Expertise.com

Best Health Insurance Agencies in Irvine

2024

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Providers

Last updated:

Website
15333 Culver Drive, Irvine, CA 92604
  • Life Insurance

Why choose this provider?

Steven Wang is a second-generation StateFarm insurance agent that has been serving Irvine and the surrounding areas for more than 20 years. He offers health insurance solutions, including supplemental health, Medicare supplement, and individual medical policies. Steven also provides auto, home, life, and pet insurance. He runs an agency with experience advisors who speak Mandarin Chinese, Taiwanese, and English. The team specializes in customizing solutions according to clients' needs and circumstances. In addition, Steven is a benefactor for the UC Irvine Medical Center and sponsors youth baseball leagues.

License Verified:

License: 0H45117

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (157)
Yelp
4.0 / 5 (39)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
980 Roosevelt, Irvine, CA 92620
  • Group Plans

Why choose this provider?

Founded in 2007, Any Insurance has been offering full-service insurance services and solutions with offices in Irvine and Rowland Heights. Individual and family health insurance plans are some personal insurance products the agency offers. Group insurance plans that can include medical, dental, and vision plans are also offered to business owners of small to large-sized companies as part of their employee benefits programs. Clients can compare benefits and directly purchase insurance policies on the agency's website.

License Verified:

License: 0B11311

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (63)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7545 Irvine Center Drive, Irvine, CA 92618
  • Group Plans
  • Individual Plans
  • Life Insurance

Why choose this provider?

Serving the area of Irvine and nearby communities, Ameribest Insurance Brokers offers individual and family medical, dental, and vision insurance plans. This independent insurance brokerage also provides a wide range of other personal and commercial insurance solutions. These include long-term care, personal umbrella, life, professional liability, commercial auto, and employment practices liability insurance plans. The team at Ameribest Insurance Brokers helps clients understand their insurance coverage needs and assists them through the entire claim process.

License Verified:

License: 0F37580

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9891 Irvine Center Drive, Irvine, CA 92618
  • Life Insurance

Why choose this provider?

For around two decades, Prime Insurance Services, Inc., has been providing health insurance products for clients in Irvine. It helps clients find the right health coverage through its different health insurance products, including individual health insurance, group health insurance, family health insurance, and dental insurance. Aside from health insurance, the full-service insurance agency also offers life, home, business property, and general liability insurance products. Prime Insurance Services also offers standard and exotic auto insurance products for its clients.

License Verified:

License: 0D48024

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (16)
Facebook
4.0 / 5 (10)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Irvine, CA 92618
  • Policy Bundle Discount

Why choose this provider?

Cadiz Insurance & Financial Services offers pet insurance as part of its line of personal insurance policies to residents of Santa Ana. The company strives to ease the worries of pet owners by providing them with a plan that covers their expenses when their pets get injured or sick. Other personal insurance products of the company are auto, collector car, condominium, homeowners', motorcycle, and valuable items insurance. It also has business, life, and health insurance, as well as group benefits.

License Verified:

License: 0F19412

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Website
1 Park Plaza, Irvine, CA 92614
  • Individual Plans

Why choose this provider?

Peggy Chung is a Humana sales agent who serves individuals and families in Irvine. Chung specializes in various health insurance plans, including Medicare Advantage plans, Medicare supplement insurance plans, prescription drug plans, dental insurance, and vision insurance. Medicare Advantage plans include HMO, PPO, PFFS, and SNP plans. These plans typically cover hospital stays, emergency transportation, telehealth visits, lab works, X-rays, outpatient care, and medical supplies. Chung is committed to partnering with his clients to find the health benefit plans that best suit their needs.

License Verified:

License: 0C71255

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are insurance policies in Irvine required to cover mental health services?

    Yes. As part of California's mandate, all insurance policies in Irvine must cover mental health and substance use disorder treatments. Insurers must ensure parity between mental and physical health coverage, meaning they cannot impose stricter restrictions or higher costs on mental health care. This includes mandatory coverage for applied behavioral therapy for autism spectrum disorder.

  • Is it mandatory for Irvine residents to have health insurance coverage?

    Yes. For Irvine residents, health insurance remains obligatory. While the 2010 Affordable Care Act (often termed Obamacare) necessitated all U.S. residents to have health coverage, this federal mandate was nullified in 2018. Nonetheless, California instituted its own requirement in 2019. Consequently, all individuals in Irvine must maintain health coverage annually, or they'll face a tax penalty.

  • Can pregnant women in Irvine be denied medical insurance due to their condition?

    No. Pregnant women in Irvine cannot be denied medical insurance. Previously, pregnancy was seen as a pre-existing condition, and insurers might decline coverage. However, current regulations ensure that individual, family, exchange, and company-sponsored health plans cannot reject anyone due to pregnancy. Pregnant women, just like any other resident, pay rates based on their location and age, not their pregnancy status.

  • What should Irvine residents do if they miss the health insurance open enrollment window?

    For those in Irvine missing the open enrollment, which ends January 15, there's a secondary chance called the special enrollment period. This window opens for individuals undergoing significant life changes, such as childbirth, marriage, or job transitions. To secure coverage by January 1, it's advisable to enroll by December 15 during the primary open enrollment beginning November 1.

  • How do premium costs and maximum out-of-pocket expenses vary among metal-tiered health insurance plans in Irvine?

    In Irvine, health insurance tiers impact both monthly premiums and maximum out-of-pocket costs. Premium-rich tiers like Platinum and Gold have heftier monthly costs but minimize MOOP expenses. On the contrary, Bronze plans feature lower premiums but come with steeper MOOP costs. Silver plans often strike a middle ground, offering a harmonious balance between the two. Choosing requires assessing personal health needs.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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