Expertise.com

Best Health Insurance Agencies in Livermore

2024

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Health Insurance Agencies FAQs 〉

Providers

Last updated:

Website
2602 Old First St, Livermore, CA 94550
  • Life Insurance
  • Health Insurance

Why choose this provider?

Since 2003, Katie Brazil has been offering State Farm insurance products to clients in Livermore. She provides individual health insurance to cover treatments and hospitalizations. Clients who are at least 65 years old can get Medicare coverage, including supplemental policies for prescription drugs. Brazil also has policies for property owners for their homes and businesses as well as insurance policies for vehicles like cars, motorcycles, and RVs. In addition, she offers advice on investing their money in mutual funds and annuities.

License Verified:

License: 6002662

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (302)
Yelp
4.8 / 5 (37)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2602 Old 1st Street, Livermore, CA 94550
  • Life Insurance
  • Health Insurance

Why choose this provider?

State Farm insurance agent Steven Sanchez provides financial solutions to clients across Livermore. He advises clients on health insurance options like Medicare supplement insurance. Sanchez also offers life insurance policies, including universal, whole, and term life plans. Other insurance services include auto, home, property, and pet insurance policies. In addition, Sanchez deals with investment planning and helps individuals on issues related to annuities and mutual funds. He has over 12 years of experience in the financial services industry.

License Verified:

License: 0F26230

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (55)
Yelp
3.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4355 Technology Dr, Suite J, Livermore, CA 94551
  • Health Insurance

Why choose this provider?

Keith Hall is a State Farm insurance agent who serves clients in Livermore and the surrounding areas. He offers Medigap, supplemental health, disability, and individual medical insurance policies. Keith has been working for State Farm for 34 years. He established his agency in 1996, which provides insurance products for automobiles, homes, properties, and businesses. The agency also offers financial products for clients, such as mutual funds and annuities. To give back to the community, Keith supports the Open Heart Kitchen.

License Verified:

License: 0F69778

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
3.7 / 5 (9)
Facebook
5.0 / 5 (9)
Yelp
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What is coinsurance in Livermore?

    Your cost-share for a covered health care service in Livermore is known as coinsurance. For instance, after meeting your deductible, you'd be responsible for 40% of the total expense for specific items like an oxygen tank or wheelchair, while the remaining 60% would be covered by your plan if you're enrolled in a Bronze plan.

  • When is it possible to buy or modify your health insurance plan in Livermore outside of the open enrollment period?

    You can buy or adjust health insurance in Livermore outside of open enrollment if you experience a qualifying life event, such as:

    • Permanent relocation to Livermore.
    • Loss or impending loss of your existing health insurance.
    • Adopting a child or welcoming a new baby.
    • Completion of active military service.
    • Acquisition of citizenship or lawful presence.
    • Marriage or entering into a domestic partnership.
  • Why should you obtain health insurance in Livermore even if you are in good health?

    Obtaining health insurance in Livermore is not only a smart choice but also a legal obligation. Without an exemption, you may incur financial penalties during tax season if you lack health insurance. This policy also covers preventive procedures such as vaccinations, tests, and screenings, enabling early detection of potential health issues and reducing the risk of costly problems later on.

  • What is a consumer-driven health plan in Livermore?

    In Livermore, Consumer-driven health plans are characterized by elevated deductibles and tax-advantaged health savings accounts, health reimbursement accounts, or health incentive accounts. Depending on your specific insurance type, you may either contribute tax-free funds to your account or receive contributions from your employer as a reward for engaging in health-related activities. Subsequently, you can utilize these funds to cover your share of healthcare expenses, such as your coinsurance or deductible.

  • Is it possible for small businesses in Livermore to be refused group health insurance coverage?

    Small employers in Livermore won't face refusal for group health insurance coverage provided that they:

    • Have operated for over two months.
    • Fulfill premium payments.
    • Adhere to insurer guidelines concerning employer contributions and employee involvement.
    • Have not engaged in fraudulent activities against the insurer.
    • Offer medical insurance coverage to all qualified part-time and full-time employees.
  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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