Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

6 Best Irvine Health Insurance Agencies

Ameribest Insurance Brokers

7545 Irvine Center Drive, Irvine, CA 92618

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Individual Plans
Group Plans
Life Insurance

Serving the area of Irvine and nearby communities, Ameribest Insurance Brokers offers individual and family medical, dental, and vision insurance plans. This independent insurance brokerage also provides a wide range of other personal and commercial insurance solutions. These include long-term care, personal umbrella, life, professional liability, commercial auto, and employment practices liability insurance plans. The team at Ameribest Insurance Brokers helps clients understand their insurance coverage needs and assists them through the entire claim process.

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Any Insurance

980 Roosevelt, Irvine, CA 92620

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Group Plans

Founded in 2007, Any Insurance has been offering full-service insurance services and solutions with offices in Irvine and Rowland Heights. Individual and family health insurance plans are some personal insurance products the agency offers. Group insurance plans that can include medical, dental, and vision plans are also offered to business owners of small to large-sized companies as part of their employee benefits programs. Clients can compare benefits and directly purchase insurance policies on the agency's website.

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Partners Direct Insurance Services

19782 Macarthur Boulevard, Suite 250, Irvine, CA 92612

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Group Plans
Life Insurance

Partners Direct Insurance Services is a business that offers employee benefits insurance policies. These include health insurance, medical, dental, and 401k plans. This Irvine-based insurance agency also offers a wide range of other insurance solutions for individuals and businesses, including home, auto, renters, condominium, flood, and business lines insurance. The chief executive officer of Partners Direct Insurance, Dean Valeriano, has more than 20 years of business development experience. He is also a board member of the Boys and Girls Club.

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Peggy Chung

1 Park Plaza, Irvine, CA 92614

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Individual Plans

Peggy Chung is a Humana sales agent who serves individuals and families in Irvine. Chung specializes in various health insurance plans, including Medicare Advantage plans, Medicare supplement insurance plans, prescription drug plans, dental insurance, and vision insurance. Medicare Advantage plans include HMO, PPO, PFFS, and SNP plans. These plans typically cover hospital stays, emergency transportation, telehealth visits, lab works, X-rays, outpatient care, and medical supplies. Chung is committed to partnering with his clients to find the health benefit plans that best suit their needs.

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Prime Insurance Services, Inc.

9891 Irvine Center Drive, Irvine, CA 92618

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Life Insurance

For around two decades, Prime Insurance Services, Inc., has been providing health insurance products for clients in Irvine. It helps clients find the right health coverage through its different health insurance products, including individual health insurance, group health insurance, family health insurance, and dental insurance. Aside from health insurance, the full-service insurance agency also offers life, home, business property, and general liability insurance products. Prime Insurance Services also offers standard and exotic auto insurance products for its clients.

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Steven Wang

15333 Culver Drive, Irvine, CA 92604

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Life Insurance

Steven Wang is a second-generation StateFarm insurance agent that has been serving Irvine and the surrounding areas for more than 20 years. He offers health insurance solutions, including supplemental health, Medicare supplement, and individual medical policies. Steven also provides auto, home, life, and pet insurance. He runs an agency with experience advisors who speak Mandarin Chinese, Taiwanese, and English. The team specializes in customizing solutions according to clients' needs and circumstances. In addition, Steven is a benefactor for the UC Irvine Medical Center and sponsors youth baseball leagues.

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Best Health Insurance Agencies in Irvine

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Health Insurance Agencies FAQs

Ameribest Insurance Brokers

Any Insurance

Partners Direct Insurance Services

Peggy Chung

Prime Insurance Services, Inc.

Steven Wang

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

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