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Best Health Insurance Agencies in Irvine

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2023
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Ameribest Insurance Brokers logo
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License Verified:

License: 0F37580

California Department of Insurance

Ameribest Insurance Brokers

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7545 Irvine Center Drive, Irvine, CA 92618
  • Group Plans
  • Individual Plans
  • Life Insurance

Business Description

Serving the area of Irvine and nearby communities, Ameribest Insurance Brokers offers individual and family medical, dental, and vision insurance plans. This independent insurance brokerage also provides a wide range of other personal and commercial insurance solutions. These include long-term care, personal umbrella, life, professional liability, commercial auto, and employment practices liability insurance plans. The team at Ameribest Insurance Brokers helps clients understand their insurance coverage needs and assists them through the entire claim process.

License Verified:

License: 0F37580

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Any Insurance logo
Visit WebsiteWebsite

License Verified:

License: 0B11311

California Department of Insurance

Any Insurance

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980 Roosevelt, Irvine, CA 92620
  • Group Plans

Business Description

Founded in 2007, Any Insurance has been offering full-service insurance services and solutions with offices in Irvine and Rowland Heights. Individual and family health insurance plans are some personal insurance products the agency offers. Group insurance plans that can include medical, dental, and vision plans are also offered to business owners of small to large-sized companies as part of their employee benefits programs. Clients can compare benefits and directly purchase insurance policies on the agency's website.

License Verified:

License: 0B11311

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (63)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cadiz Insurance & Financial Services logo
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License Verified:

License: 0F19412

California Department of Insurance

Cadiz Insurance & Financial Services

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Irvine, CA 92618
  • Policy Bundle Discount

Business Description

Cadiz Insurance & Financial Services offers pet insurance as part of its line of personal insurance policies to residents of Santa Ana. The company strives to ease the worries of pet owners by providing them with a plan that covers their expenses when their pets get injured or sick. Other personal insurance products of the company are auto, collector car, condominium, homeowners', motorcycle, and valuable items insurance. It also has business, life, and health insurance, as well as group benefits.

License Verified:

License: 0F19412

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Partners Direct Insurance Services logo
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License Verified:

License: 0H58346

California Department of Insurance

Partners Direct Insurance Services

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19782 Macarthur Boulevard, Suite 250, Irvine, CA 92612
  • Life Insurance
  • Group Plans

Business Description

Partners Direct Insurance Services is a business that offers employee benefits insurance policies. These include health insurance, medical, dental, and 401k plans. This Irvine-based insurance agency also offers a wide range of other insurance solutions for individuals and businesses, including home, auto, renters, condominium, flood, and business lines insurance. The chief executive officer of Partners Direct Insurance, Dean Valeriano, has more than 20 years of business development experience. He is also a board member of the Boys and Girls Club.

License Verified:

License: 0H58346

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (7)
Facebook
5.0 / 5 (5)
Google
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peggy Chung logo

License Verified:

License: 0C71255

California Department of Insurance

Peggy Chung

1 Park Plaza, Irvine, CA 92614
  • Individual Plans

Business Description

Peggy Chung is a Humana sales agent who serves individuals and families in Irvine. Chung specializes in various health insurance plans, including Medicare Advantage plans, Medicare supplement insurance plans, prescription drug plans, dental insurance, and vision insurance. Medicare Advantage plans include HMO, PPO, PFFS, and SNP plans. These plans typically cover hospital stays, emergency transportation, telehealth visits, lab works, X-rays, outpatient care, and medical supplies. Chung is committed to partnering with his clients to find the health benefit plans that best suit their needs.

License Verified:

License: 0C71255

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prime Insurance Services, Inc. logo

License Verified:

License: 0D48024

California Department of Insurance

Prime Insurance Services, Inc.

9891 Irvine Center Drive, Irvine, CA 92618
  • Life Insurance

Business Description

For around two decades, Prime Insurance Services, Inc., has been providing health insurance products for clients in Irvine. It helps clients find the right health coverage through its different health insurance products, including individual health insurance, group health insurance, family health insurance, and dental insurance. Aside from health insurance, the full-service insurance agency also offers life, home, business property, and general liability insurance products. Prime Insurance Services also offers standard and exotic auto insurance products for its clients.

License Verified:

License: 0D48024

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (16)
Facebook
4.0 / 5 (10)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steven Wang logo
Visit WebsiteWebsite

License Verified:

License: 0H45117

California Department of Insurance

Steven Wang

Visit WebsiteWebsite
15333 Culver Drive, Irvine, CA 92604
  • Life Insurance

Business Description

Steven Wang is a second-generation StateFarm insurance agent that has been serving Irvine and the surrounding areas for more than 20 years. He offers health insurance solutions, including supplemental health, Medicare supplement, and individual medical policies. Steven also provides auto, home, life, and pet insurance. He runs an agency with experience advisors who speak Mandarin Chinese, Taiwanese, and English. The team specializes in customizing solutions according to clients' needs and circumstances. In addition, Steven is a benefactor for the UC Irvine Medical Center and sponsors youth baseball leagues.

License Verified:

License: 0H45117

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (157)
Yelp
4.0 / 5 (39)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.