Expertise.com

Best Renter's Insurance Companies in Livermore

2024

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Providers

Last updated:

Website
1400 Concannon Blvd, Livermore, CA 94550
  • Multiple Policy Types

Why choose this provider?

Beeson's Boutique Insurance Agency, a group under Allstate, caters to policy buyers in Livermore. It offers plans for renters and homeowners, which cover policy buyers' personal belongings located inside and outside their dwelling in case of accidents like fire, theft, or vandalism. In addition, it crafts life insurance and coverages for businesses, ATVs, automobiles, and boats. The agency is led by Amanda Beeson, who has been in the industry since 1995. Her team can communicate in English and Spanish.

License Verified:

License: 0L48424

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (11)
Facebook
5.0 / 5 (7)
Yelp
2.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2602 Old First St, Livermore, CA 94550
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Katie Brazil has been with State Farm since 2003, working for various agents as a team member. Eventually, she ventured on her own and opened an office in Livermore. Brazil offers renters' insurance products, helping apartment occupants secure their electronics, furniture, and clothing in case of a fire, storm, theft, or vandalism. She also designs policies covering automobiles, homes, pets, life, and health. Brazil's experience with other local State Farm agencies enables her to provide the information and customized coverages required by her clients.

License Verified:

License: 6002662

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (295)
Yelp
4.8 / 5 (37)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1742 N Vasco Road, Livermore, CA 94551
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Affiliated with State Farm Insurance, Betty Taylor is an insurance professional that serves Livermore. Taylor provides renters' insurance products that cover personal property losses due to smoke damage, sudden water damage, burglaries, or vandalism. Customers may also choose to add coverage options to their renters' insurance to include valuable items like collectibles and jewelry. Betty Taylor has been in the insurance industry for more than 30 years. Committed to the local community, she volunteers for Tri Valley Animal Rescue.

License Verified:

License: 0B70707

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Can a landlord charge a fee for not having renters' insurance in Livermore?

    Landlords in Livermore are permitted to require tenants to obtain and maintain renters' insurance throughout the lease term. This rule is generally in place to protect landlords from potential legal ramifications if property damage renders the living space unlivable. It is worth noting that landlords have the authority to levy fees or impose penalties on tenants who fail to meet their insurance obligations as outlined in the lease agreement.

  • Can renters' insurance premiums increase after filing a claim in Livermore?

    In most instances, when a person files a renters' insurance claim in Livermore, it is likely to result in an increase in their insurance premiums. Insurance providers typically review and adjust premiums based on factors such as the amount, frequency, and type of claims. Consistently filing claims poses a higher risk, resulting in more significant rate hikes after the second or third claim compared to the initial one.

  • Can you be denied renters' insurance in Livermore?

    Yes, renters' insurance applications in Livermore can be denied due to factors such as location, home hazards, pets, claims history, and lapses in coverage. Multiple claims within a few years can also impact your eligibility, as providing a claims history for the previous three to five years is a common requirement during the application process.  It is crucial to remember that even if one insurer rejects you, you can still look into other options.

  • Does renters' insurance cover pest infestations in Livermore?

    No, Livermore renters' insurance policies do not cover pest infestations. It is best to notify your landlord as soon as you discover a pest infestation so that they can make the necessary arrangements for an exterminator to mitigate the situation before it worsens. Pest management is usually the responsibility of the landlord.

  • Can you transfer your renters' insurance policy to a new rental property in Livermore?

    Yes, you can transfer your renters' insurance policy to a new rental property in Livermore. The policyholder is frequently linked to the policy rather than a specific location. As a result, rather than purchasing a new policy each time you relocate, simply notify your insurance provider of your new address and make any necessary adjustments or updates to ensure continuous coverage.

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