Expertise.com

Best Local Car Insurance Agencies in Long Beach

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
AHTKY Insurance Agency, LLC logo
Visit WebsiteWebsite

AHTKY Insurance Agency, LLC

1451 W Artesia Blvd Ste A, Gardena, CA 90248
Visit WebsiteWebsite

Business Description

AHTKY Insurance Agency was established in 1947 and has since been providing auto insurance policies to drivers in the Long Beach, California area. Auto insurance is available to both commercial and personal clients. The company's policies are available to drivers of standard and non-standard autos such as boats, RVs, and motorcycles. In addition to auto insurance, AHTKY Insurance Agency offers a wide range of coverage options that include homeowners and life insurance, as well as investment services and employee benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (69)
Yelp
4.5 / 5 (28)
Google
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Auto Stop Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0L55975

California Department of Insurance

Auto Stop Insurance Services

2137 Pacific Ave, Long Beach, CA 90806
Visit WebsiteWebsite

Business Description

Founded in 2016, Auto Stop Insurance Services is a company that caters to clients in Long Beach and the surrounding areas. It helps individuals and families protect themselves financially in case they get involved in a car accident by providing them with auto insurance. Its team members work to find the coverage that matches customers' needs. The company also offers renters' insurance, auto tags, and registration services. Additionally, it aids clients in recovering their suspended registrations.

License Verified:

License: 0L55975

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.7 / 5 (19)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bichlmeier Insurance Services logo
Visit WebsiteWebsite

Bichlmeier Insurance Services

730 S Pacific Coast Hwy Ste 201, Redondo Beach, CA 90277
Visit WebsiteWebsite

Business Description

Bichlmeier Insurance Services Inc. is located in Redondo Beach, California, and along with its second office in Van Nuys, it serves clients throughout California, Arizona, Colorado, Texas, and Nevada. The company's auto insurance policies are available to drivers of all ages and experience levels, and the company offers insurance policies for both standard and non-standard autos, such as classic and luxury cars. Bichlmeier Insurance Services Inc. works with a long list of carriers, including Progressive, Liberty Mutual, and Berkshire Hathaway Guard.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (30)
Facebook
5.0 / 5 (21)
Google
3.2 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Damian Useda logo
Visit WebsiteWebsite

License Verified:

License: 0I68998

California Department of Insurance

Damian Useda

929 E Wardlow Road Suite A, Long Beach, CA 90807
Visit WebsiteWebsite

Business Description

Damian Useda is a State Farm Insurance agent who has been catering to clients in the Long Beach area since 2015. He offers auto insurance that provides compensation for road crashes, theft, and vandalism. Car owners can also get coverage for damage to their vehicles. Useda also provides insurance for homes, properties, and businesses, along with life insurance to help sustain beneficiaries' future expenses. Clients can get help with putting their money into investments like mutual funds.

License Verified:

License: 0I68998

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (32)
Facebook
4.7 / 5 (14)
Yelp
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Driscoll logo
Visit WebsiteWebsite

License Verified:

License: 0B39556

California Department of Insurance

Driscoll

3150 E Willow Street, Signal Hill, CA 90755
Visit WebsiteWebsite

Business Description

Founded in 1939, Driscoll is a local, independent insurance agency that serves individuals and businesses in Long Beach and the surrounding communities. One of its offerings is car insurance, which has different coverage options like standard liability, no-fault, collision, and comprehensive coverage. These options help protect the car and the owner in events like accidents, fire, theft, and other unforeseen incidents. Other insurance products available are home insurance, life insurance, health insurance, and business insurance.

License Verified:

License: 0B39556

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (16)
Facebook
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Good 2 Go Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0I65858

California Department of Insurance

Good 2 Go Insurance Services

2006 Long Beach Blvd Ste C, Long Beach, CA 90806
Visit WebsiteWebsite

Business Description

Good 2 Go Insurance Services caters to clients in the Long Beach metro and nearby areas. It provides personal car insurance with coverage for suspended and international licenses and young drivers. The company's commercial auto insurance offerings include policies for food and tow trucks and Uber and Lyft vehicles. Good 2 Go also handles tax e-filing and 1040 forms, as well as DMV solutions like dealer services, name transfers, renewals, and VIN verification on site.

