Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Union City

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Union City Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1403

Reviewed

844

Curated

6

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

35463 Dumbarton Ct, Newark, CA 94560
WebsiteLicense: 0M14328

Expertise.com Rating

Review Sources

Google
4.6 (20)

Why choose this provider?

Serving Union City and the surrounding communities, Onshore Kare offers comprehensive health insurance plans befitting a client’s needs and requirements. These include plans for hospitalization, maternity and childcare, and mental health and rehabilitation treatments. Insurance coverage policies for parents, students, guests, and travelers are also available through the company. The business provides 24/7 online medical advice through its Doctor Now Service. The owners established Onshore Kare to help Indian Diaspora through medical services like preventive care.

  • Individual Plans
  • Group Plans
  • Individual Health Insurance

32145 Alvarado Niles Rd, Suite 205, Union City, CA 94587
WebsiteLicense: 6002814

Expertise.com Rating

Review Sources

Google
5.0 (74)
Facebook
5.0 (13)
Yelp
5.0 (4)

Why choose this provider?

Hera Tong Gutierrez is a State Farm insurance agent that serves businesses and families in the Union City community. Hera provides flexible health insurance options suited to the needs of each client, helping policyholders understand the types of coverage that address their goals. She offers Medicare supplement, supplemental health, and medical expense plans. In addition, this insurance agent also handles risk management solutions for homeowners and businesses. Hera is the founder of the Asian Business Alliance.

  • Health Insurance

38750 Paseo Padre Parkway Suite B2, Fremont, CA 94536
WebsiteLicense: 0813543

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

SDMI Insurance and Financial Services serves individuals and business owners in Union City and surrounding communities. The firm walks clients through various health insurance plans, including indemnity plans, managed care options, and government-sponsored health insurance, that provide benefits for a broad range of healthcare services, including routine doctor visits, prescription drugs, preventative care, and hospital stays. It also offers health plans to businesses that wish to provide health insurance to their employees. The firm also provides life insurance and retirement planning.

  • Individual Health Insurance

2882 Sand Hill Road, Suite 119, Menlo Park, CA 94025
WebsiteLicense: 0C60215

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (1)

Why choose this provider?

Bay Area Health Insurance Marketing, Inc. is a Diamond Certified agency serving individuals, families, and small business owners in Union City and the surrounding areas. It specializes in life, disability, medical, and dental insurances. The agency also guides clients in Medicare-related matters, such as enrollment periods and the coverages on its advantage, supplement, and special needs plans. Bay Area Health Insurance Marketing helps clients file an appeal for coverage, solve billing errors, and access medication during pharmacy exceptions.

  • Life Insurance
  • Individual Health Insurance

4588 Peralta Blvd, Suite 4, Fremont, CA 94536
WebsiteLicense: 0D06566

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Golden Benchmark caters to Union City and provides insurance policies including health, general liability and property, management liability, workers’ compensation, and employee benefits. Its individual health insurance covers medical expenses, hospitalization charges, costs of surgery, room, laboratory tests, and doctor’s fees. Critical illness can also be covered, and immediate family members may be included. It also provides group health insurance which offers uniform coverage for each individual. Golden Benchmark has been providing services for more than three decades.

  • Individual Plans
  • Group Plans

39510 Paseo Padre Parkway, Suite 240, Fremont, CA 94538
WebsiteLicense: 0G33251

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (3)

Why choose this provider?

Multichoice Insurance Services (MCIS) is one of the largest Visitor Insurance agencies in the United States providing quality protection for hundreds of individuals, families, and businesses worldwide. Our forte is in providing quality services like Visitor Insurance (also known as Travel Medical Insurance), Student Insurance & Expatriate Insurance. We believe in providing superior customer service and lowest premium, with our ability to understand our customer’s coverage needs which drives the success of our insurance agency. By offering world-class plans for Visitor Insurance, we make sure that you are always protected under the insurance umbrella so that you can focus on what is important to you and your family. Our job is to assist you in identifying your healthcare insurance needs and problems while putting together a plan that's simple and easy to understand. We take care of all your insurance needs so that you can look forward to a secure future. To do this we evaluate your specific needs, find the best plan that will give you complete protection and peace of mind. The companies we represent have an outstanding reputation for fast, fair claims service and offer reliable insurance products and excellent customer service.

  • Individual Plans
  • Group Plans

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Will you still be covered under your spouse’s health insurance plan in Union City if you divorce?

    No, once the divorce is finalized, you will no longer be considered a family member of your ex-spouse and will therefore be ineligible for coverage under their health plan. Similarly, if you are covered under your spouse's Union City employer-sponsored insurance plan, the employer will terminate your coverage following the divorce. You may be able to temporarily extend your current coverage through the Consolidated Omnibus Budget Reconciliation Act to avoid coverage gaps while you shop for your own health plan.

  • Are dental and vision care covered by marketplace health insurance plans in Union City?

    If you enroll in a health plan through Covered California, your plan will already include vision and dental care coverage for children under the age of 19. Adults can choose between separate vision and dental care plans available on the marketplace. Adult dental and vision care are not among the essential health benefits mandated by law, so they are not included in Union City health plans.

  • When will your coverage start if you purchased health insurance in Union City through the marketplace?

    Covered California's open enrollment period runs from November 1 to January 31. If you signed up for coverage and paid your first premium by December 15, your coverage will begin on January 1. If you enrolled after December 16, your coverage will begin on February 1. Coverage typically begins on the first day of the month following enrollment for those who enrolled during a special enrollment period in Union City.

  • Can you still get a health plan from Covered California if you already have employer-sponsored health insurance in Union City?

    Even if you are already covered by your Union City employer, you can enroll in a marketplace health plan. However, if your employer's health plan meets the minimum value and affordability standards for the year, you will not be eligible for financial assistance. That is, the employer pays 60% of the insurance costs, and your employee contribution is limited to 9.12% of your household income as of 2023 standards. The marketplace health plan will almost certainly cost you the full price.

  • Will being transgender impact your health insurance options in Union City?

    No. In fact, Article 15.1 Section 2561.1 of the California Code of Regulations prohibits discrimination in health insurance based on an individual's perceived or actual gender identity. Because you are transgender, Union City insurers cannot refuse, cancel, or limit your coverage. When determining the premium rate, your gender identity should not be taken into account. Insurers must also not limit or deny coverage for gender transition or affirming health care, such as vocal training, mastectomy, or hormone therapy.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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