrounding areas since 1993. The company is being led by Jack Terrell who has a total of over $1 billion in loan volume from his over 2,500 originated transactions as a loan originator. California Mortgage Advisors provides various mortgage options such as second, adjustable-rate, and fixed-rate mortgages. In addition, it also offers different loan services like VA, FHA, construction, and jumbo loans.

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Clear2Close Brokers logo

Clear2Close Brokers

1682 Novato Blvd, Novato, CA 94947
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  • New Construction
  • Refinance

Clear2Close Brokers is a mortgage brokerage that has been serving Marin County and the nearby communities. It helps first-time and repeat home buyers secure a purchase loan by comparing interest rates and terms and guiding them through the purchase process. The company also provides loan options including 30- and 15-year fixed mortgage, jumbo, FHA, VA, ARM, and reverse mortgage. Clear2Close Brokers has access to 40 different lenders. The company was established in 2019 by the husband and wife team of Paul and Danielle Olbrantz.

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David Cary logo

David Cary

300 Valley Street, Sausalito, CA 94965
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  • Refinance
  • Purchase Transactions

David Cary is a mortgage broker at C2 Financial Corporation who serves clients in Marin County. David has more than 20 years of experience as a mortgage broker in California. Before establishing his own company, Cary Financial, he worked as a broker associate with Pacific Capital Mortgage and California Mortgage Advisors in the San Francisco Bay Area. He decided to merge his firm with C2 Financial in 2012 with the aim of meeting the jumbo financing needs of his clients.

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DiVita Home Finance, Inc. logo

DiVita Home Finance, Inc.

1610 Tiburon Boulevard, Tiburon, CA 94920
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  • Refinance
  • Reverse Mortgages

Established in 2007, DiVita Home Finance, Inc., is a mortgage broker that caters to clients in the Marin County metro. It offers a wide range of home loan options, including no tax return programs, reverse mortgages, and VA loans. Additionally, it serves clients who are experiencing bankruptcy or foreclosure. DiVita Home Finance's team has over 100 years of combined experience. Owner Michael DiVita started the firm with the goal to help customers find the program that matches their needs.

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Dominique Stevens logo

Dominique Stevens

4040 Civic Center Drive, San Rafael, CA 94903
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  • Refinance
  • Purchase Transactions

Dominique Stevens has been serving clients throughout Marin County and surrounding areas for more than 15 years. She offers mortgage solutions, including fixed-term and adjustable-rate mortgages as well as VA, jumbo, and FHA loans. Dominque Stevens also helps clients with reverse mortgages, allowing homeowners to transform home equity into cash with no monthly mortgage payments. She also provides 203K and HARP loans. She shares her knowledge in The San Francisco Chronicle, advising clients and readers on the mortgage process and management.

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Golden Gate Lending Group logo

Golden Gate Lending Group

1680 Tiburon Blvd Unit 9, Tiburon, CA 94920
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  • Refinance

Golden Gate Lending Group meets the financial needs of homeowners in Marin County. It offers bridge loans to clients who want to move to new properties purchase before their current homes are sold. Its staff members also process customers' applications for privately funded and owner-occupied loans. They help families obtain second mortgage, fix-and-flip, and construction loans. The founder, Sofia Nadjibi, is a certified mortgage planner with over 20 years of industry experience.

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Greg Wilcox logo

Greg Wilcox

1129 Industrial Avenue, Petaluma, CA 96002
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  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

Greg Wilcox is a mortgage advisor under Northbay Home Loans who offers personalized mortgage solutions for residents in Marin County. He also serves other cities in California and Oregon. He assists clients in purchasing a new house or refinance existing loans with his comprehensive mortgage services. He helps various types of consumers such as investment and first-time homebuyers and seniors seeking reverse mortgages. Greg has been helping clients achieve their dream property since 2000.

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Hannah Edwards logo

Hannah Edwards

899 Northgate Drive, San Rafael, CA 94903
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  • Refinance

Hannah Edwards is a mortgage broker with Clear2Close Brokers. She offers a range of financial solutions for families and individuals in Marin County, including reverse mortgage and home equity conversion mortgage. Hannah has been in the real estate business since 1989 and has worked as a loan officer for 27 years. She specializes in mortgage products for baby boomers, and she has experience in funding simple and complex residential transactions in all phases of the real estate cycle.

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Jehoshua Shapiro logo

Jehoshua Shapiro

1425 North McDowell Boulevard, Petaluma, CA 94954
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  • New Construction
  • Refinance

Jehoshua Shapiro owns eMortgages.com, an online mortgage business serving the Marin County area. Shapiro aims to make a difference by making the company readily accessible to clients online 24/7. He and his team of agents work with individuals looking to find the best rates to purchase new homes, refinance their current homes, or take an equity loan. The company offers different loan options including jumbo, conventional, FHA, VA, and investment property loans. He is also a Certified Mortgage Advisor.

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Julie Malta logo

Julie Malta

232 Townsend Street, San Francisco, CA 94107
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  • Refinance
  • Reverse Mortgages

Julie Malta is a loan officer with Guarantee Mortgage, serving clients in Marin County and the rest of California. She assists with conventional loans, jumbo, VA, FHA, and first-time homebuyer programs. Julie spends time with clients to explain the mortgage processes and help them choose the plan that fits their needs. Furthermore, she provides refinancing solutions to homeowners who want to consolidate debts, lower mortgage payments, and get cash equity from their homes.

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Larry Martinez logo

Larry Martinez

4304 Redwood Highway, San Rafael, CA 94903
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  • Refinance

Larry Martinez is a mortgage advisory providing services for Marin County residents. He specializes in helping clients find lending programs that fit their current needs and works with them closely throughout the process to ensure deadlines are met and that their loan closes on time. Larry's clients include first-time home buyers, move-up and second home buyers, refinancing homeowners, investment buyers, and seniors seeking reverse mortgages. Larry is a part of California Mortgage Advisors, Inc., a full-service mortgage group established in 1993.

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Martin Yataco logo

Martin Yataco

2620 Lakeville Highway, Petaluma, CA 94954
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  • Multi-Family Loans

Martin Yataco is a mortgage advisor with Preferred Rate servicing Marin County. After more than 15 years of working in the real estate industry, he now offers personalized mortgage solutions for individuals who are planning to purchase a home or refinance their mortgage. Martin specializes in different types of loans such as FHA, VA, and jumbo. Thirty-year and 15-year fixed mortgages are also offered as loan options. Additionally, Martin helps clients understand the mortgage process. Services are available in English and Spanish.

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Mary Jo Lafaye logo

Mary Jo Lafaye

1000 4th Street, San Rafael, CA 94901
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  • Reverse Mortgages

Mary Jo Lafaye is a mortgage broker who spealizes in handling reverse mortgages in Marin County and the surrounding areas. She helps clients protect retirement portfolios, reduce monthly mortgage expenses, create funds for home repairs and upgrades, and plan for retirement with housing wealth. Lafaye is a home equity retirement specialist who has accumulated 17 years in the industry. She has trained private bankers and wealth management advisors and taught reverse mortgages to real estate finance students and SRES candidates.

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Michael Waterman logo

Michael Waterman

11 5th Street Suite 203, Petaluma, CA 94952
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  • New Construction

Michael Waterman leads a team of loan officers that have been providing mortgage refinancing services in Marin County and nearby locations since 1999. He helps clients understand the mortgage process, close homes, and buy various types of properties, such as construction sites, primary residences, and second homes. Waterman and his team offer conventional, jumbo, FHA, and VA mortgages. Supreme Lending, his company, has received awards from the Mortgage Technology Magazine and the Dallas Business Journal.

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Petaluma Home Loans logo

Petaluma Home Loans

628 East Washington Street, Petaluma, CA 94952
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  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

Petaluma Home Loans is a local mortgage banker that serves first-time homebuyers in Marin County. It has been in business for over 20 years, specializing in refinancing and purchases. It offers conventional, jumbo, and 203K rehab loans as well as reverse mortgages and downpayment assistance programs. It also offers government-assisted home programs, such as FHA, USDA, and VA loans. The company is a division of American Pacific Mortgage Corporation and is an equal housing opportunity lender, licensed in California.

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Peter Barnes logo

Peter Barnes

1385 Shattuck Avenue, Berkeley, CA 94709
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  • Refinance

Peter Barnes is a senior mortgage advisor who works under RPM Mortgage. He helps Marin County borrowers choose from multiple financing options, including jumbo, conventional, VA, and FHA loan programs. The mortgage specialist has been working in the lending industry for over 15 years. Peter pursued this profession after serving as a non-commissioned officer for the United States Marine Corps. A former client shared how he helped him and her wife understand the process and become eligible for a loan.

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PRMI San Francisco logo

PRMI San Francisco

1746 18th Street, San Francisco, CA 94107
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  • Refinance

PRMI San Francisco serves customers in Marin County and the neighboring areas. The company offers loan options to individuals who want to purchase their own residential properties. Its team also guides clients in navigating through the mortgage process by offering tips and advice. The business takes its time to answer its customers' questions and listen to their unique needs and goals. PRMI San Francisco was established in 2008. Michael Koran, one of its co-founders, is licensed in California and Nevada.

