Cornerstone Insurance Services, Inc., is a company that caters to self-employed individuals and small business owners in and around Folsom. It offers universal, indexed universal, term, and whole life insurance programs, which may be used to cover estate taxes, living expenses, outstanding loans, mortgage payments, and college education. It also provides health insurance plans, including medical, dental, and vision insurance. Its agents craft employee benefit programs that include group health insurance and legal protection. It is led by Dina Collins, an insurance broker since 1989.