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2024

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Best Renter's Insurance Companies in Union City

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Union City Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

34Reviewed

23Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
38069 Martha Avenue, Ste. 500, Fremont, CA 94536
  • Home and Auto Insurance

Why choose this provider?

Gleetopia Insurance is an independent insurance company that serves Union City. The company provides customized policies from different insurance carriers to meet clients' specific insurance needs. It offers condo dwellers and renters insurance products that help keep their personal belongings protected. Manny Aguilar, Gleetopia Insurance's owner and founder, has been in business administration for more than 15 years. Aguilar has been recognized by the Silicon Valley Business Daily Journal for the accomplishments of his Latino-owned business in Silicon Valley.

License Verified:

License: 6003617

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)
Yelp
5.0 / 5 (13)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3150 Almaden Expy Ste 102, San Jose, CA 95118
  • Multiple Policy Types

Why choose this provider?

Heffernan Walton is an independently owned and locally operated firm that serves clients in Union City. It offers renters', homeowners', life, health, and auto insurance products from a wide range of providers. The firm's insurance agents assist renting individuals and families through the process of choosing policies suitable for their goals and needs. Heffernan Walton's renters' insurance policies cover medical bills, legal defense expenses, and property damages in case accidents, natural disasters, and burglaries occur. The agency has been in the insurance industry since 1996.

License Verified:

License: 0508407

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (20)
Google
4.5 / 5 (11)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
38750 Paseo Padre Parkway Suite A3, Fremont, CA 94536
  • Multiple Policy Types

Why choose this provider?

Chris Hur, a State Farm insurance agent, serves individuals and businesses in Union City, Palo Alto, Santa Clara, and the neighboring communities. He helps clients protect their belongings in a rented property from unexpected circumstances such as fire, water and smoke damage, theft, and vandalism by providing them with renters' insurance. He also offers condo, homeowners', earthquake, life, pet, and international license and foreign student insurance policies. Hur is fluent in both English and Korean.

License Verified:

License: 0L06980

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (37)
Yelp
4.4 / 5 (20)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3995 Smith St Ste 9, Union City, CA 94587
  • Home and Auto Insurance
  • Multiple Policy Types

Why choose this provider?

Gurmeet Kaila is a Farmers insurance agent that provides renters' policies for clients in Union City. He offers to explain the different coverage options for first-time tenants, such as property damage and medical liability. Gurmeet can process these claims online and update policies to reflect life changes for the renter. These changes can include additional tenants, changes in professions, or purchases of expensive collectibles. Active for over 12 years, Gurmeet can also provide policy options for car owners and business investors.

License Verified:

License: 0F70462

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.2 / 5 (5)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
260 Main St, Ste 201, Redwood City, CA 94063
  • Home and Auto Insurance

Why choose this provider?

Insurance by Castle is an independent agency helping tenants in Union City get suitable protection plans. It guides clients in understanding the benefits that renters' insurance provides. Its agents help them choose features and coverages appropriate for protecting their properties and valuables as property renters. Insurance by Castle has been offering insurance solutions like landlord, auto, home, and condominium policies for over 30 years. The company's "5 Doors or More Program" is specifically offered to landlords with at least five rental properties.

License Verified:

License: 0658413

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.7 / 5 (27)
Yelp
2.9 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1031 E. Hillsdale Blvd, Suite A, Foster City, CA 94404
  • Multiple Policy Types

Why choose this provider?

Catherine Ho is an insurance agent serving clients in Union City. She offers a variety of insurance coverage plans to individuals and businesses in need of financial security. Some of the products she offers are renters', life, health, auto, home, and business insurance. She prioritizes her client's interests and helps them prepare for their future by finding an insurance plan tailored to their needs. Ho and her team have more than 50 years of StateFarm experience and are fluent in Mandarin and Cantonese.

License Verified:

License: 0773526

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (96)
Yelp
4.8 / 5 (31)

Website
32145 Alvarado Niles Rd Suite 205, Union City, CA 94587
  • Multiple Policy Types

Why choose this provider?

Hera Tong Gutierrez offers renters' insurance in the Union City metro. She provides a wide range of other personal insurance products, such as life, auto, property, homeowners', and umbrella. Also available are insurance coverages for small businesses, including auto insurance, commercial truck, workers' compensation, and professional liability. Hera, the Asian Business Alliance founder, extends her services to the whole California state, with a strong presence in San Lorenzo, Castro Valley, Newark, and Hayward.

License Verified:

License: 0E07175

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Is it beneficial to obtain renters' insurance in Union City?

    Yes, it is beneficial for tenants in Union City to obtain renters' insurance. Although it is not required by the state of California, individuals and families leasing a home are encouraged to have one to protect themselves from out-of-pocket expenses in case their valuables get damaged or visitors get injured inside their property.

  • How can you determine the amount of renters' insurance you need in Union City?

    You can determine how much renters' insurance you need in Union City by creating an inventory of your items. When creating a list, you need to include all the personal belongings you want to insure together with their estimated value. This will also help make your renters' insurance claims process faster.

  • After your renters' insurance term in Union City, do you need to reapply?

    No, you do not need to reapply after the term of your renters' insurance in Union City. This type of insurance has only a one-year term. Each year, your insurance company will contact you to ask if you want to continue your policy or not. If you want to be still insured, you just have to continue your monthly payments.

  • How do you lessen renters' insurance costs in Union City?

    In Union City, you can lessen your renters' insurance costs by obtaining discounts, and to be eligible for discounts, you need to have a good credit score and zero claims history record. Moreover, you can have discounts if you pay your premiums in full and invest in home protection devices like fire and theft alarms.

  • If the air conditioning unit in your rental apartment is broken, can you use your renters' insurance in Union City if you want to replace it?

    You can use your renters' insurance in Union City to replace your broken air conditioning unit, provided that the cause of the damage is a named peril. For instance, if a power surge damaged your unit or a gas grill on your porch exploded, damaging your AC, then your renters' insurance would cover it. If your AC broke through normal wear or tear, or your pet somehow broke the AC, insurance won't replace it.

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