License Verified:

License: 0I65858

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HMDB Insurance Services logo
Visit WebsiteWebsite

HMDB Insurance Services

3633 E Broadway Ste 200, Long Beach, CA 90803
Visit WebsiteWebsite

Business Description

Located in Long Beach, California, HMDB Insurance Services offers automobile insurance following the principles of experience, knowledge, integrity, quality, and customer care established by its founders in 1918. At HMDB, the team consists of independent agents and brokers that have access to many insurance carriers to provide the best solutions and prices for all types of drivers. HMDB Insurance Services also sells watercraft, motorcycle, recreational vehicle, and commercial automobile insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Integrity Now Insurance Brokers logo
Visit WebsiteWebsite

Integrity Now Insurance Brokers

6285 E Spring St # 457, Long Beach, CA 90808
Visit WebsiteWebsite

Business Description

Integrity Now Insurance Brokers serves drivers looking for auto insurance in the greater Long Beach, California, metro area. Licensed agents consult with each driver to match them with the best auto insurance solutions for their needs, including bodily injury, medical payments, comprehensive, and collission. This local, full-service, independent insurance agency offers both business and personal auto insurance along with package policies that bundle both auto insurance and home insurance together.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (12)
Yelp
4.5 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ISU-The Olson Duncan Agency logo
Visit WebsiteWebsite

ISU-The Olson Duncan Agency

25550 Hawthorne Blvd Ste 203, Torrance, CA 90505
Visit WebsiteWebsite

Business Description

ISU-The Olson Duncan Agency provides auto insurance policies to customers throughout the Long Beach, California, metro area. It guides clients through the process of purchasing coverage for bodily injury, property damage, collision, comprehensive circumstances, and uninsured or under-insured motorist incidents by calculating the deductibles they can afford and exploring specialized coverage areas to suit their unique needs. ISU-The Olson Duncan Agency often assists clients with purchasing personal umbrella insurance policies, which offer extended coverage for a greater array of circumstances.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (95)
Facebook
4.7 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jeff Morgan logo
Visit WebsiteWebsite

License Verified:

License: 0743918

California Department of Insurance

Jeff Morgan

4087 Long Beach Blvd, Long Beach, CA 90807
Visit WebsiteWebsite

Business Description

Jeff Morgan is a State Farm insurance agent that has been serving individuals and businesses in Long Beach and the surrounding areas since 1979. Morgan and his team provide an extensive line of personal insurance products, including car insurance for private individuals and ridesharing companies like Uber and Lyft. They offer coverage options for collisions, damage, stealing incidents, car rental reimbursement, and emergency roadside service. The other types of insurance they provide are life, health, homeowners', renters', and business insurance.

License Verified:

License: 0743918

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.6 / 5 (9)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lara Insurance Agency logo
Visit WebsiteWebsite

Lara Insurance Agency

6689 Downey Ave, Long Beach, CA 90805
Visit WebsiteWebsite

Business Description

Founded in 2006, Lara Insurance Agency is an auto insurance company operating out of Long Beach, California, that has two more offices in the state. As an independent agency, the company works with dozens of insurance carriers, including Titan Insurance and Foremost. It uses these carriers to offer its clients unique plans to cover their traditional and collection vehicles in the event of an accident or natural disaster. Lara Insurance Agency also sells homeowners and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.4 / 5 (10)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Long Beach Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0526776

California Department of Insurance

Long Beach Insurance Services

2316 E 7th St, Long Beach, CA 90804
Visit WebsiteWebsite

Business Description

Since 1946, Long Beach Insurance Services has been providing various insurance needs of individuals and businesses in the metro and its surrounding areas. Its independent insurance agents offer different types of personal insurance products, including car insurance with options that range from basic minimum liability coverage to full compensation and collision. Additional rental and roadside coverages are also available. Other types of packages they offer include homeowner's, pet insurance, personal liability, and dwelling fire insurance.

License Verified:

License: 0526776

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.4 / 5 (26)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mercury Insurance - Expert Auto Home Health Insurance Agency logo
Visit WebsiteWebsite

Mercury Insurance - Expert Auto Home Health Insurance Agency

1311 Crenshaw Blvd Ste E, Torrance, CA 90501
Visit WebsiteWebsite

Business Description

Mercury Insurance is a Torrance-based independent insurance agency that also serves Long Beach, Carson, and the surrounding areas in California. Established in 1991, the agency sources auto insurance policies from its carriers and fits them to meet the needs and budget of its clients. Policies can include standard coverage to meet repair costs or if the vehicle is stolen, but can also include specific insurance like uninsured/underinsured coverage, roadside assistance, and medical payments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.0 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northstate Auto Insurance Services logo
Visit WebsiteWebsite