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Pro Mortgage logo

Pro Mortgage

1615 Fifth Avenue, San Rafael, CA 94901
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  • Refinance

Founded in 1997, Pro Mortgage operates in San Rafael and Marin County. The mortgage professionals from this company guide clients throughout the application and pre-qualification processes for various mortgage products. They strive to educate clients about the mortgage process and available financing options. The company's president, Brenda Cantu, has previously worked for Glendale Federal Savings for over a decade. In addition, she also has experience as a real estate investor and developer.

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Ryan Lugbauer logo

Ryan Lugbauer

1615 Fifth Ave, San Rafael, CA 94901
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Ryan Lugbauer is a mortgage advisor and broker serving Marin County. Lugbauer, a native San Franciscan, leverages his experience, knowledge of local real estate, and access to loan programs and financial institutions to guide clients when purchasing or refinancing a home. He maintains communication throughout the process, giving advice from the pre-application phase to post-closure refinancing. Lugbauer obtains most of his business through referrals from the local Realtor community and past clients. He has over ten years of experience in the field.

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Shane Gallagher logo

Shane Gallagher

1501 Fifth Street, San Rafael, CA 94901
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  • New Construction
  • Refinance

Shane Gallagher is a long-standing mortgage officer for All California Mortgage who helps Marin County-based clients with purchasing their first homes or refinancing their current ones through the wide variety of mortgage products he offers. Available loan program options include FHA, VA, and jumbo loans; fixed-rate and adjustable-rate mortgages; HARP; and reverse mortgage. Additionally, Gallagher offers assistance with refinancing to help clients reduce monthly payments, cash out some of their equity, or consolidate existing debts.

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Spiro Hishmeh logo

Spiro Hishmeh

7250 Redwood Boulevard, Novato, CA 94945
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  • New Construction
  • Refinance

Spiro Hishmeh is a mortgage broker who provides simplified loan solutions to real estate investors and homebuyers in Marin County. By working on every aspect of the process, he finds the program that fits his clients' requirements and meets deadlines to close loans on schedule. Spiro has more than 25 years of experience in the industry. While growing up in San Francisco, he gained the knowledge and resources to deliver personalized solutions for individuals looking to purchase, sell, or refinance their residential or commercial properties.

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Taylor Made Financial logo

Taylor Made Financial

851 Irwin Street, Ste. 201, San Rafael, CA 94901
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  • Multi-Family Loans

Taylor Made Financial serves clients in Marin County and the surrounding areas. It provides solutions for buying, selling, and refinancing residential properties. It offers multiple types of mortgage programs, including first-balloon, fixed-rate, and adjustable-rate. It also provides home equity fixed loans and lines of credit. First-time buyer options and imperfect credit programs are also available. The company's financial specialist has industry experience of more than 21 years and has provided over 1,800 home loans in California.

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Wayne Wilson logo

Wayne Wilson

11 5th Street Suite 203, Petaluma, CA 94952
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  • Refinance

Wayne Wilson, a loan officer for Supreme Lending, serves homebuyers in Marin County. He provides purchase, rate-term refinance, and remodeling loans for primary residences, second homes, condominiums, or investment properties. He works closely with every client to learn more about their needs and provide them with customized loan products. Wilson informs customers about the features of conventional, jumbo, and adjustable amortization loans. Other solutions, like first-time homebuyer programs and downpayment assistance, are available.

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West Cal Financial logo

West Cal Financial

130 Kaden Drive, Novato, CA 94947
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  • Refinance

West Cal Financial Team is an independent real estate and mortgage brokerage company that offers loan products for home purchase or refinancing to clients in Marin County. The Novato-based business works with lenders, inspectors, contractors, and other housing professionals to help clients in buying, refinancing, or selling houses. The team is composed of Brandon McGrath, a licensed broker and mortgage loan originator, and Angel Morales, an architect, interior designer, and a real estate marketing practitioner.

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Yosef Shapiro logo

Yosef Shapiro

1425 N McDowell Blvd. #209, Petaluma, CA 94954
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  • Refinance

Yosef Shapiro is a mortgage broker serving residents of Marin County and nearby areas. He helps people compare, choose, and apply for home purchase loans. He offers a wide range of mortgage programs, including ARM, VA, USDA, FHA, fixed-rate, and conforming loans. He also provides refinancing options. He guides clients through the home refinance process, which includes filling up the pre-approval letter request, receiving loan options, comparing mortgage interest rates and terms, and choosing the type of home purchase loan.

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Frequently Asked Questions

Q: Do mortgage brokers need to be licensed?

A: Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Q: Is it difficult to pass the mortgage brokers’ test?

A: Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

Q: What is a surety bond for mortgage brokers?

A: A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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