Northstate Auto Insurance Services

321 E Willow St Ste B, Long Beach, CA 90806
Visit WebsiteWebsite

Business Description

Northstate Auto Insurance Services is an auto insurance specialist based in Long Beach, California, with two other offices in La Habra and Los Angeles. Founded in 2008, the company has provided auto, motorcycle, boat, and RV insurance for more than 10 years. Northstate Auto serves a range of clients, including young and inexperienced drivers, older drivers, and married couples. The company specializes in providing auto insurance to clients with DUIs, suspended licenses, and liability policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (21)
Yelp
4.5 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific Side Insurance Services logo
Visit WebsiteWebsite

Pacific Side Insurance Services

4320 Atlantic Ave Ste 101, Long Beach, CA 90807
Visit WebsiteWebsite

Business Description

Pacific Side Insurance Services provides auto insurance policies to clients in the Long Beach, California, metro area. It typically structures policies for cars, vans, trucks, but also handles motorcycles, RVs, and recreational vehicles including ATVs. Standard policies cover bodily injury, property damage, vicarious liability, and comprehensive circumstances. As this agency works with over 30 companies, clients have a wide range of rate options, and Pacific Side Insurance Services also offers home, health, and life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (28)
Facebook
5.0 / 5 (22)
Yelp
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peninsula General Insurance logo
Visit WebsiteWebsite

Peninsula General Insurance

22330 Hawthorne Blvd Ste I, Torrance, CA 90505
Visit WebsiteWebsite

Business Description

In business for over 23 years, Peninsula General Insurance serves the Long Beach, California, metro area, selling auto insurance policies to clients and consulting them throughout the purchase process. It frequently works with insurance carriers such as Safeco and Mercury Insurance Group to offer rates for various coverage areas and additional benefits such as roadside assistance and towing services. Peninsula General Insurance also sells homeowners insurance and several types of business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (227)
Facebook
4.2 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Process Insurance logo
Visit WebsiteWebsite

License Verified:

License: 0K44442

California Department of Insurance

Process Insurance

10th St & Redondo Ave., Long Beach, CA 90801
Visit WebsiteWebsite

Business Description

Process Insurance caters to families and individuals in the Long Beach area and nearby locations. It provides a wide range of personal protection plans, helping clients obtain car insurance. The independent agency crafts customized property, medical, and liability coverages. Its agents assist policyholders in filing claims to secure reimbursements for property damage, lost wages, and funeral expenses. They also offer motorcycle and home insurance policies. Process Insurance has been in the industry for two decades.

License Verified:

License: 0K44442

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SkyBlue Insurance Agency, Inc. logo
Visit WebsiteWebsite

SkyBlue Insurance Agency, Inc.

3530 Atlantic Ave Ste 202, Long Beach, CA 90807
Visit WebsiteWebsite

Business Description

SkyBlue Insurance Agency Inc. is an insurance company located in Long Beach, California. It is a full-service business with agents that focus on particular lines of insurance, including car, motorcycle, home, mobile home, travel, and flood insurance. The firm is a technologically progressive firm and was one of the first in the country to offer an online insurance service. As an independent firm, it also shops auto insurance with over 30 top-rated insurance agencies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
swellinsure.com logo
Visit WebsiteWebsite

swellinsure.com

1500 Pacific Coast Hwy Ste D, Seal Beach, CA 90740
Visit WebsiteWebsite

Business Description

Located in Seal Beach, California, SKS Insurance serves clients in the Long Beach, California, area along with clients throughout California, offering automobile insurance and a full line of personal and business insurance. This firm reaches out to dozens of insurers to select the right auto insurance package for each client, and agents are available seven days a week to provide clients with quality service when they have questions, need to make changes, or have to submit claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (135)
Yelp
5.0 / 5 (42)
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The J. Morey Company, Inc logo
Visit WebsiteWebsite

The J. Morey Company, Inc

27010 Manhattan Place Suite 120, Torrance, CA 95112
Visit WebsiteWebsite

Business Description

The J. Morey Company Inc. is an insurance agency and brokerage firm based in Torrance, California, serving the greater Long Beach area and its surrounding neighborhoods. The firm represents a group of highly regarded insurance companies offering comprehensive insurance plans at affordable rates. It offers customized risk management solutions to motorists and other vehicle owners, helping them protect their assets against theft and physical damage. Auto coverage also protects against personal injuries and uninsured or underinsured motorists.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (23)
Yelp
4.5 / 5 (14)
Facebook
4.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs